Symbols / NTWK
NTWK Chart
About
NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific. The company provides various platforms, including Transcend Platform for digital retail and finance; Originations, an AI-powered loan origination platform; Servicing, a next-gen loan and lease servicing software; Wholesale finance; Mobility solutions; and AI labs. It provides flex, a platform for contract calculations; dock, for rapid document generation; lan, a system for asset leasing and loans; hubex, an API library; index, a lending configuration repository; Tax Engine; PayOff, a platform for early contract closures; Modifi, a platform for Contract Modification; Receive Now, an receivables management platform. The company offers advanced information security services; digital solutions; AI-powered automotive and equipment finance software; AI and ML services and gen AI solutions; digital policy and strategy. Further it provides cloud services, such as managed, cloud infrastructure, development and integrations, SAAS development, devops, and MLOPS and model management, and data engineering services. It serves automobiles, equipment, bank, captive and wholesale industries. The company was incorporated in 1997 and is headquartered in Encino, California.
Fundamentals
Scroll to Statements| Sector | Technology | Industry | Software - Application | Market Cap | 38.88M |
| Enterprise Value | 36.55M | Income | 1.89M | Sales | 69.77M |
| Book/sh | 3.04 | Cash/sh | 1.53 | Dividend Yield | — |
| Payout | 0.00% | Employees | — | IPO | — |
| P/E | 20.56 | Forward P/E | 8.66 | PEG | — |
| P/S | 0.56 | P/B | 1.08 | P/C | — |
| EV/EBITDA | 6.57 | EV/Sales | 0.52 | Quick Ratio | 2.17 |
| Current Ratio | 2.32 | Debt/Eq | 23.38 | LT Debt/Eq | — |
| EPS (ttm) | 0.16 | EPS next Y | 0.38 | EPS Growth | — |
| Revenue Growth | 21.10% | Earnings | 2026-05-14 | ROA | 4.32% |
| ROE | 10.65% | ROIC | — | Gross Margin | 48.77% |
| Oper. Margin | 6.91% | Profit Margin | 2.71% | Shs Outstand | 11.82M |
| Shs Float | 9.98M | Short Float | 0.51% | Short Ratio | 1.55 |
| Short Interest | — | 52W High | 5.75 | 52W Low | 2.14 |
| Beta | 0.85 | Avg Volume | 41.87K | Volume | 14.10K |
| Target Price | — | Recom | None | Prev Close | $3.24 |
| Price | $3.29 | Change | 1.54% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$3.29
Latest analyst target
3. DCF / Fair value
$-6.29
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$3.29
Low
—
High
—
Mean
—
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2019-11-19 | main | Sidoti & Co. | — → Not Rated | $8 |
| 2016-02-23 | main | Taglich Brothers | — → Speculative Buy | $10 |
| 2014-11-18 | main | Taglich Brothers | — → Speculative Buy | $5 |
| 2013-08-27 | init | Sidoti & Co. | — → Buy | — |
| 2013-07-19 | init | Maxim Group | — → Buy | $13 |
- NetSol Technologies, Inc.'s (NASDAQ:NTWK) Stock Is Rallying But Financials Look Ambiguous: Will The Momentum Continue? - Yahoo Finance hu, 26 Jun 2025 07
- Listen live as NETSOL Technologies reviews fiscal Q2 2026 results - Stock Titan Mon, 09 Feb 2026 08
- $NTWK stock is down 26% today. Here's what we see in our data. - Quiver Quantitative Wed, 12 Nov 2025 08
- AI solutions provider NETSOL posts Q2 profit on 21% revenue growth - Stock Titan hu, 12 Feb 2026 08
