Symbols / MFIN Stock $9.40 -0.21% Medallion Financial Corp.

Financial Services • Credit Services • United States • NMS
MFIN (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Andrew M. Murstein
Exch · Country NMS · United States
Market Cap 221.18M
Enterprise Value 2.51B
Income 43.04M
Sales 353.31M
FCF (ttm) 10.29M
Book/sh 18.11
Cash/sh 8.85
Employees 179
Insider 10d —
IPO May 23, 1996
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 26.40%
P/E 5.28
Forward P/E 6.35
PEG 0.77
P/S 0.63
P/B 0.52
P/C —
EV/EBITDA 13.47
EV/Sales 7.12
Quick Ratio 1.80
Current Ratio 21.82
Debt/Eq 472.94
LT Debt/Eq —
EPS (ttm) 1.78
EPS next Y 1.48
EPS Growth 16.20%
Revenue Growth 18.60%
EPS Gr Q/Q 20.30%
Rev Gr Q/Q —
Earnings (next) 2026-04-29
Earnings (prior) 2026-02-18
ROA 3.83%
ROE 11.69%
ROIC —
Gross Margin 74.58%
Oper. Margin 47.96%
Profit Margin 12.18%
Shs Outstand 23.53M
Shs Float 14.83M
Insider Own 32.11%
Instit Own 39.49%
Short Float 4.25%
Short Ratio 12.16
Short Interest 789.37K
52W High 11.00
vs 52W High -14.55%
52W Low 7.85
vs 52W Low 19.75%
Beta 0.83
Impl. Vol. 3.65%
Rel Volume 0.48
Avg Volume 59.69K
Volume 28.80K
Target (mean) $11.75
Tgt Median $11.75
Tgt Low $11.50
Tgt High $12.00
# Analysts 2
Recom None
Prev Close $9.42
Price $9.40
Change -0.21%
About

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$11.75
Mean price target
2. Current target
$9.40
Latest analyst target
3. DCF / Fair value
$7.87
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$9.40
Low
$11.50
High
$12.00
Mean
$11.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-07-31 up Ladenburg Thalmann Neutral → Buy $12
2023-08-02 main B. Riley Securities Buy → Buy $12
2023-04-03 init Ladenburg Thalmann — → Neutral —
2022-10-05 down Northland Capital Markets Outperform → Market Perform $9
2020-10-09 main Piper Sandler — → Neutral $3
2020-04-30 main B. Riley Securities — → Buy $7
2020-04-06 main Piper Sandler — → Neutral $2
2019-02-22 init BTIG — → Buy $10
2018-09-07 init B. Riley Securities — → Buy $10
2016-08-10 down Piper Sandler Buy → Hold —
2016-07-12 main Keefe, Bruyette & Woods — → Market Perform $8
News
RSS: Latest MFIN news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 MURSTEIN ALVIN Officer and Director — 72,103 $0.00 $0
2026-03-10 MURSTEIN ANDREW M Chief Executive Officer — 323,870 $0.00 $0
2026-03-10 POULTON DONALD S. Officer — 101,831 $0.00 $0
2026-03-10 CUTRONE ANTHONY N. Chief Financial Officer — 84,858 $0.00 $0
2026-03-10 HALEY DAVID JUSTIN Officer — 39,152 $0.00 $0
2026-02-10 MURSTEIN ALVIN Officer and Director — 39,597 $0.00 $0
2026-02-10 MURSTEIN ANDREW M Chief Executive Officer — 77,220 $0.00 $0
2026-02-10 SILVERMAN MARISA T General Counsel — 19,305 $0.00 $0
2026-02-10 POULTON DONALD S. Officer — 58,760 $0.00 $0
2026-02-10 MUNSON THOMAS JOHN Officer — 9,653 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
243.39
+19.84%
203.09
+6.96%
189.87
+17.03%
162.25
Operating Revenue
243.39
+19.84%
203.09
+6.96%
189.87
+17.03%
162.25
Selling General And Administration
44.45
+8.35%
41.03
+2.48%
40.03
+19.48%
33.51
