Symbols / NFBK Stock $14.13 -0.21% Northfield Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
NFBK (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Steven M. Klein CPA
Exch · Country NMS · United States
Market Cap 590.13M
Enterprise Value 1.23B
Income 4.76M
Sales 154.81M
FCF (ttm) —
Book/sh 16.63
Cash/sh 6.07
Employees 370
Insider 10d —
IPO Nov 08, 2007
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 4.00%
P/E 108.69
Forward P/E 9.42
PEG 2.54
P/S 3.81
P/B 0.85
P/C —
EV/EBITDA —
EV/Sales 7.95
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.13
EPS next Y 1.50
EPS Growth 56.70%
Revenue Growth 24.50%
EPS Gr Q/Q 50.40%
Rev Gr Q/Q —
Earnings (next) 2026-04-22
Earnings (prior) 2026-04-22
ROA 0.08%
ROE 0.68%
ROIC —
Gross Margin 0.00%
Oper. Margin 47.81%
Profit Margin 3.08%
Shs Outstand 41.76M
Shs Float 39.63M
Insider Own 12.18%
Instit Own 61.40%
Short Float 2.17%
Short Ratio 2.38
Short Interest 751.36K
52W High 14.20
vs 52W High -0.49%
52W Low 9.91
vs 52W Low 42.58%
Beta 0.73
Impl. Vol. —
Rel Volume 0.01
Avg Volume 357.37K
Volume 3.35K
Target (mean) $14.50
Tgt Median $14.50
Tgt Low $14.50
Tgt High $14.50
# Analysts 1
Recom Hold
Prev Close $14.16
Price $14.13
Change -0.21%
About

Northfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts. The company also provides commercial and industrial and owner-occupied commercial real estate loans; one-to-four family residential real estate loans; multifamily loans; construction and land loans; home equity loans and lines of credit; and small business loans. In addition, it purchases investment securities, including mortgage-backed securities and corporate bonds, and deposit funds in other financial institutions. Further, the company provides automated teller machines and debit cards; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates in Richmond and Kings counties in New York; and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. Northfield Bancorp, Inc. was founded in 1887 and is headquartered in Woodbridge, New Jersey.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$14.50
Mean price target
2. Current target
$14.13
Latest analyst target
3. DCF / Fair value
$1.95
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$14.13
Low
$14.50
High
$14.50
Mean
$14.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-06 main Keefe, Bruyette & Woods Market Perform → Market Perform $15
2025-10-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $12
2025-05-02 up Piper Sandler Neutral → Overweight $14
2025-04-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $12
2025-01-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $13
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2024-08-01 main Piper Sandler Neutral → Neutral $13
2024-07-30 main Keefe, Bruyette & Woods Market Perform → Market Perform $11
2024-05-01 main Piper Sandler Neutral → Neutral $11
2024-04-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $11
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $13
2022-06-21 main Piper Sandler — → Neutral $14
2021-12-15 down DA Davidson Buy → Neutral $19
2021-09-27 down Piper Sandler Overweight → Neutral $18
2020-12-18 up DA Davidson Neutral → Buy $15
2020-10-01 up Piper Sandler Neutral → Overweight —
2017-09-01 init DA Davidson — → Neutral $17
2016-04-14 init Piper Sandler — → Neutral $15
2015-11-04 main Keefe, Bruyette & Woods — → Market Perform $16
2015-07-21 init Jefferies — → Hold $16
News
RSS: Latest NFBK news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-19 FASANELLA DAVID Officer — 7,500 $13.07 $98,025