- BLS-QLSTM: a novel hybrid quantum neural network for stock index forecasting - Nature Fri, 04 Jul 2025 07
- NetSol Technologies stock rises after naming new CFO - Investing.com Mon, 26 Jan 2026 08
- Palantir, Anduril Fire Back On Report Army Communications Network Flawed - Investor's Business Daily Sun, 05 Oct 2025 07
- Why Is Brand Engagement Network Stock Gaining Friday? - Brand Engagement Network (NASDAQ:BNAI) - Benzinga Fri, 23 Jan 2026 08
- NETSOL Technologies Reports Third Quarter Fiscal 2025 Results | - GuruFocus Wed, 14 May 2025 07
- Popular AI stock inks 5G network deal - thestreet.com Mon, 16 Jun 2025 07
- Cloudflare Stock Falls Amid Network Outage Impacting ChatGPT, Spotify, X Platforms - Investor's Business Daily ue, 18 Nov 2025 08
- How a niche AI finance tech firm ended up ringing Nasdaq’s Opening Bell - Stock Titan Wed, 17 Dec 2025 08
- Stock market trend prediction using deep neural network via chart analysis: a practical method or a myth? - Nature ue, 13 May 2025 07
- Can NTWK stock hit record highs again - Quarterly Growth Report & Low Risk Profit Maximizing Plans - mfd.ru hu, 05 Feb 2026 19
- Brand Engagement Network (BNAI) Stock Explodes On $2 Million Valio Technologies Deal - Benzinga Fri, 23 Jan 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 6000 | 19500 | — | Purchase at price 3.24 - 3.26 per share. | GHAURI NAJEEB ULLAH | Chief Executive Officer | — | 2026-02-18 00:00:00 | D |
| 1 | 3961 | — | — | Stock Award(Grant) at price 0.00 per share. | KAZMI SYED KAUSAR | Director | — | 2026-01-02 00:00:00 | D |
| 2 | 3961 | — | — | Stock Award(Grant) at price 0.00 per share. | SMITH IAN CHARLES | Director | — | 2026-01-02 00:00:00 | D |
| 3 | 3961 | — | — | Stock Award(Grant) at price 0.00 per share. | CATON MARK | Director | — | 2026-01-02 00:00:00 | D |
| 4 | 7664 | 22679 | — | Purchase at price 2.90 - 3.04 per share. | GHAURI NAJEEB ULLAH | Chief Executive Officer | — | 2025-11-17 00:00:00 | D |
| 5 | 2527 | — | — | Stock Award(Grant) at price 0.00 per share. | KAZMI SYED KAUSAR | Director | — | 2025-10-02 00:00:00 | D |
| 6 | 2527 | — | — | Stock Award(Grant) at price 0.00 per share. | SMITH IAN CHARLES | Director | — | 2025-10-02 00:00:00 | D |
| 7 | 2527 | — | — | Stock Award(Grant) at price 0.00 per share. | CATON MARK | Director | — | 2025-10-02 00:00:00 | D |
| 8 | 5025 | 18543 | — | Purchase at price 3.66 - 3.71 per share. | GHAURI NAJEEB ULLAH | Chief Executive Officer | — | 2025-07-14 00:00:00 | D |
| 9 | 18279 | 70374 | — | Purchase at price 3.85 per share. | GHAURI NAEEM ULLAH | President | — | 2025-07-14 00:00:00 | D |
Financials
| Line Item | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 317.77K | -421.50K | 1.42M | 908.79K |
| TaxRateForCalcs | 0.24 | 0.35 | 0.21 | 0.21 |
| NormalizedEBITDA | 7.08M | 7.27M | -5.96M | 1.94M |
| TotalUnusualItems | 1.30M | -1.19M | 6.75M | 4.33M |
| TotalUnusualItemsExcludingGoodwill | 1.30M | -1.19M | 6.75M | 4.33M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 2.92M | 683.87K | -5.24M | -851.16K |
| ReconciledDepreciation | 1.46M | 1.72M | 3.24M | 3.81M |
| ReconciledCostOfRevenue | 33.51M | 32.11M | 35.48M | 33.51M |
| EBITDA | 8.38M | 6.09M | 791.65K | 6.27M |
| EBIT | 6.92M | 4.37M | -2.45M | 2.46M |
| NetInterestIncome | 999.68K | 769.09K | 452.82K | 1.29M |