General And Administrative Expense
44.45
+8.35%
41.03
+2.48%
40.03
+19.48%
33.51
Salaries And Wages
41.66
+8.66%
38.34
+2.08%
37.56
+20.66%
31.13
Other Gand A
—
—
—
—
Reconciled Depreciation
8.32
+33.87%
6.22
+18.58%
5.24
+0.27%
5.23
Total Unusual Items
4.63
+318.90%
-2.12
-164.20%
3.30
-31.20%
4.79
Total Unusual Items Excluding Goodwill
4.63
+318.90%
-2.12
-164.20%
3.30
-31.20%
4.79
Special Income Charges
0.00
+100.00%
-3.00
0.00
+100.00%
-0.66
Other Special Charges
—
3.00
—
—
Write Off
—
0.53
-68.87%
1.70
+158.14%
0.66
Net Income
46.56
+29.77%
35.88
-34.86%
55.08
+25.64%
43.84
Pretax Income
79.89
+26.93%
62.94
-26.85%
86.04
+26.80%
67.85
Net Interest Income
216.89
+7.09%
202.53
+7.68%
188.09
+17.24%
160.44
Interest Expense
98.43
+11.64%
88.17
+40.07%
62.95
+73.96%
36.19
Interest Income
315.32
+8.47%
290.70
+15.80%
251.04
+27.68%
196.62
Gain On Sale Of Security
24.55
+254.95%
6.92
+33.58%
5.18
+86.33%
2.78
Tax Provision
24.54
+16.82%
21.01
-15.65%
24.91
+38.67%
17.96
Tax Rate For Calcs
0.00
-6.06%
0.00
+13.79%
0.00
+9.54%
0.00
Tax Effect Of Unusual Items
1.44
+305.64%
-0.70
-173.05%
0.96
-24.64%
1.27
Net Income Including Noncontrolling Interests
55.34
+32.00%
41.92
-31.41%
61.13
+22.53%
49.89
Net Income From Continuing Operation Net Minority Interest
46.56
+29.77%
35.88
-34.86%
55.08
+25.64%
43.84
Net Income From Continuing And Discontinued Operation
46.56
+29.77%
35.88
-34.86%
55.08
+25.64%
43.84
Net Income Continuous Operations
55.34
+32.00%
41.92
-31.41%
61.13
+22.53%
49.89
Minority Interests
-8.78
-45.23%
-6.05
+0.00%
-6.05
+0.00%
-6.05
Normalized Income
43.36
+16.27%
37.30
-29.28%
52.74
+30.81%
40.32
Net Income Common Stockholders
43.04
+19.97%
35.88
-34.86%
55.08
+25.64%
43.84
Otherunder Preferred Stock Dividend
3.52
—
—
—
Diluted EPS
1.78
+17.11%
1.52
-35.86%
2.37
+29.51%
1.83
Basic EPS
1.89
+18.87%
1.59
-35.10%
2.45
+31.72%
1.86
Basic Average Shares
22.77
+1.01%
22.55
+0.16%
22.51
-4.55%
23.58
Diluted Average Shares
24.25
+2.72%
23.61
+1.54%
23.25
-2.84%
23.93
Diluted NI Availto Com Stockholders
43.04
+19.97%
35.88
-34.86%
55.08
+25.64%
43.84
Amortization
1.45
+0.00%
1.45
+0.00%
1.45
+0.00%
1.45
Amortization Of Intangibles Income Statement
1.45
+0.00%
1.45
+0.00%
1.45
+0.00%
1.45
Depreciation Amortization Depletion Income Statement
1.45
+0.00%
1.45
+0.00%
1.45
+0.00%
1.45
Depreciation And Amortization In Income Statement
1.45
+0.00%
1.45
+0.00%
1.45
+0.00%
1.45
Other Non Interest Expense
22.78
+16.46%
19.56
+4.81%
18.66
+19.04%
15.68
Professional Expense And Contract Services Expense
5.00
+464.80%
-1.37
-123.31%
5.89
-54.91%
13.05
Rent And Landing Fees
2.79
+3.99%
2.68
+8.50%
2.47
+3.95%
2.38
Rent Expense Supplemental
2.79
+3.99%
2.68
+8.50%
2.47
+3.95%
2.38
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,955.46
+3.03%
2,868.61
+10.85%
2,587.83
+14.51%
2,259.88
Cash And Cash Equivalents
136.27
+38.71%
98.24
+86.80%
52.59
+58.54%
33.17
Other Short Term Investments
2.42
-95.59%
54.80
+0.96%
54.28
+11.94%
48.49
Receivables
19.40
+11.21%
17.45
+22.77%
14.21
-3.39%
14.71
Accounts Receivable
19.40
+26.69%
