OLB Chart
About

The OLB Group, Inc. provides integrated financial and transaction processing services for small and mid-sized merchants in the United States. It operates through two segments: Fintech Services and Bitcoin Mining Business segments. The company operates CrowdPay, a crowdfunding platform used to facilitate a capital raise of various types of securities; and cloud-based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses. It also operates eVance, which provides payment processing solutions to merchants, which enable merchants to process credit and debit card-based internet payments for sales of their products; and SecurePay, a payment gateway and virtual terminal with proprietary business management tools. Further, it is involved in the cryptocurrency mining activities; cryptocurrency-related services; and provision of ecommerce development and consulting services. The OLB Group, Inc. was founded in 1993 and is headquartered in New York, New York.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Infrastructur Market Cap 15.45M
Enterprise Value 3.89M Income -9.77M Sales 9.64M
Book/sh 0.60 Cash/sh 3540.00 Dividend Yield —
Payout 0.00% Employees 15 IPO —
P/E — Forward P/E -23.00 PEG —
P/S 1.60 P/B 1.92 P/C —
EV/EBITDA -0.91 EV/Sales 0.40 Quick Ratio 0.13
Current Ratio 0.13 Debt/Eq 4.77 LT Debt/Eq —
EPS (ttm) -4.07 EPS next Y -0.05 EPS Growth —
Revenue Growth -25.00% Earnings 2025-08-14 16:00 ROA -23.38%
ROE -149.68% ROIC — Gross Margin -13.20%
Oper. Margin -49.06% Profit Margin -92.68% Shs Outstand 13.43M
Shs Float 5.32M Short Float 2.69% Short Ratio 0.90
Short Interest — 52W High 2.50 52W Low 0.31
Beta 2.06 Avg Volume 214.47K Volume 287.19M
Target Price $3.00 Recom None Prev Close $0.42
Price $1.15 Change 176.77%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$3.00
Mean price target
2. Current target
$1.69
Latest analyst target
3. DCF / Fair value
$-4.74
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.69
Low
$3.00
High
$3.00
Mean
$3.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2021-01-06 main Aegis Capital — → Buy $9
2020-10-01 init Aegis Capital — → Buy $7
Insider Transactions

No recent insider transactions.

Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.000.000.000.00
TaxRateForCalcs0.000.000.000.00
NormalizedEBITDA-5.56M-3.80M-929.10K-2.87M
TotalUnusualItems-2.46M-12.59M0.00-96.93K
TotalUnusualItemsExcludingGoodwill-2.46M-12.59M0.00-96.93K
NetIncomeFromContinuingOperationNetMinorityInterest-11.22M-23.18M-7.79M-4.98M
ReconciledDepreciation3.15M6.73M6.86M1.89M
ReconciledCostOfRevenue13.60M25.00M26.23M15.61M
EBITDA-8.03M-16.39M-929.10K-2.97M
EBIT-11.18M-23.13M-7.79M-4.86M
NetInterestIncome-45.94K-148.48K0.00-116.74K
InterestExpense45.94K148.48K0.00116.74K
NormalizedIncome-8.76M-10.59M-7.79M-4.88M
NetIncomeFromContinuingAndDiscontinuedOperation-11.22M-23.18M-7.79M-4.98M
TotalExpenses21.55M41.15M38.54M21.48M
TotalOperatingIncomeAsReported-11.68M-23.48M-8.17M-4.76M
DilutedAverageShares1.86M1.52M1.47M791.83K
BasicAverageShares1.86M1.52M1.47M791.83K
DilutedEPS-6.10-15.33-5.60-7.00
BasicEPS-6.10-15.33-5.60-7.00
DilutedNIAvailtoComStockholders-11.35M-23.30M-8.19M-5.53M
NetIncomeCommonStockholders-11.35M-23.30M-8.19M-5.53M
PreferredStockDividends124.90K124.22K401.90K555.96K
NetIncome-11.22M-23.18M-7.79M-4.98M
MinorityInterests0.0093.28K0.00
NetIncomeIncludingNoncontrollingInterests-11.22M-23.27M-7.79M-4.98M
