Symbols / OMF Stock $53.66 -0.53% OneMain Holdings, Inc.

Financial Services • Credit Services • United States • NYQ
OMF (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Douglas H. Shulman J.D.
Exch · Country NYQ · United States
Market Cap 6.20B
Enterprise Value 27.79B
Income 796.00M
Sales 3.04B
FCF (ttm) —
Book/sh 29.21
Cash/sh 7.22
Employees 9,300
Insider 10d —
IPO Oct 16, 2013
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 62.30%
P/E 8.00
Forward P/E 6.17
PEG 0.75
P/S 2.04
P/B 1.84
P/C —
EV/EBITDA —
EV/Sales 9.14
Quick Ratio —
Current Ratio —
Debt/Eq 663.19
LT Debt/Eq —
EPS (ttm) 6.71
EPS next Y 8.70
EPS Growth 8.40%
Revenue Growth 9.10%
EPS Gr Q/Q 6.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-05-01
ROA 3.00%
ROE 23.91%
ROIC —
Gross Margin 93.39%
Oper. Margin 37.38%
Profit Margin 26.18%
Shs Outstand 115.53M
Shs Float 114.90M
Insider Own 0.23%
Instit Own 91.47%
Short Float 3.27%
Short Ratio 3.29
Short Interest 3.76M
52W High 71.93
vs 52W High -25.40%
52W Low 45.78
vs 52W Low 17.22%
Beta 1.25
Impl. Vol. 33.98%
Rel Volume 0.07
Avg Volume 1.44M
Volume 99.19K
Target (mean) $67.79
Tgt Median $67.50
Tgt Low $55.00
Tgt High $85.00
# Analysts 14
Recom Buy
Prev Close $53.95
Price $53.66
Change -0.53%
About

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana. OneMain Holdings, Inc. operates as a subsidiary of Omh (Ml), L.P.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$67.79
Mean price target
2. Current target
$53.66
Latest analyst target
3. DCF / Fair value
$100.65
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$53.66
Low
$55.00
High
$85.00
Mean
$67.79

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-04 main RBC Capital Outperform → Outperform $70
2026-05-04 main Barclays Equal-Weight → Equal-Weight $61
2026-04-09 main JP Morgan Underweight → Underweight $55
2026-04-09 main Wells Fargo Equal-Weight → Equal-Weight $65
2026-04-06 main Barclays Equal-Weight → Equal-Weight $62
2026-03-17 main Evercore ISI Group In-Line → In-Line $55
2026-02-06 main JP Morgan Underweight → Underweight $63
2026-02-06 main RBC Capital Outperform → Outperform $73
2026-02-06 main Truist Securities Buy → Buy $73
2026-02-06 main Stephens & Co. Overweight → Overweight $76
2026-02-06 main Wells Fargo Equal-Weight → Equal-Weight $70
2026-01-12 down JP Morgan Neutral → Underweight $65
2026-01-08 main TD Cowen Buy → Buy $80
2026-01-06 main Barclays Equal-Weight → Equal-Weight $75
2026-01-05 main Wells Fargo Equal-Weight → Equal-Weight $75
2025-12-08 init Truist Securities — → Buy $75
2025-11-24 main Citizens Market Outperform → Market Outperform $68
2025-11-03 main JP Morgan Neutral → Neutral $59
2025-11-03 main RBC Capital Outperform → Outperform $70
2025-11-03 main Citizens Market Outperform → Market Outperform $70
News
RSS: Latest OMF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-17 CONRAD MICAH R Chief Operating Officer — 5,000 $60.00 $300,000
2026-02-26 CONRAD MICAH R Chief Operating Officer — 5,000 $58.00 $290,000
2026-02-11 SHULMAN DOUGLAS H Chief Executive Officer — 77,724 $0.00 $0