15.31
+13.12%
13.54
+7.33%
12.61
Other Receivables
—
2.13
+217.59%
0.67
-67.97%
2.10
Net PPE
11.86
-13.78%
13.76
-2.27%
14.08
+6.90%
13.17
Goodwill And Other Intangible Assets
168.50
-0.85%
169.95
-0.84%
171.39
-0.84%
172.84
Goodwill
150.80
+0.00%
150.80
+0.00%
150.80
+0.00%
150.80
Other Intangible Assets
17.70
-7.55%
19.15
-7.02%
20.59
-6.55%
22.04
Investments And Advances
68.28
+6.69%
64.00
-2.60%
65.71
+11.78%
58.78
Long Term Equity Investment
8.10
-11.95%
9.20
-19.53%
11.43
+11.05%
10.29
Total Liabilities Net Minority Interest
2,447.42
+0.73%
2,429.65
+11.65%
2,176.05
+15.17%
1,889.36
Payables And Accrued Expenses
25.08
-16.39%
30.00
-14.61%
35.13
+37.40%
25.56
Payables
25.08
-16.39%
30.00
-14.61%
35.13
+37.40%
25.56
Accounts Payable
24.32
-18.92%
30.00
-14.61%
35.13
+37.40%
25.56
Total Tax Payable
0.76
0.00
0.00
—
Income Tax Payable
0.76
0.00
0.00
—
Current Debt And Capital Lease Obligation
97.45
+89.96%
51.30
+388.57%
10.50
+45.83%
7.20
Current Debt
95.25
+94.39%
49.00
+512.50%
8.00
+60.00%
5.00
Other Current Borrowings
95.25
+94.39%
49.00
+512.50%
8.00
+60.00%
5.00
Current Capital Lease Obligation
2.20
-4.35%
2.30
-8.00%
2.50
+13.64%
2.20
Long Term Debt And Capital Lease Obligation
221.03
-6.85%
237.29
-2.18%
242.56
+8.91%
222.73
Long Term Capital Lease Obligation
5.04
-1.70%
5.13
-26.94%
7.02
-16.52%
8.41
Non Current Deferred Liabilities
19.60
-6.66%
21.00
-1.00%
21.21
-20.73%
26.75
Non Current Deferred Taxes Liabilities
19.60
-6.66%
21.00
-1.00%
21.21
-20.73%
26.75
Stockholders Equity
408.62
+10.39%
370.17
+7.93%
342.99
+13.67%
301.74
Common Stock Equity
408.62
+10.39%
370.17
+7.93%
342.99
+13.67%
301.74
Capital Stock
0.30
+1.02%
0.29
+0.69%
0.29
+1.39%
0.29
Common Stock
0.30
+1.02%
0.29
+0.69%
0.29
+1.39%
0.29
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
29.59
+0.97%
29.31
+0.88%
29.05
+1.35%
28.66
Ordinary Shares Number
23.31
+0.76%
23.14
-1.34%
23.45
+1.68%
23.06
Treasury Shares Number
6.28
+1.76%
6.17
+10.18%
5.60
+0.00%
5.60
Additional Paid In Capital
299.46
+2.06%
293.41
+1.86%
288.05
+1.55%
283.66
Retained Earnings
162.37
+24.66%
130.26
+25.39%
103.88
+55.81%
66.67
Gains Losses Not Affecting Retained Earnings
-2.38
+34.71%
-3.65
+1.33%
-3.70
-10.36%
-3.35
Treasury Stock
51.13
+1.97%
50.14
+10.11%
45.54
+0.00%
45.54
Minority Interest
99.43
+44.54%
68.79
+0.00%
68.79
+0.00%
68.79
Total Equity Gross Minority Interest
508.05
+15.74%
438.96
+6.60%
411.77
+11.13%
370.52
Total Capitalization
624.60
+3.70%
602.33
+4.11%
578.53
+12.11%
516.06
Invested Capital
719.85
+10.52%
651.33
+11.05%
586.53
+12.57%
521.06
Total Debt
318.48
+10.36%
288.59
+14.04%
253.06
+10.06%
229.93
Net Debt
174.97
-4.35%
182.92
-4.21%
190.95
+2.58%
186.15
Capital Lease Obligations
7.24
-2.52%
7.43
-21.97%
9.52
-10.27%
10.61
Net Tangible Assets
240.11
+19.92%
200.22
+16.68%
171.59
+33.12%
128.90
Tangible Book Value
240.11
+19.92%
200.22
+16.68%
171.59
+33.12%
128.90
Available For Sale Securities
57.77
+11.36%
51.88
-0.14%
51.95
+7.12%
48.49
Cash Cash Equivalents And Federal Funds Sold
201.56
+18.87%
169.57
+13.16%
149.84