| InterestExpense | 871.36K | 1.14M | 765.03K | 369.80K |
| InterestIncome | 1.87M | 1.91M | 1.22M | 1.66M |
| NormalizedIncome | 1.94M | 1.45M | -10.57M | -4.27M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 2.92M | 683.87K | -5.24M | -851.16K |
| TotalExpenses | 62.59M | 57.90M | 61.17M | 58.33M |
| TotalOperatingIncomeAsReported | 3.50M | 3.49M | -8.78M | -1.08M |
| DilutedAverageShares | 11.58M | 11.42M | 11.28M | 11.25M |
| BasicAverageShares | 11.58M | 11.38M | 11.28M | 11.25M |
| DilutedEPS | 0.25 | 0.06 | -0.46 | -0.08 |
| BasicEPS | 0.25 | 0.06 | -0.46 | -0.08 |
| DilutedNIAvailtoComStockholders | 2.92M | 683.87K | -5.24M | -851.16K |
| AverageDilutionEarnings | 0.00 | 0.00 | ||
| NetIncomeCommonStockholders | 2.92M | 683.87K | -5.24M | -851.16K |
| NetIncome | 2.92M | 683.87K | -5.24M | -851.16K |
| MinorityInterests | -1.65M | -1.39M | -1.10M | -1.95M |
| NetIncomeIncludingNoncontrollingInterests | 4.57M | 2.08M | -4.14M | 1.10M |
| NetIncomeContinuousOperations | 4.57M | 2.08M | -4.14M | 1.10M |
| TaxProvision | 1.48M | 1.15M | 926.56K | 988.94K |
| PretaxIncome | 6.05M | 3.22M | -3.22M | 2.09M |
| OtherIncomeExpense | 1.55M | -1.04M | 5.11M | 1.88M |
| OtherNonOperatingIncomeExpenses | 244.24K | 148.12K | -605.57K | -424.13K |
| SpecialIncomeCharges | -205.29K | -191.94K | ||
| GainOnSaleOfPPE | -205.29K | -191.94K | ||
| EarningsFromEquityInterest | 0.00 | -1.03M | -2.02M | -253.82K |
| GainOnSaleOfSecurity | 1.30M | -1.19M | 6.75M | 4.33M |
| NetNonOperatingInterestIncomeExpense | 999.68K | 769.09K | 452.82K | 1.29M |
| InterestExpenseNonOperating | 871.36K | 1.14M | 765.03K | 369.80K |
| InterestIncomeNonOperating | 1.87M | 1.91M | 1.22M | 1.66M |
| OperatingIncome | 3.50M | 3.49M | -8.78M | -1.08M |
| OperatingExpense | 29.07M | 25.79M | 25.70M | 24.82M |
| DepreciationAmortizationDepletionIncomeStatement | 863.18K | 965.62K | ||
| DepreciationAndAmortizationInIncomeStatement | 863.18K | 965.62K | ||
| ResearchAndDevelopment | 1.28M | 1.40M | 1.60M | 1.34M |
| SellingGeneralAndAdministration | 27.80M | 24.39M | 24.09M | 23.47M |
| SellingAndMarketingExpense | 7.22M | 6.56M | ||
| GeneralAndAdministrativeExpense | 15.39M | 15.44M | ||
| OtherGandA | 15.39M | 15.44M | ||
| GrossProfit | 32.57M | 29.28M | 16.92M | 23.74M |
| CostOfRevenue | 33.51M | 32.11M | 35.48M | 33.51M |
| TotalRevenue | 66.09M | 61.39M | 52.39M | 57.25M |
| OperatingRevenue | 66.09M | 61.39M | 52.39M | 57.25M |
| Line Item | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| TreasurySharesNumber | 939.03K | 939.03K | 939.03K | 939.03K |
| OrdinarySharesNumber | 11.76M | 11.42M | 11.35M | 11.26M |
| ShareIssued | 12.70M | 12.36M | 12.28M | 12.20M |
| TotalDebt | 9.14M | 7.67M | 7.11M | 10.04M |
| TangibleBookValue | 28.53M | 25.54M | 24.38M | 34.51M |
| InvestedCapital | 46.03M | 41.05M | 39.41M | 53.76M |
| WorkingCapital | 26.61M | 23.59M | 20.83M | 28.60M |
| NetTangibleAssets | 28.53M | 25.54M | 24.38M | 34.51M |
| CapitalLeaseObligations | 944.74K | 1.45M | 1.51M | 1.68M |
| CommonStockEquity | 37.83M | 34.84M | 33.81M | 45.40M |
| TotalCapitalization | 37.83M | 34.84M | 33.81M | 45.42M |
| TotalEquityGrossMinorityInterest | 42.26M | 39.53M | 36.78M | 50.85M |
| MinorityInterest | 4.43M | 4.69M | 2.98M | 5.45M |