2026-03-17 STAHLIN PAUL V. CPA Director — 10,000 $13.19 $131,900
2026-02-04 JACOBS WILLIAM R Officer — 7,944 $13.69 $108,753
2026-02-04 PATAFIO FRANK P Director — 4,383 $13.69 $60,003
2026-02-04 KESSLER KAREN J Director — 4,383 $13.69 $60,003
2026-02-04 HARRISON TIMOTHY C Director — 4,383 $13.69 $60,003
2026-02-04 LEFKOWITZ ROBIN Officer — 6,939 $13.69 $94,995
2026-02-04 FASANELLA DAVID Officer — 7,533 $13.69 $103,127
2026-02-04 STAHLIN PAUL V. CPA Director — 4,383 $13.69 $60,003
2026-02-04 TOMASELLO VICKIE Officer — 6,483 $13.69 $88,752
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
154.32
+17.52%
131.31
-3.85%
136.56
-17.88%
166.29
Operating Revenue
154.32
+17.52%
131.31
-3.85%
136.56
-17.88%
166.29
Selling General And Administration
55.20
+3.38%
53.40
+4.70%
51.00
+12.02%
45.53
Selling And Marketing Expense
1.43
-8.67%
1.57
-27.73%
2.17
+0.56%
2.16
General And Administrative Expense
53.77
+3.74%
51.83
+6.14%
48.83
+12.59%
43.37
Salaries And Wages
51.37
+4.12%
49.34
+6.11%
46.50
+10.81%
41.96
Other Gand A
—
—
—
—
Reconciled Depreciation
8.01
-3.42%
8.30
-2.78%
8.53
+1.04%
8.45
Total Unusual Items
-41.01
-1305.53%
3.40
0.00
0.00
Total Unusual Items Excluding Goodwill
-41.01
-1305.53%
3.40
0.00
0.00
Special Income Charges
-41.01
0.00
0.00
0.00
Other Special Charges
—
-3.40
—
—
Impairment Of Capital Assets
41.01
0.00
0.00
—
Net Income
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Pretax Income
17.05
-57.90%
40.50
-21.75%
51.76
-39.00%
84.86
Net Interest Income
134.24
+21.17%
110.78
-8.86%
121.55
-22.64%
157.13
Interest Expense
111.73
-9.47%
123.42
+46.71%
84.13
+293.45%
21.38
Interest Income
245.97
+5.02%
234.20
+13.87%
205.68
+15.22%
178.51
Gain On Sale Of Security
0.00
+100.00%
-0.01
+64.71%
-0.02
+99.12%
-1.93
Tax Provision
16.25
+53.99%
10.56
-25.09%
14.09
-40.64%
23.74
Tax Rate For Calcs
0.00
-19.54%
0.00
-4.04%
0.00
-2.77%
0.00
Tax Effect Of Unusual Items
-8.61
-1069.96%
0.89
0.00
0.00
Net Income Including Noncontrolling Interests
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Net Income From Continuing Operation Net Minority Interest
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Net Income From Continuing And Discontinued Operation
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Net Income Continuous Operations
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Normalized Income
33.20
+21.01%
27.43
-27.18%
37.67
-38.37%
61.12
Net Income Common Stockholders
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Diluted EPS
0.02
-97.22%
0.72
-16.28%
0.86
-34.85%
1.32
Basic EPS
0.02
-97.22%
0.72
-16.28%
0.86
-34.85%
1.32
Basic Average Shares
40.12
-3.49%
41.57
-4.58%
43.56
-5.78%
46.23
Diluted Average Shares
40.17
-3.50%
41.63
-4.61%
43.64
-6.03%
46.44
Diluted NI Availto Com Stockholders
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Insurance And Claims
2.40
-3.70%
2.49
+6.74%
2.33
+65.67%
1.41
Occupancy And Equipment
14.70
-1.38%
14.90
-1.47%
15.13
+1.04%
14.97
Other Non Interest Expense
15.61
+5.81%
14.75
+1.89%
14.47
+5.92%
13.66
Professional Expense And Contract Services Expense
3.58
+11.89%
3.19
-6.19%
3.41
-11.44%
3.85
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
5,754.01
+1.55%
5,666.38
+1.21%
5,598.40
-0.05%
5,601.29
Cash And Cash Equivalents
163.95
-2.26%
167.74
-26.91%
229.51
+401.12%
45.80
Cash Financial
12.05
-7.61%
13.04
-6.09%
13.89
-4.41%
14.53
Other Short Term Investments
726.12
+6.72%
680.42
-14.46%
