Symbols / NEWT Stock $12.74 +1.68% NewtekOne, Inc.

Financial Services • Banks - Regional • United States • NGM
NEWT (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Barry Scott Sloane
Exch · Country NGM · United States
Market Cap 367.31M
Enterprise Value 954.44M
Income 58.18M
Sales 383.33M
FCF (ttm) -559.33M
Book/sh 12.19
Cash/sh 9.84
Employees 572
Insider 10d —
IPO Sep 27, 2000
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 43.58%
P/E 5.84
Forward P/E 5.20
PEG 3.20
P/S 0.96
P/B 1.04
P/C —
EV/EBITDA 4.59
EV/Sales 2.49
Quick Ratio 1.63
Current Ratio 14.04
Debt/Eq 206.95
LT Debt/Eq —
EPS (ttm) 2.18
EPS next Y 2.45
EPS Growth -6.00%
Revenue Growth 3.00%
EPS Gr Q/Q 6.60%
Rev Gr Q/Q —
Earnings (next) 2026-04-30
Earnings (prior) 2026-01-29
ROA 5.13%
ROE 17.44%
ROIC —
Gross Margin 85.25%
Oper. Margin 55.59%
Profit Margin 15.79%
Shs Outstand 28.83M
Shs Float 24.91M
Insider Own 6.59%
Instit Own 52.61%
Short Float 10.12%
Short Ratio 10.74
Short Interest 2.72M
52W High 14.91
vs 52W High -14.55%
52W Low 9.51
vs 52W Low 33.96%
Beta 1.30
Impl. Vol. 1.56%
Rel Volume 0.54
Avg Volume 220.90K
Volume 119.09K
Target (mean) $16.25
Tgt Median $14.00
Tgt Low $12.00
Tgt High $25.00
# Analysts 4
Recom Hold
Prev Close $12.53
Price $12.74
Change 1.68%
About

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.25
Mean price target
2. Current target
$12.74
Latest analyst target
3. DCF / Fair value
$-349.20
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$12.74
Low
$12.00
High
$25.00
Mean
$16.25

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-09 main Piper Sandler Neutral → Neutral $14
2026-01-30 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2026-01-09 main Piper Sandler Neutral → Neutral $13
2025-09-19 reit Keefe, Bruyette & Woods Market Perform → Market Perform $13
2025-07-29 main Piper Sandler Neutral → Neutral $12
2025-07-11 main Keefe, Bruyette & Woods Market Perform → Market Perform $12
2025-05-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2025-03-20 main Compass Point Neutral → Neutral $14
2024-12-19 main B. Riley Securities Neutral → Neutral $14
2024-11-11 main Piper Sandler Neutral → Neutral $15
2024-11-08 reit Keefe, Bruyette & Woods Market Perform → Market Perform $15
2024-09-04 down B. Riley Securities Buy → Neutral $13
2024-03-20 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2024-03-18 main Piper Sandler Neutral → Neutral $11
2024-03-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $16
2024-03-07 reit B. Riley Securities Buy → Buy $18
2023-08-30 main Compass Point Neutral → Neutral $16
2023-08-14 main B. Riley Securities Buy → Buy $21
2023-06-20 main B. Riley Securities Buy → Buy $20
2023-05-19 init B. Riley Securities — → Buy $15
News
RSS: Latest NEWT news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-01-14 DEMARIA FRANK M Chief Financial Officer — 1,556 $13.91 $21,644
2026-01-14 DEMARIA FRANK M Chief Financial Officer — 1,556 $13.91 $21,644