2026-02-11 CONRAD MICAH R Chief Operating Officer — 18,326 $0.00 $0
2026-02-11 BRONNER PHILIP L. Director — 3,243 $0.00 $0
2026-02-11 OSTERHOUT JEANNETTE E Chief Financial Officer — 24,326 $0.00 $0
2026-02-11 MACDONALD ANDREW DAVID Director — 3,243 $0.00 $0
2026-02-11 SMITH RICHARD A Director — 3,243 $0.00 $0
2026-02-11 GUTHRIE ROY A Director — 3,243 $0.00 $0
2026-02-11 CALDWELL PHYLLIS R Director — 3,243 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
4,970.00
+9.54%
4,537.00
+6.00%
4,280.00
+1.93%
4,199.00
Operating Revenue
4,970.00
+9.54%
4,537.00
+6.00%
4,280.00
+1.93%
4,199.00
Selling General And Administration
1,121.00
+4.96%
1,068.00
+2.30%
1,044.00
+5.03%
994.00
General And Administrative Expense
1,121.00
+4.96%
1,068.00
+2.30%
1,044.00
+5.03%
994.00
Salaries And Wages
923.00
+5.01%
879.00
+2.81%
855.00
+2.27%
836.00
Reconciled Depreciation
287.00
+3.61%
277.00
+7.78%
257.00
-1.91%
262.00
Total Unusual Items
-67.00
-97.06%
-34.00
0.00
+100.00%
-27.00
Total Unusual Items Excluding Goodwill
-67.00
-97.06%
-34.00
0.00
+100.00%
-27.00
Special Income Charges
-67.00
-97.06%
-34.00
0.00
+100.00%
-27.00
Other Special Charges
—
—
—
4.00
Restructuring And Mergern Acquisition
—
—
—
7.00
Net Income
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Pretax Income
1,001.00
+50.07%
667.00
-20.60%
840.00
-27.27%
1,155.00
Net Interest Income
4,183.00
+9.85%
3,808.00
+7.42%
3,545.00
+0.06%
3,543.00
Interest Expense
1,272.00
+7.34%
1,185.00
+16.29%
1,019.00
+14.24%
892.00
Interest Income
5,455.00
+9.25%
4,993.00
+9.40%
4,564.00
+2.91%
4,435.00
Gain On Sale Of Security
98.00
-9.26%
108.00
-6.90%
116.00
+90.16%
61.00
Tax Provision
218.00
+37.97%
158.00
-20.60%
199.00
-29.68%
283.00
Tax Rate For Calcs
0.00
-7.62%
0.00
+0.13%
0.00
-3.79%
0.00
Tax Effect Of Unusual Items
-14.63
-82.05%
-8.03
0.00
+100.00%
-6.62
Net Income Including Noncontrolling Interests
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Net Income From Continuing Operation Net Minority Interest
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Net Income From Continuing And Discontinued Operation
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Net Income Continuous Operations
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Normalized Income
835.37
+56.15%
534.97
-16.54%
641.00
-28.17%
892.38
Net Income Common Stockholders
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Diluted EPS
6.56
+54.72%
4.24
-20.30%
5.32
-24.65%
7.06
Basic EPS
6.68
+56.67%
4.26
-20.33%
5.35
-26.21%
7.25
Basic Average Shares
117.20
-1.81%
119.36
-0.33%
119.76
-1.06%
121.04
Diluted Average Shares
119.30
-0.67%
120.10
-0.41%
120.60
-3.05%
124.40
Diluted NI Availto Com Stockholders
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Insurance And Claims
198.00
+4.76%
189.00
+0.00%
189.00
+19.62%
158.00
Other Non Interest Expense
784.00
+7.69%
728.00
+7.85%
675.00
+8.70%
621.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
27,388.00
+5.70%
25,910.00
+6.65%
24,294.00
+7.80%
22,537.00