NetIncomeContinuousOperations-11.22M-23.27M-7.79M-4.98M
TaxProvision0.000.000.00
PretaxIncome-11.22M-23.27M-7.79M-4.98M
OtherIncomeExpense-2.46M-12.55M383.19K-96.88K
OtherNonOperatingIncomeExpenses40.32K383.19K45.00
SpecialIncomeCharges-2.96M-12.90M0.00-96.93K
OtherSpecialCharges96.93K
ImpairmentOfCapitalAssets2.96M12.90M0.00
GainOnSaleOfSecurity497.48K312.25K
NetNonOperatingInterestIncomeExpense-45.94K-148.48K0.00-116.74K
InterestExpenseNonOperating45.94K148.48K0.00116.74K
OperatingIncome-8.71M-10.58M-8.17M-4.76M
OperatingExpense7.95M16.15M12.31M5.87M
DepreciationAmortizationDepletionIncomeStatement3.15M6.73M6.86M1.89M
DepreciationAndAmortizationInIncomeStatement3.15M6.73M6.86M1.89M
Amortization533.80K4.17M3.66M1.70M
AmortizationOfIntangiblesIncomeStatement533.80K4.17M3.66M1.70M
DepreciationIncomeStatement2.62M2.56M3.19M187.50K
SellingGeneralAndAdministration4.80M9.42M5.46M3.98M
GeneralAndAdministrativeExpense4.80M9.42M5.46M3.98M
OtherGandA4.80M9.42M5.46M3.98M
SalariesAndWages3.07M2.13M
GrossProfit-763.20K5.57M4.14M1.10M
CostOfRevenue13.60M25.00M26.23M15.61M
TotalRevenue12.84M30.57M30.37M16.71M
OperatingRevenue12.32M30.26M29.74M16.25M
Line Item2024-12-312023-12-312022-12-31
TreasurySharesNumber12.62K12.62K12.63K
OrdinarySharesNumber2.28M1.52M1.51M1.20M
ShareIssued2.29M1.53M1.52M1.20M
NetDebt207.25K228.85K123.40K
TotalDebt375.05K407.86K830.19K406.35K
TangibleBookValue-4.95M585.50K7.47M10.56M
InvestedCapital3.42M12.63M35.20M41.38M
WorkingCapital-8.65M-5.41M-229.96K1.01M
NetTangibleAssets-4.95M585.51K7.47M10.56M
CapitalLeaseObligations140.36K0.00272.76K406.35K
CommonStockEquity3.19M12.23M34.64M41.38M
PreferredStockEquity10.0010.0010.0046.00
TotalCapitalization3.19M12.37M34.90M41.38M
TotalEquityGrossMinorityInterest3.19M12.34M34.64M41.38M
MinorityInterest0.00119.22K0.00
StockholdersEquity3.19M12.23M34.64M41.38M
TreasuryStock109.99K109.99K109.99K0.00
RetainedEarnings-67.80M-56.57M-33.39M-25.61M
AdditionalPaidInCapital71.10M68.91M68.14M66.99M
CapitalStock238.00162.001.52K1.24K
CommonStock228.00152.001.51K1.20K
PreferredStock10.0010.0010.0046.00
TotalLiabilitiesNetMinorityInterest9.49M7.38M4.02M4.15M
TotalNonCurrentLiabilitiesNetMinorityInterest93.87K149.04K397.81K273.17K
OtherNonCurrentLiabilities-1.00
LongTermDebtAndCapitalLeaseObligation93.87K149.04K397.81K273.17K
LongTermCapitalLeaseObligation93.87K0.00138.44K273.17K
LongTermDebt149.04K259.38K
CurrentLiabilities9.40M7.23M3.62M3.88M
OtherCurrentLiabilities2.00M2.00M2.00M2.00M
CurrentDebtAndCapitalLeaseObligation281.18K258.82K432.37K133.18K
CurrentCapitalLeaseObligation46.49K0.00134.32K133.18K
CurrentDebt234.69K258.82K298.05K
OtherCurrentBorrowings202.94K258.82K298.05K
LineOfCredit31.75K0.00
PayablesAndAccruedExpenses7.12M4.98M1.19M1.74M
CurrentAccruedExpenses1.15M1.02M378.21K416.18K
Payables5.96M3.96M807.65K1.33M
DuetoRelatedPartiesCurrent1.20M12.68K
DividendsPayable543.51K418.61K294.38K824.67K
AccountsPayable4.22M3.53M513.27K501.76K
TotalAssets12.68M19.73M38.65M45.53M
TotalNonCurrentAssets11.93M17.91M35.27M40.64M
OtherNonCurrentAssets395.95K395.95K502.92K451.88K
GoodwillAndOtherIntangibleAssets8.14M11.64M27.17M30.82M
OtherIntangibleAssets3.72K3.50M20.31M23.96M
Goodwill8.14M8.14M6.86M6.86M
NetPPE3.40M5.87M7.59M9.37M
AccumulatedDepreciation-8.29M-5.67M-4.36M-1.15M
GrossPPE11.69M11.55M11.96M10.52M
Leases0.00113.68K17.88K
ConstructionInProgress2.38M2.38M0.00
OtherProperties8.57M8.43M9.68M9.81M
MachineryFurnitureEquipment327.94K327.94K1.76M693.69K