2026-01-14 RAZON-FEINGOLD HALLI Officer and Director — 1,258 $13.91 $17,499
2026-01-14 RAZON-FEINGOLD HALLI Officer and Director — 1,258 $13.91 $17,499
2026-01-14 SLOANE BARRY R Chief Executive Officer — 3,595 $13.91 $50,006
2026-01-14 SLOANE BARRY R Chief Executive Officer — 3,595 $13.91 $50,006
2026-01-14 SCHWARTZ MICHAEL ADAM Officer — 2,247 $13.91 $31,256
2026-01-14 SCHWARTZ MICHAEL ADAM Officer — 2,247 $13.91 $31,256
2026-01-14 DOWNS PETER MATHISON Officer and Director — 2,696 $13.91 $37,501
2025-12-31 BRUNET CRAIG JEFFRY Director — 171 $10.75 $1,932
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
266.99
+12.30%
237.74
+28.45%
185.08
+75.98%
105.17
Operating Revenue
266.99
+12.30%
237.74
+28.45%
185.08
+75.98%
105.17
Operating Expense
—
—
—
66.39
Selling General And Administration
113.41
+14.32%
99.20
+12.65%
88.06
+216.11%
27.86
General And Administrative Expense
113.41
+14.32%
99.20
+12.65%
88.06
+216.11%
27.86
Salaries And Wages
84.77
+8.78%
77.93
+18.60%
65.71
+225.51%
20.19
Other Gand A
28.64
+34.64%
21.27
-4.85%
22.36
+191.37%
7.67
Other Operating Expenses
—
—
—
31.16
Reconciled Depreciation
0.67
-62.56%
1.78
-38.14%
2.88
+1106.69%
0.24
Total Unusual Items
-0.18
0.00
+100.00%
-0.27
+35.01%
-0.42
Total Unusual Items Excluding Goodwill
-0.18
0.00
+100.00%
-0.27
+35.01%
-0.42
Special Income Charges
-0.18
0.00
+100.00%
-0.27
+35.01%
-0.42
Restructuring And Mergern Acquisition
—
—
1.30
—
Net Income
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Pretax Income
79.98
+16.43%
68.69
+51.39%
45.37
+17.02%
38.77
Net Interest Income
59.88
+48.58%
40.30
+51.33%
26.63
+116.68%
12.29
Interest Expense
98.53
+21.47%
81.11
+19.74%
67.74
+157.32%
26.32
Interest Income
158.41
+30.47%
121.42
+28.66%
94.37
+144.38%
38.62
Gain On Sale Of Security
30.02
0.00
0.00
0.00
Tax Provision
19.46
+9.11%
17.84
+1012.01%
-1.96
-130.26%
6.46
Tax Rate For Calcs
0.00
-6.28%
0.00
+23.67%
0.00
+25.97%
0.00
Tax Effect Of Unusual Items
-0.04
0.00
+100.00%
-0.06
+18.13%
-0.07
Net Income Including Noncontrolling Interests
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Net Income From Continuing Operation Net Minority Interest
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Net Income From Continuing And Discontinued Operation
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Net Income Continuous Operations
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Normalized Income
60.65
+19.26%
50.85
+6.96%
47.54
+45.58%
32.66
Net Income Common Stockholders
58.18
+18.12%
49.25
+7.36%
45.88
+41.98%
32.31
Diluted EPS
2.18
+11.22%
1.96
+4.26%
1.88
+40.30%
1.34
Basic EPS
2.21
+12.18%
1.97
+4.23%
1.89
+41.04%
1.34
Basic Average Shares
26.32
+5.53%
24.95
+2.81%
24.26
+0.27%
24.20
Diluted Average Shares
26.71
+6.07%
25.19
+3.44%
24.35
+0.62%
24.20
Diluted NI Availto Com Stockholders
58.18
+18.12%
49.25
+7.36%
45.88
+41.98%
32.31
Average Dilution Earnings
—
0.00
0.00
0.00
Depreciation Amortization Depletion Income Statement
0.67
-62.56%
1.78
-38.14%
2.88
+1106.69%
0.24