Cash And Cash Equivalents
738.00
+61.14%
458.00
-54.83%
1,014.00
+103.61%
498.00
Other Short Term Investments
421.00
-72.64%
1,539.00
-6.56%
1,647.00
-4.74%
1,729.00
Goodwill And Other Intangible Assets
1,756.00
-0.23%
1,760.00
+3.71%
1,697.00
-0.06%
1,698.00
Goodwill
1,474.00
+0.00%
1,474.00
+2.57%
1,437.00
+0.00%
1,437.00
Other Intangible Assets
282.00
-1.40%
286.00
+10.00%
260.00
-0.38%
261.00
Investments And Advances
1,590.00
-1.06%
1,607.00
-6.52%
1,719.00
-4.50%
1,800.00
Total Liabilities Net Minority Interest
23,987.00
+5.58%
22,719.00
+7.63%
21,108.00
+8.12%
19,522.00
Current Debt And Capital Lease Obligation
1.00
+0.00%
1.00
+0.00%
1.00
-98.00%
50.00
Current Debt
1.00
+0.00%
1.00
+0.00%
1.00
-98.00%
50.00
Long Term Debt And Capital Lease Obligation
22,693.00
+5.85%
21,438.00
+8.20%
19,813.00
+8.38%
18,281.00
Long Term Debt
22,693.00
+5.85%
21,438.00
+8.20%
19,813.00
+8.38%
18,281.00
Non Current Deferred Liabilities
35.00
+75.00%
20.00
+122.22%
9.00
+80.00%
5.00
Non Current Deferred Taxes Liabilities
35.00
+75.00%
20.00
+122.22%
9.00
+80.00%
5.00
Stockholders Equity
3,401.00
+6.58%
3,191.00
+0.16%
3,186.00
+5.67%
3,015.00
Common Stock Equity
3,401.00
+6.58%
3,191.00
+0.16%
3,186.00
+5.67%
3,015.00
Capital Stock
1.00
+0.00%
1.00
+0.00%
1.00
+0.00%
1.00
Common Stock
1.00
+0.00%
1.00
+0.00%
1.00
+0.00%
1.00
Share Issued
135.71
+0.21%
135.42
+0.21%
135.14
+0.21%
134.86
Ordinary Shares Number
117.20
-1.81%
119.36
-0.33%
119.76
-1.06%
121.04
Treasury Shares Number
18.51
+15.28%
16.06
+4.40%
15.38
+11.37%
13.81
Additional Paid In Capital
1,757.00
+1.33%
1,734.00
+1.11%
1,715.00
+1.54%
1,689.00
Retained Earnings
2,579.00
+12.33%
2,296.00
+0.48%
2,285.00
+7.83%
2,119.00
Gains Losses Not Affecting Retained Earnings
-41.00
+49.38%
-81.00
+6.90%
-87.00
+31.50%
-127.00
Treasury Stock
895.00
+17.92%
759.00
+4.26%
728.00
+9.15%
667.00
Total Equity Gross Minority Interest
3,401.00
+6.58%
3,191.00
+0.16%
3,186.00
+5.67%
3,015.00
Total Capitalization
26,094.00
+5.95%
24,629.00
+7.09%
22,999.00
+8.00%
21,296.00
Invested Capital
26,095.00
+5.95%
24,629.00
+7.09%
22,999.00
+8.00%
21,296.00
Total Debt
22,694.00
+5.86%
21,438.00
+8.20%
19,813.00
+8.38%
18,281.00
Net Debt
21,956.00
+4.65%
20,980.00
+11.60%
18,799.00
+5.71%
17,783.00
Net Tangible Assets
1,645.00
+14.95%
1,431.00
-3.90%
1,489.00
+13.06%
1,317.00
Tangible Book Value
1,645.00
+14.95%
1,431.00
-3.90%
1,489.00
+13.06%
1,317.00
Available For Sale Securities
1,169.00
+1619.12%
68.00
-5.56%
72.00
+1.41%
71.00
Cash Cash Equivalents And Federal Funds Sold
1,613.00
+41.24%
1,142.00
-26.23%
1,548.00
+61.42%
959.00
Line Of Credit
1.00
+0.00%
1.00
+0.00%
1.00
-98.00%
50.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
3,132.00
+16.04%
2,699.00
+7.15%
2,519.00
+5.53%
2,387.00
Cash Flow From Continuing Operating Activities
3,132.00
+16.04%
2,699.00
+7.15%
2,519.00
+5.53%
2,387.00
Net Income From Continuing Operations
783.00
+53.83%
509.00
-20.59%
641.00
-26.49%
872.00
Depreciation Amortization Depletion
287.00
+3.61%
277.00