795.46
-16.46%
952.17
Receivables
20.12
+5.45%
19.08
+3.17%
18.49
+6.11%
17.43
Accounts Receivable
20.12
+5.45%
19.08
+3.17%
18.49
+6.11%
17.43
Net PPE
45.73
-8.10%
49.76
-9.49%
54.97
-7.03%
59.13
Gross PPE
110.13
-0.75%
110.96
-4.90%
116.68
-0.41%
117.16
Accumulated Depreciation
-64.40
-5.22%
-61.21
+0.82%
-61.71
-6.34%
-58.03
Land And Improvements
4.94
+0.00%
4.94
-4.19%
5.16
+0.00%
5.16
Buildings And Improvements
12.10
+0.75%
12.01
-72.51%
43.68
-8.00%
47.48
Machinery Furniture Equipment
34.88
+2.97%
33.87
-3.49%
35.10
+7.06%
32.78
Other Properties
28.41
-6.46%
30.37
+1068.12%
2.60
+0.00%
2.60
Leases
29.81
+0.12%
29.77
-1.26%
30.15
+3.45%
29.15
Goodwill And Other Intangible Assets
0.00
-100.00%
41.01
+0.00%
41.01
+0.00%
41.01
Goodwill
0.00
-100.00%
41.01
+0.00%
41.01
+0.00%
41.01
Investments And Advances
747.97
+5.53%
708.76
-14.45%
828.51
-15.81%
984.13
Total Liabilities Net Minority Interest
5,063.95
+2.06%
4,961.68
+1.28%
4,898.95
-0.02%
4,899.90
Payables And Accrued Expenses
—
—
—
39.04
Current Accrued Expenses
—
—
—
39.04
Long Term Debt And Capital Lease Obligation
991.52
+30.45%
760.05
-9.11%
836.20
+26.76%
659.64
Long Term Debt
961.88
+32.15%
727.84
-9.13%
800.99
+29.22%
619.86
Long Term Capital Lease Obligation
29.64
-7.97%
32.21
-8.51%
35.20
-11.52%
39.79
Stockholders Equity
690.06
-2.08%
704.70
+0.75%
699.45
-0.28%
701.39
Common Stock Equity
690.06
-2.08%
704.70
+0.75%
699.45
-0.28%
701.39
Capital Stock
0.65
+0.00%
0.65
+0.00%
0.65
+0.00%
0.65
Common Stock
0.65
+0.00%
0.65
+0.00%
0.65
+0.00%
0.65
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
64.77
+0.00%
64.77
+0.00%
64.77
+0.00%
64.77
Ordinary Shares Number
41.80
-2.57%
42.90
-3.64%
44.52
-6.15%
47.44
Treasury Shares Number
22.97
+5.04%
21.87
+8.01%
20.25
+16.84%
17.33
Additional Paid In Capital
592.47
+0.19%
591.34
+0.06%
590.97
+0.12%
590.25
Retained Earnings
420.40
-4.62%
440.76
+1.74%
433.23
+3.56%
418.35
Gains Losses Not Affecting Retained Earnings
-4.22
+79.21%
-20.30
+37.44%
-32.44
+32.88%
-48.33
Treasury Stock
307.52
+4.35%
294.71
+5.77%
278.62
+14.25%
243.88
Other Equity Adjustments
-4.22
+79.21%
-20.30
+37.44%
-32.44
+32.88%
-48.33
Total Equity Gross Minority Interest
690.06
-2.08%
704.70
+0.75%
699.45
-0.28%
701.39
Total Capitalization
1,651.94
+15.32%
1,432.54
-4.53%
1,500.44
+13.56%
1,321.24
Invested Capital
1,651.94
+15.32%
1,432.54
-4.53%
1,500.44
+13.56%
1,321.24
Total Debt
991.52
+30.45%
760.05
-9.11%
836.20
+26.76%
659.64
Net Debt
797.93
+42.46%
560.10
-1.99%
571.49
-0.45%
574.06
Capital Lease Obligations
29.64
-7.97%
32.21
-8.51%
35.20
-11.52%
39.79
Net Tangible Assets
690.06
+3.97%
663.68
+0.80%
658.43
-0.29%
660.38
Tangible Book Value
690.06
+3.97%
663.68
+0.80%
658.43
-0.29%
660.38
Available For Sale Securities
5.00
-64.94%
14.26
+34.17%
10.63
+1.78%
10.44
Cash Cash Equivalents And Federal Funds Sold
163.95
-2.26%
167.74
-26.91%
229.51
+401.12%
45.80
Held To Maturity Securities
1.64
+707.39%
0.20
-97.94%
9.87
-8.31%
10.76
Other Equity Interest
-11.73
+10.08%
-13.04
+9.05%
-14.34
+8.37%
-15.65
Trading Securities
15.21
+9.59%
13.88
+10.64%
12.55
+16.72%
10.75
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
53.70
+72.63%
31.11
-33.78%
46.97
-43.63%
83.33
Cash Flow From Continuing Operating Activities
53.70
+72.63%
31.11
-33.78%
46.97
-43.63%
83.33
Net Income From Continuing Operations
0.80
-97.34%
29.95
-20.50%
37.67
-38.37%
61.12
Depreciation Amortization Depletion
8.01
-3.42%
8.30
-2.78%
8.53
+1.04%
8.45
Depreciation
7.96
-3.00%
8.21