Depreciation And Amortization In Income Statement
0.67
-62.56%
1.78
-38.14%
2.88
+1106.69%
0.24
Depreciation Income Statement
—
—
—
0.24
Other Non Interest Expense
18.57
-28.68%
26.03
+9.81%
23.70
-22.90%
30.75
Preferred Stock Dividends
2.33
+45.94%
1.60
+10.04%
1.45
—
Professional Expense And Contract Services Expense
15.46
-2.23%
15.81
+20.92%
13.08
+83.31%
7.13
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,744.82
+33.25%
2,059.91
+44.10%
1,429.51
+43.11%
998.90
Cash And Cash Equivalents
283.81
-19.63%
353.15
+130.68%
153.09
+185.12%
53.69
Cash Financial
4.20
-39.55%
6.94
-54.92%
15.40
-71.32%
53.69
Other Short Term Investments
—
—
1.44
0.00
Receivables
39.11
-63.36%
106.73
-21.99%
136.83
0.00
Accounts Receivable
38.67
-28.74%
54.27
-27.25%
74.60
—
Other Receivables
0.44
-99.17%
52.47
-15.69%
62.23
—
Net PPE
2.79
-50.95%
5.69
-0.23%
5.70
-12.08%
6.48
Gross PPE
2.79
-50.95%
5.69
-0.23%
5.70
-12.08%
6.48
Other Properties
2.79
-50.95%
5.69
-0.23%
5.70
-12.08%
6.48
Goodwill And Other Intangible Assets
14.60
-1.05%
14.75
-51.02%
30.12
0.00
Goodwill
14.09
+0.00%
14.09
-45.59%
25.89
0.00
Other Intangible Assets
0.51
-23.24%
0.67
-84.25%
4.24
—
Investments And Advances
124.42
+115.71%
57.68
+34.05%
43.03
-84.83%
283.60
Long Term Equity Investment
47.72
-17.27%
57.68
+41.16%
40.86
-85.52%
282.24
Total Liabilities Net Minority Interest
2,347.25
+33.09%
1,763.63
+49.40%
1,180.47
+89.32%
623.54
Payables And Accrued Expenses
65.86
+70.98%
38.52
-7.00%
41.42
+16.26%
35.63
Payables
65.57
+71.70%
38.19
-4.70%
40.07
+12.48%
35.63
Accounts Payable
9.41
+2.11%
9.22
+16.61%
7.91
-63.09%
21.42
Other Payable
—
5.70
+12.65%
5.06
-86.29%
36.91
Dividends Payable
0.00
-100.00%
5.23
+9.20%
4.79
0.00
Current Accrued Expenses
0.29
-11.14%
0.33
-75.39%
1.35
—
Current Debt And Capital Lease Obligation
218.49
+122.41%
98.24
+60.36%
61.26
-34.68%
93.79
Current Debt
218.49
+122.41%
98.24
+60.36%
61.26
-34.68%
93.79
Long Term Debt And Capital Lease Obligation
604.27
-1.95%
616.30
+4.49%
589.81
+30.06%
453.51
Long Term Debt
601.40
-1.38%
609.80
+4.62%
582.86
+30.82%
445.54
Long Term Capital Lease Obligation
2.87
-55.77%
6.50
-6.53%
6.95
-12.81%
7.97
Long Term Provisions
3.74
+4.56%
3.57
+16.65%
3.06
—
Non Current Deferred Liabilities
10.73
+378.07%
2.24
—
19.19
Non Current Deferred Taxes Liabilities
10.73
+378.07%
2.24
—
19.19
Stockholders Equity
397.57
+34.19%
296.28
+18.97%
249.05
-33.65%
375.36
Common Stock Equity
349.39
+26.34%
276.54
+20.60%
229.31
-38.91%
375.36
Capital Stock
48.75
+140.59%
20.26
+0.17%
20.23
+4011.79%
0.49
Common Stock
0.57
+8.94%
0.53
+6.91%
0.49
+0.00%
0.49
Preferred Stock
48.18
+144.10%
19.74
+0.00%
19.74
0.00
Share Issued
28.66
+9.00%
26.29
+6.53%
24.68
+0.29%
24.61
Ordinary Shares Number
28.66
+9.00%
26.29
+6.53%
24.68
+0.29%
24.61
Additional Paid In Capital
253.83
+16.29%
218.27
+8.64%
200.91
-43.28%
354.24
Retained Earnings
94.99
+64.42%
57.77
+105.96%
28.05
+36.02%
20.62
Gains Losses Not Affecting Retained Earnings