| StockholdersEquity | 37.83M | 34.84M | 33.81M | 45.40M |
| GainsLossesNotAffectingRetainedEarnings | -46.61M | -45.94M | -45.98M | -39.36M |
| OtherEquityAdjustments | -46.61M | -45.94M | -45.98M | -39.36M |
| TreasuryStock | 3.92M | 3.92M | 3.92M | 3.92M |
| RetainedEarnings | -41.29M | -44.21M | -44.90M | -39.65M |
| AdditionalPaidInCapital | 129.53M | 128.78M | 128.48M | 128.22M |
| CapitalStock | 127.01K | 123.60K | 122.85K | 121.97K |
| CommonStock | 127.01K | 123.60K | 122.85K | 121.97K |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 20.18M | 24.65M | 21.60M | 21.75M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 467.98K | 784.52K | 828.42K | 923.48K |
| LongTermDebtAndCapitalLeaseObligation | 467.98K | 784.52K | 828.42K | 923.48K |
| LongTermCapitalLeaseObligation | 467.98K | 784.52K | 828.42K | 910.62K |
| LongTermDebt | 12.87K | 594.10K | ||
| CurrentLiabilities | 19.71M | 23.87M | 20.77M | 20.83M |
| CurrentDeferredLiabilities | 3.03M | 8.75M | 7.93M | 4.90M |
| CurrentDeferredRevenue | 3.03M | 8.75M | 7.93M | 4.90M |
| CurrentDebtAndCapitalLeaseObligation | 8.67M | 6.88M | 6.28M | 9.12M |
| CurrentCapitalLeaseObligation | 476.76K | 670.24K | 678.45K | 773.00K |
| CurrentDebt | 8.20M | 6.21M | 5.61M | 8.34M |
| OtherCurrentBorrowings | 119.54K | 536.97K | 103.18K | 225.92K |
| LineOfCredit | 8.08M | 5.68M | 5.50M | 8.12M |
| PayablesAndAccruedExpenses | 8.01M | 8.23M | 6.55M | 6.81M |
| CurrentAccruedExpenses | 5.82M | 5.72M | 4.68M | 4.91M |
| Payables | 2.20M | 2.52M | 1.87M | 1.91M |
| OtherPayable | 284.03K | 240.41K | 393.74K | 250.82K |
| TotalTaxPayable | 929.82K | 849.23K | 365.55K | 482.17K |
| AccountsPayable | 981.50K | 1.43M | 1.11M | 1.18M |
| TotalAssets | 62.44M | 64.19M | 58.38M | 72.61M |
| TotalNonCurrentAssets | 16.12M | 16.72M | 16.78M | 23.18M |
| OtherNonCurrentAssets | 32.33K | 32.34K | 32.33K | 25.55K |
| NonCurrentNoteReceivables | 0.00 | 0.00 | ||
| NonCurrentAccountsReceivable | 903.77K | 954.03K | 853.60K | 957.60K |
| InvestmentsAndAdvances | 25.40K | 1.06M | 3.16M | |
| GoodwillAndOtherIntangibleAssets | 9.30M | 9.30M | 9.43M | 10.89M |
| OtherIntangibleAssets | 127.93K | 1.59M | 3.90M | |
| Goodwill | 9.30M | 9.30M | 9.30M | 9.30M |
| NetPPE | 5.88M | 6.44M | 7.31M | 10.35M |
| AccumulatedDepreciation | -13.27M | -12.46M | -11.41M | -14.07M |
| GrossPPE | 19.15M | 18.90M | 18.72M | 24.42M |
| Leases | 217.23K | 206.39K | 205.29K | 175.56K |
| ConstructionInProgress | 0.00 | |||
| OtherProperties | 809.51K | 1.33M | 1.15M | 969.16K |
| MachineryFurnitureEquipment | 13.70M | 12.85M | 12.98M | 17.22M |
| BuildingsAndImprovements | 3.53M | 3.60M | 3.50M | 4.82M |
| LandAndImprovements | 894.70K | 913.47K | 885.47K | 1.24M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 46.32M | 47.46M | 41.60M | 49.43M |
| OtherCurrentAssets | 315.23K | 362.12K | 196.40K | 285.09K |
| PrepaidAssets | 2.48M | 1.98M | 1.69M | 1.92M |
| Receivables | 26.17M | 25.99M | 24.18M | 23.26M |
| OtherReceivables | 18.64M | 12.94M | 12.47M | 14.59M |
| DuefromRelatedPartiesCurrent | 0.00 | 0.00 | ||
| AccountsReceivable | 7.53M | 13.05M | 11.71M | 8.67M |
| AllowanceForDoubtfulAccountsReceivable | -355.46K | -398.81K | -420.35K | -166.23K |
| GrossAccountsReceivable | 7.88M | 13.45M | 12.13M | 8.84M |