-2.35%
8.41
+1.67%
8.27
Amortization Cash Flow
0.05
-44.71%
0.09
-31.45%
0.12
-28.74%
0.17
Depreciation And Amortization
8.01
-3.42%
8.30
-2.78%
8.53
+1.04%
8.45
Amortization Of Intangibles
0.05
-44.71%
0.09
-31.45%
0.12
-28.74%
0.17
Other Non Cash Items
-6.48
-79.49%
-3.61
-7.79%
-3.35
-28.00%
-2.62
Stock Based Compensation
4.99
+17.53%
4.25
-2.66%
4.37
+5.74%
4.13
Asset Impairment Charge
41.01
0.00
0.00
—
Operating Gains Losses
-1.69
+66.86%
-5.11
-179.19%
-1.83
-225.67%
1.46
Gain Loss On Investment Securities
-1.69
-2.11%
-1.66
+2.64%
-1.70
-188.43%
1.93
Gain Loss On Sale Of PPE
0.00
+100.00%
-3.40
-48700.00%
0.01
+141.18%
-0.02
Change In Working Capital
-4.28
+54.40%
-9.38
-46.07%
-6.42
-114.83%
-2.99
Change In Receivables
-1.04
-77.17%
-0.59
+44.88%
-1.06
+63.58%
-2.92
Changes In Account Receivables
-1.04
-77.17%
-0.59
+44.88%
-1.06
+63.58%
-2.92
Change In Payables And Accrued Expense
-2.75
-341.89%
-0.62
-192.43%
0.67
-84.08%
4.23
Change In Accrued Expense
-2.75
-341.89%
-0.62
-192.43%
0.67
-84.08%
4.23
Change In Other Current Assets
0.50
+105.32%
-9.43
-5.38%
-8.95
-143.59%
-3.67
Investing Cash Flow
-128.35
-8.32%
-118.49
-161.12%
193.87
+169.19%
-280.21
Cash Flow From Continuing Investing Activities
-128.35
-8.32%
-118.49
-161.12%
193.87
+169.19%
-280.21
Net PPE Purchase And Sale
-1.15
-143.61%
2.64
+174.45%
-3.54
-45.94%
-2.43
Purchase Of PPE
-1.15
+0.35%
-1.15
+67.99%
-3.60
-41.26%
-2.55
Sale Of PPE
0.00
-100.00%
3.79
+5917.46%
0.06
-49.60%
0.12
Capital Expenditure
-1.15
+0.35%
-1.15
+67.99%
-3.60
-41.26%
-2.55
Net Investment Purchase And Sale
-280.29
+4.38%
-293.13
-267.89%
174.60
+4.57%
166.97
Purchase Of Investment
-859.65
+27.69%
-1,188.90
-1512.50%
-73.73
+59.10%
-180.26
Sale Of Investment
579.36
-35.32%
895.76
+260.71%
248.33
-28.48%
347.23
Net Business Purchase And Sale
—
—
—
0.00
Net Other Investing Changes
-10.67
-382.90%
3.77
+140.64%
-9.29
-42.41%
-6.52
Financing Cash Flow
70.86
+176.55%
25.62
+144.85%
-57.13
-137.68%
151.61
Cash Flow From Continuing Financing Activities
70.86
+176.55%
25.62
+144.85%
-57.13
-137.68%
151.61
Net Issuance Payments Of Debt
—
0.00
0.00
-100.00%
60.88
Issuance Of Debt
—
0.00
0.00
-100.00%
60.88
Repayment Of Debt
—
—
—
—
Long Term Debt Issuance
—
0.00
0.00
-100.00%
60.88
Long Term Debt Payments
—
—
—
—
Net Long Term Debt Issuance
—
0.00
0.00
-100.00%
60.88
Net Common Stock Issuance
-15.35
+17.81%
-18.68
+49.76%
-37.17
-20.37%
-30.88
Common Stock Payments
-15.35
+17.81%
-18.68
+49.76%
-37.17
-20.37%
-30.88
Common Stock Dividend Paid
-21.15
+3.09%
-21.83
+4.25%
-22.80
+5.52%
-24.13
Cash Dividends Paid
-21.15
+3.09%
-21.83
+4.25%
-22.80
+5.52%
-24.13
Repurchase Of Capital Stock
-15.35
+17.81%
-18.68
+49.76%
-37.17
-20.37%
-30.88
Proceeds From Stock Option Exercised
0.00
0.00
-100.00%
0.10
-93.98%
1.66
Net Other Financing Charges
-3.78
-261.82%
-1.04
-17.02%
-0.89
-182.23%
1.09
Changes In Cash
-3.79
+93.86%
-61.76
-133.62%
183.71
+505.81%
-45.27
Beginning Cash Position
167.74
-26.91%
229.51
+401.12%
45.80
-49.71%
91.07
End Cash Position
163.95
-2.26%
167.74
-26.91%
229.51
+401.12%
45.80
Free Cash Flow
52.55
+75.45%
29.95
-30.93%
43.37
-46.32%
80.78
Interest Paid Supplemental Data
112.05
-11.62%
126.79
+57.70%
80.40
+316.97%
19.28
Income Tax Paid Supplemental Data
10.73
+45.90%
7.36
-49.96%
14.70
-33.45%
22.09
Sale Of Business
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SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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