-0.00
+80.95%
-0.02
+85.81%
-0.15
0.00
Total Equity Gross Minority Interest
397.57
+34.19%
296.28
+18.97%
249.05
-33.65%
375.36
Total Capitalization
998.97
+10.25%
906.08
+8.92%
831.91
+1.34%
820.90
Invested Capital
1,169.28
+18.76%
984.59
+12.73%
873.43
-4.51%
914.68
Total Debt
822.76
+15.15%
714.54
+9.75%
651.07
+18.96%
547.30
Net Debt
536.07
+51.05%
354.89
-27.73%
491.04
+1.11%
485.63
Capital Lease Obligations
2.87
-55.77%
6.50
-6.53%
6.95
-12.81%
7.97
Net Tangible Assets
382.97
+36.03%
281.53
+28.60%
218.93
-41.68%
375.36
Tangible Book Value
334.79
+27.88%
261.79
+31.43%
199.19
-46.93%
375.36
Available For Sale Securities
76.70
+9758.74%
0.78
+6.87%
0.73
-46.47%
1.36
Cash Cash Equivalents And Federal Funds Sold
310.29
-18.64%
381.37
+107.26%
184.01
+46.49%
125.61
Current Notes Payable
0.00
0.00
-100.00%
38.12
+0.58%
37.90
Derivative Product Liabilities
—
—
—
0.00
Financial Assets Designatedas Fair Value Through Profitor Loss Total
—
—
—
808.04
Investmentin Financial Assets
—
—
—
808.04
Line Of Credit
218.49
+122.41%
98.24
+324.62%
23.14
-58.60%
55.88
Preferred Stock Equity
48.18
+144.10%
19.74
+0.00%
19.74
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-579.24
-278.55%
-153.01
+9.58%
-169.22
-171.11%
-62.42
Cash Flow From Continuing Operating Activities
-579.24
-278.55%
-153.01
+9.58%
-169.22
-171.11%
-62.42
Net Income From Continuing Operations
60.51
+18.99%
50.85
+7.45%
47.33
+46.48%
32.31
Depreciation Amortization Depletion
0.67
-62.56%
1.78
-38.14%
2.88
+1106.69%
0.24
Depreciation
—
—
—
0.24
Depreciation And Amortization
0.67
-62.56%
1.78
-38.14%
2.88
+1106.69%
0.24
Other Non Cash Items
-680.95
-385.19%
-140.35
-48.76%
-94.34
-160.10%
-36.27
Stock Based Compensation
4.10
+0.86%
4.06
+43.64%
2.83
0.00
Asset Impairment Charge
—
12.66
+256.86%
3.55
-64.84%
10.10
Deferred Tax
8.48
-18.47%
10.40
+316.73%
-4.80
-174.26%
6.46
Deferred Income Tax
8.48
-18.47%
10.40
+316.73%
-4.80
-174.26%
6.46
Operating Gains Losses
-73.08
+33.24%
-109.47
-103.79%
-53.72
-5336.84%
-0.99
Gain Loss On Investment Securities
-30.02
0.00
0.00
+100.00%
-52.90
Unrealized Gain Loss On Investment Securities
—
0.00
0.00
+100.00%
-24.32
Change In Working Capital
58.94
+4623.33%
-1.30
+98.52%
-88.12
-68.04%
-52.44
Change In Receivables
52.03
+432.79%
9.77
+115.82%
-61.74
-238.62%
44.54
Changes In Account Receivables
—
—
-62.23
-239.73%
44.54
Change In Payables And Accrued Expense
28.02
+557.19%
4.26
+112.61%
-33.81
+66.71%
-101.58
Change In Payable
28.02
+557.19%
4.26
+112.61%
-33.81
+66.71%
-101.58
Change In Account Payable
-2.84
-146.68%
6.09
+122.75%
-26.76
-396.61%
9.02
Change In Other Working Capital
—
-0.09
+44.85%
-0.17
-105.93%
2.78
Change In Other Current Assets
-21.10
-39.24%
-15.16
-303.94%
7.43
+309.25%
1.82
Change In Other Current Liabilities
0.00
+100.00%
-0.17
0.00
0.00
Investing Cash Flow
-245.29
-17.34%
-209.05
-21.38%
-172.24
-1565672.73%
-0.01
Cash Flow From Continuing Investing Activities
-245.29
-17.34%
-209.05
-21.38%