| CashCashEquivalentsAndShortTermInvestments | 17.36M | 19.13M | 15.53M | 23.96M |
| CashAndCashEquivalents | 17.36M | 19.13M | 15.53M | 23.96M |
| Line Item | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|
| FreeCashFlow | -935.50K | 2.39M | 370.13K | 451.42K |
| RepurchaseOfCapitalStock | -1.50M | 0.00 | -61.12K | -1.05M |
| RepaymentOfDebt | -773.53K | -517.38K | -928.16K | -1.27M |
| IssuanceOfDebt | 2.92M | 756.94K | 270.29K | 941.84K |
| CapitalExpenditure | -1.38M | -515.40K | -1.64M | -2.61M |
| InterestPaidSupplementalData | 841.96K | 1.58M | 679.92K | 433.08K |
| IncomeTaxPaidSupplementalData | 1.41M | 704.87K | 982.73K | 1.23M |
| EndCashPosition | 17.36M | 19.13M | 15.53M | 23.96M |
| BeginningCashPosition | 19.13M | 15.53M | 23.96M | 33.71M |
| EffectOfExchangeRateChanges | -1.76M | 736.51K | -8.32M | -9.16M |
| ChangesInCash | -4.72K | 2.86M | -108.65K | -578.25K |
| FinancingCashFlow | 822.88K | 239.55K | -718.99K | -1.38M |
| CashFlowFromContinuingFinancingActivities | 822.88K | 239.55K | -718.99K | -1.38M |
| NetOtherFinancingCharges | -306.80K | |||
| ProceedsFromStockOptionExercised | 486.73K | 0.00 | 0.00 | |
| NetCommonStockIssuance | -1.50M | 0.00 | -61.12K | -1.05M |
| CommonStockPayments | -1.50M | 0.00 | -61.12K | -1.05M |
| NetIssuancePaymentsOfDebt | 2.15M | 239.55K | -657.87K | -328.26K |
| NetLongTermDebtIssuance | 2.15M | 239.55K | -657.87K | -328.26K |
| LongTermDebtPayments | -773.53K | -517.38K | -928.16K | -1.27M |
| LongTermDebtIssuance | 2.92M | 756.94K | 270.29K | 941.84K |
| InvestingCashFlow | -1.27M | -291.54K | -1.40M | -2.26M |
| CashFlowFromContinuingInvestingActivities | -1.27M | -291.54K | -1.40M | -2.26M |
| NetBusinessPurchaseAndSale | -8.88K | 0.00 | 0.00 | -155.50K |
| PurchaseOfBusiness | -8.88K | 0.00 | 0.00 | -155.50K |
| NetPPEPurchaseAndSale | -1.27M | -291.54K | -1.40M | -2.26M |
| SaleOfPPE | 116.78K | 223.87K | 240.21K | 349.06K |
| PurchaseOfPPE | -1.38M | -515.40K | -1.64M | -2.61M |
| OperatingCashFlow | 447.27K | 2.91M | 2.01M | 3.06M |
| CashFlowFromContinuingOperatingActivities | 447.27K | 2.91M | 2.01M | 3.06M |
| ChangeInWorkingCapital | -6.19M | -1.07M | -1.24M | -4.42M |
| ChangeInOtherWorkingCapital | -6.26M | 645.12K | 3.52M | 931.45K |
| ChangeInOtherCurrentAssets | 15.26K | -216.94K | -131.11K | 469.19K |
| ChangeInPayablesAndAccruedExpense | -197.31K | 1.61M | 709.76K | 1.12M |
| ChangeInReceivables | 245.29K | -3.11M | -5.35M | -6.94M |
| ChangesInAccountReceivables | 5.45M | -1.90M | -6.86M | -5.67M |
| StockBasedCompensation | 208.12K | 308.57K | 317.45K | 104.35K |
| ProvisionandWriteOffofAssets | 466.96K | -29.13K | 1.70M | 23.39K |
| AssetImpairmentCharge | 0.00 | 2.11M | 2.24M | 0.00 |
| DepreciationAmortizationDepletion | 1.46M | 1.72M | 3.24M | 3.81M |
| DepreciationAndAmortization | 1.46M | 1.72M | 3.24M | 3.81M |
| AmortizationCashFlow | 1.17M | |||
| AmortizationOfIntangibles | 1.17M | |||
| Depreciation | 1.46M | 2.07M | ||
| OperatingGainsLosses | -69.36K | -101.86K | 19.72K | 205.29K |
| EarningsLossesFromEquityInvestments | 2.02M | 253.82K | ||
| NetIncomeFromContinuingOperations | 4.57M | 2.08M | -4.14M | 1.10M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for NTWK
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|