+7.78%
257.00
-1.91%
262.00
Depreciation And Amortization
287.00
+3.61%
277.00
+7.78%
257.00
-1.91%
262.00
Other Non Cash Items
-4.00
-300.00%
-1.00
+75.00%
-4.00
-300.00%
2.00
Stock Based Compensation
36.00
+20.00%
30.00
-16.67%
36.00
+16.13%
31.00
Deferred Tax
43.00
+202.38%
-42.00
-16.67%
-36.00
+43.75%
-64.00
Deferred Income Tax
43.00
+202.38%
-42.00
-16.67%
-36.00
+43.75%
-64.00
Operating Gains Losses
3.00
-72.73%
11.00
+121.15%
-52.00
-44.44%
-36.00
Change In Working Capital
-13.00
+89.60%
-125.00
-184.09%
-44.00
+46.34%
-82.00
Investing Cash Flow
-3,161.00
+3.21%
-3,266.00
-14.12%
-2,862.00
-35.06%
-2,119.00
Cash Flow From Continuing Investing Activities
-3,161.00
+3.21%
-3,266.00
-14.12%
-2,862.00
-35.06%
-2,119.00
Net Investment Purchase And Sale
85.00
-21.30%
108.00
-25.52%
145.00
+345.76%
-59.00
Purchase Of Investment
-330.00
-16.20%
-284.00
-54.35%
-184.00
+65.67%
-536.00
Sale Of Investment
415.00
+5.87%
392.00
+19.15%
329.00
-31.03%
477.00
Net Business Purchase And Sale
0.00
+100.00%
-64.00
0.00
0.00
Purchase Of Business
0.00
+100.00%
-64.00
0.00
0.00
Net Other Investing Changes
-97.00
-24.36%
-78.00
+14.29%
-91.00
-21.33%
-75.00
Financing Cash Flow
500.00
+210.56%
161.00
-82.73%
932.00
+385.89%
-326.00
Cash Flow From Continuing Financing Activities
500.00
+210.56%
161.00
-82.73%
932.00
+385.89%
-326.00
Net Issuance Payments Of Debt
1,148.00
+63.77%
701.00
-52.98%
1,491.00
+217.91%
469.00
Issuance Of Debt
7,972.00
+81.68%
4,388.00
-8.94%
4,819.00
-14.22%
5,618.00
Repayment Of Debt
-6,824.00
-85.08%
-3,687.00
-10.79%
-3,328.00
+35.37%
-5,149.00
Long Term Debt Issuance
7,972.00
+81.68%
4,388.00
-8.94%
4,819.00
-14.22%
5,618.00
Long Term Debt Payments
-6,824.00
-85.08%
-3,687.00
-10.79%
-3,328.00
+35.37%
-5,149.00
Net Long Term Debt Issuance
1,148.00
+63.77%
701.00
-52.98%
1,491.00
+217.91%
469.00
Net Common Stock Issuance
-136.00
-338.71%
-31.00
+50.00%
-62.00
+79.40%
-301.00
Common Stock Payments
-141.00
-302.86%
-35.00
+46.15%
-65.00
+78.55%
-303.00
Common Stock Dividend Paid
-499.00
-0.20%
-498.00
-2.26%
-487.00
-1.46%
-480.00
Cash Dividends Paid
-499.00
-0.20%
-498.00
-2.26%
-487.00
-1.46%
-480.00
Repurchase Of Capital Stock
-141.00
-302.86%
-35.00
+46.15%
-65.00
+78.55%
-303.00
Net Other Financing Charges
-13.00
-18.18%
-11.00
-10.00%
-10.00
+28.57%
-14.00
Changes In Cash
471.00
+216.01%
-406.00
-168.93%
589.00
+1115.52%
-58.00
Beginning Cash Position
1,142.00
-26.23%
1,548.00
+61.42%
959.00
-5.70%
1,017.00
End Cash Position
1,613.00
+41.24%
1,142.00
-26.23%
1,548.00
+61.42%
959.00
Free Cash Flow
3,132.00
+16.04%
2,699.00
+7.15%
2,519.00
+5.53%
2,387.00
Interest Paid Supplemental Data
1,236.00
+8.04%
1,144.00
+18.18%
968.00
+12.95%
857.00
Income Tax Paid Supplemental Data
127.00
-42.01%
219.00
+1.86%
215.00
-37.32%
343.00
Common Stock Issuance
5.00
+25.00%
4.00
+33.33%
3.00
+50.00%
2.00
Issuance Of Capital Stock
5.00
+25.00%
4.00
+33.33%
3.00
+50.00%
2.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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