BuildingsAndImprovements409.30K409.30K409.30K
Properties4.96K0.000.000.00
CurrentAssets745.71K1.82M3.39M4.89M
OtherCurrentAssets312.10K1.03M729.35K
PrepaidAssets18.07K184.91K590.89K15.06K
Receivables700.20K870.89K1.08M670.82K
OtherReceivables599.58K404.00K
AccountsReceivable100.62K466.89K1.08M670.82K
AllowanceForDoubtfulAccountsReceivable-207.85K-207.85K-38.00K-38.00K
GrossAccountsReceivable308.47K674.74K1.12M708.82K
CashCashEquivalentsAndShortTermInvestments27.44K452.67K684.03K3.47M
OtherShortTermInvestments0.00273.66K250.00K
CashAndCashEquivalents27.44K179.01K434.03K3.47M
CashFinancial27.44K179.01K434.03K3.47M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-2.60M816.81K-3.48M-29.17M
RepurchaseOfCapitalStock-110.00K0.00
RepaymentOfDebt-204.92K-234.51K-317.57K-7.65M
IssuanceOfDebt31.75K0.00875.00K0.00
IssuanceOfCapitalStock1.09M0.000.0028.38M
CapitalExpenditure-1.23M-1.56M-25.66M
InterestPaidSupplementalData0.000.000.00116.74K
IncomeTaxPaidSupplementalData0.000.000.000.00
EndCashPosition27.44K179.01K434.03K3.47M
BeginningCashPosition179.01K434.03K3.47M3.82M
ChangesInCash-151.57K-255.02K-3.04M-354.15K
FinancingCashFlow2.12M-221.83K447.43K28.82M
CashFlowFromContinuingFinancingActivities2.12M-221.83K447.43K28.82M
NetOtherFinancingCharges1.19M12.68K
ProceedsFromStockOptionExercised6.84K0.000.008.09M
NetCommonStockIssuance1.09M0.00-110.00K28.38M
CommonStockPayments-110.00K0.00
CommonStockIssuance1.09M0.000.0028.38M
NetIssuancePaymentsOfDebt-173.17K-234.51K557.43K-7.65M
NetShortTermDebtIssuance31.75K-8.05K
ShortTermDebtPayments0.00-8.05K
ShortTermDebtIssuance31.75K0.00
NetLongTermDebtIssuance-204.92K-226.46K557.43K-7.65M
LongTermDebtPayments-204.92K-226.46K-317.57K-7.65M
LongTermDebtIssuance0.00875.00K0.00
InvestingCashFlow332.89K-2.08M-1.56M-25.66M
CashFlowFromContinuingInvestingActivities332.89K-2.08M-1.56M-25.66M
NetInvestmentPurchaseAndSale548.39K0.00
SaleOfInvestment548.39K0.00
NetBusinessPurchaseAndSale-215.50K-850.00K0.00
PurchaseOfBusiness-215.50K-850.00K0.00
NetIntangiblesPurchaseAndSale0.00-4.96K0.00-16.07M
PurchaseOfIntangibles0.00-4.96K0.00-16.07M
NetPPEPurchaseAndSale0.00-1.23M-1.56M-9.60M
PurchaseOfPPE0.00-1.23M-1.56M-9.60M
OperatingCashFlow-2.60M2.05M-1.92M-3.51M
CashFlowFromContinuingOperatingActivities-2.60M2.05M-1.92M-3.51M
ChangeInWorkingCapital2.60M5.27M-1.06M-344.11K
ChangeInOtherCurrentAssets0.00106.97K-51.03K-67.74K
ChangeInPayablesAndAccruedExpense1.72M3.59M-191.93K454.34K
ChangeInAccruedExpense1.03M858.36K-203.43K312.55K
ChangeInInterestPayable0.00
ChangeInPayable689.50K2.73M11.50K141.79K
ChangeInAccountPayable689.50K2.73M11.50K141.79K
ChangeInPrepaidAssets507.94K1.01M-848.62K-415.89K
ChangeInReceivables366.27K570.47K35.80K-314.83K
ChangesInAccountReceivables366.27K570.47K35.80K-314.83K
OtherNonCashItems4.87K-3.81K-561.18K-136.32K
StockBasedCompensation406.50K727.76K624.68K296.04K
UnrealizedGainLossOnInvestmentSecurities-274.73K-23.66K0.00
AssetImpairmentCharge2.96M12.90M0.00
DepreciationAmortizationDepletion3.15M6.73M6.86M1.89M
DepreciationAndAmortization3.15M6.73M6.86M1.89M
AmortizationCashFlow2.62M4.17M
AmortizationOfIntangibles2.62M4.17M
Depreciation533.80K2.56M
OperatingGainsLosses-222.75K-288.58K-236.23K
GainLossOnSaleOfPPE-222.75K-288.58K0.00
NetIncomeFromContinuingOperations-11.22M-23.27M-7.79M-4.98M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for OLB
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