-172.24
-1565672.73%
-0.01
Net PPE Purchase And Sale
-0.11
+75.85%
-0.44
+4.15%
-0.46
-4063.64%
-0.01
Purchase Of PPE
-0.11
+75.85%
-0.44
+4.15%
-0.46
-4063.64%
-0.01
Capital Expenditure
-0.11
+75.85%
-0.44
+4.15%
-0.46
-4063.64%
-0.01
Net Investment Purchase And Sale
7.69
+151.37%
3.06
+107.44%
-41.15
0.00
Purchase Of Investment
-20.02
+65.89%
-58.70
-35.83%
-43.22
0.00
Sale Of Investment
27.71
-55.13%
61.76
+2890.85%
2.06
0.00
Net Business Purchase And Sale
-6.12
0.00
-100.00%
11.14
0.00
Purchase Of Business
-10.12
0.00
0.00
—
Net Other Investing Changes
-0.65
-1398.00%
0.05
+102.37%
-2.11
—
Financing Cash Flow
753.45
+34.33%
560.90
+62.59%
344.97
+29259.49%
1.18
Cash Flow From Continuing Financing Activities
753.45
+34.33%
560.90
+62.59%
344.97
+29259.49%
1.18
Net Issuance Payments Of Debt
280.32
+329.37%
65.29
+234.43%
19.52
-70.90%
67.08
Issuance Of Debt
732.62
+72.74%
424.12
-4.24%
442.88
+168.58%
164.90
Repayment Of Debt
-452.30
-26.05%
-358.83
+15.24%
-423.36
-332.80%
-97.82
Long Term Debt Issuance
732.62
+72.74%
424.12
-4.24%
442.88
+191.18%
152.09
Long Term Debt Payments
-452.30
-26.05%
-358.83
+15.24%
-423.36
-332.80%
-97.82
Net Long Term Debt Issuance
280.32
+329.37%
65.29
+234.43%
19.52
-64.03%
54.28
Short Term Debt Issuance
—
—
—
12.80
Short Term Debt Payments
—
0.00
0.00
—
Net Short Term Debt Issuance
—
0.00
0.00
-100.00%
12.80
Net Common Stock Issuance
3.60
-73.17%
13.42
0.00
-100.00%
2.02
Common Stock Payments
-1.49
-270.90%
-0.40
0.00
0.00
Common Stock Dividend Paid
—
—
—
-64.54
Cash Dividends Paid
-28.04
-38.48%
-20.25
-43.15%
-14.15
+78.08%
-64.54
Repurchase Of Capital Stock
-1.49
-270.90%
-0.40
0.00
0.00
Proceeds From Stock Option Exercised
0.27
+29.47%
0.21
+305.88%
0.05
0.00
Net Other Financing Charges
4.77
+175.31%
-6.34
-36.30%
-4.65
-37.66%
-3.38
Changes In Cash
-71.08
-135.75%
198.83
+5548.64%
3.52
+105.75%
-61.25
Beginning Cash Position
381.37
+107.26%
184.01
+46.49%
125.61
-32.78%
186.86
End Cash Position
310.29
-18.64%
381.37
+107.26%
184.01
+46.49%
125.61
Free Cash Flow
-579.35
-277.54%
-153.45
+9.56%
-169.68
-171.79%
-62.43
Interest Paid Supplemental Data
97.48
+23.09%
79.19
+19.14%
66.47
+162.23%
25.35
Income Tax Paid Supplemental Data
12.50
+68.29%
7.43
+7.92%
6.88
0.00
Change In Dividend Payable
0.00
-100.00%
0.44
-90.77%
4.78
0.00
Change In Income Tax Payable
—
0.02
+100.47%
-4.04
0.00
Change In Tax Payable
—
0.02
+100.47%
-4.04
0.00
Common Stock Issuance
5.09
-63.16%
13.82
0.00
-100.00%
2.02
Earnings Losses From Equity Investments
4.41
+141.12%
-10.71
-232.77%
-3.22
0.00
Issuance Of Capital Stock
53.27
+285.53%
13.82
-29.11%
19.49
+865.48%
2.02
Net Preferred Stock Issuance
48.18
0.00
-100.00%
19.49
0.00
Other Cash Adjustment Outside Changein Cash
0.00
+100.00%
-1.46
-102.67%
54.88
0.00
Preferred Stock Issuance
48.18
0.00
-100.00%
19.49
0.00
Sale Of Business
4.00
0.00
-100.00%
11.14
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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