+41.90%
105.60
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
126.28
+16.20%
108.68
-4.48%
113.78
+4.64%
108.74
Cash Flow From Continuing Operating Activities
126.28
+16.20%
108.68
-4.48%
113.78
+4.64%
108.74
Net Income From Continuing Operations
55.34
+32.00%
41.92
-31.41%
61.13
+22.53%
49.89
Depreciation Amortization Depletion
8.32
+33.87%
6.22
+18.58%
5.24
+0.27%
5.23
Depreciation And Amortization
8.32
+33.87%
6.22
+18.58%
5.24
+0.27%
5.23
Other Non Cash Items
0.37
-59.89%
0.92
-95.05%
18.57
+35.33%
13.72
Stock Based Compensation
6.74
+11.27%
6.05
+28.43%
4.71
+35.59%
3.48
Operating Gains Losses
-24.55
-254.95%
-6.92
-33.58%
-5.18
-86.33%
-2.78
Gain Loss On Investment Securities
-24.55
-254.95%
-6.92
-33.58%
-5.18
-86.33%
-2.78
Unrealized Gain Loss On Investment Securities
—
—
—
—
Change In Working Capital
-9.76
+39.11%
-16.02
-88.49%
-8.50
-192.92%
9.15
Change In Receivables
-4.09
-130.12%
-1.78
-92.00%
-0.93
+53.56%
-1.99
Changes In Account Receivables
-4.09
-130.12%
-1.78
-92.00%
-0.93
+53.56%
-1.99
Change In Payables And Accrued Expense
-5.82
+20.67%
-7.33
-188.98%
8.24
+5.97%
7.78
Change In Payable
-5.82
+20.67%
-7.33
-188.98%
8.24
+5.97%
7.78
Change In Account Payable
-5.82
+20.67%
-7.33
-188.98%
8.24
+5.97%
7.78
Change In Other Current Assets
-1.34
+74.38%
-5.24
+66.13%
-15.47
-294.74%
-3.92
Investing Cash Flow
-124.49
+62.15%
-328.94
+3.45%
-340.71
+24.12%
-449.00
Cash Flow From Continuing Investing Activities
-124.49
+62.15%
-328.94
+3.45%
-340.71
+24.12%
-449.00
Net Investment Purchase And Sale
21.50
+148.89%
8.64
+505.82%
-2.13
+64.22%
-5.95
Purchase Of Investment
-14.83
-91.62%
-7.74
+33.11%
-11.57
+44.13%
-20.71
Sale Of Investment
36.34
+121.82%
16.38
+73.45%
9.44
-36.02%
14.76
Net Business Purchase And Sale
—
—
0.00
0.00
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
13.22
-2.45%
13.55
-34.32%
20.63
-8.97%
22.66
Financing Cash Flow
30.20
-87.41%
239.99
-11.50%
271.18
-15.62%
321.38
Cash Flow From Continuing Financing Activities
30.20
-87.41%
239.99
-11.50%
271.18
-15.62%
321.38
Net Common Stock Issuance
-0.99
+78.59%
-4.61
0.00
+100.00%
-20.62
Common Stock Payments
-0.99
+78.59%
-4.61
0.00
+100.00%
-20.62
Common Stock Dividend Paid
-10.97
-16.80%
-9.39
-21.95%
-7.70
-2.12%
-7.54
Cash Dividends Paid
-10.97
-16.80%
-9.39
-21.95%
-7.70
-2.12%
-7.54
Repurchase Of Capital Stock
-0.99
+78.59%
-4.61
0.00
+100.00%
-20.62
Proceeds From Stock Option Exercised
0.52
+99.23%
0.26
-41.40%
0.44
+185.16%
0.15
Net Other Financing Charges
17.14
+345.20%
-6.99
-2.58%
-6.82
-12.70%
-6.05
Changes In Cash
31.99
+62.17%
19.73
-55.42%
44.25
+334.28%
-18.89
Beginning Cash Position
169.57
+13.16%
149.84
+41.90%
105.60
-15.17%
124.48
End Cash Position
201.56
+18.87%
169.57
+13.16%
149.84
+41.90%
105.60
Free Cash Flow
126.28
+16.20%
108.68
-4.48%
113.78
+4.64%
108.74
Interest Paid Supplemental Data
96.00
+16.00%
82.76
+43.91%
57.51
+79.85%
31.98
Income Tax Paid Supplemental Data
23.10
+2.82%
22.46
-10.51%
25.10
+183.70%
8.85
Sale Of Business
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category