OPAD Chart
About

Offerpad Solutions Inc., together with its subsidiaries, provides a technology-enabled real estate solutions platform in the United States. It operates through Cash Offer, Renovate, and Other segments. The company offers Cash Offer, which allows customers to access the company's website or mobile application to receive a cash offer range for their home; and renovation services to other businesses. It also provides a Cash Offer Marketplace, including Direct+ partners, which provide buyers with an opportunity to purchase homes from homeowners; and brokerage services, which allow sellers to select from different agent-led pathways to sell their home. In addition, the company offers HomePro, which pairs local agents with its platform, data, and customer flow to deliver guided and in-person services; and the Agent Partnership Program, which allows third-party agents to present a cash offer to customers. Further, it provides ancillary products and services comprising energy efficiency solutions, smart home technology, insurance, and home warranty services, as well as mortgage, title insurance, and escrow services. Offerpad Solutions Inc. was founded in 2015 and is headquartered in Tempe, Arizona.

Fundamentals
Scroll to Statements
Sector Real Estate Industry Real Estate Services Market Cap 37.29M
Enterprise Value 115.49M Income -46.38M Sales 567.81M
Book/sh 1.03 Cash/sh 0.56 Dividend Yield
Payout 0.00% Employees 140 IPO
P/E Forward P/E -2.78 PEG
P/S 0.07 P/B 0.77 P/C
EV/EBITDA -3.56 EV/Sales 0.20 Quick Ratio 0.39
Current Ratio 1.48 Debt/Eq 279.79 LT Debt/Eq
EPS (ttm) -1.50 EPS next Y -0.28 EPS Growth
Revenue Growth -34.50% Earnings 2026-05-04 ROA -8.92%
ROE -108.03% ROIC Gross Margin 7.40%
Oper. Margin -6.42% Profit Margin -8.17% Shs Outstand 47.29M
Shs Float 42.11M Short Float 15.92% Short Ratio 2.89
Short Interest 52W High 6.35 52W Low 0.70
Beta 2.43 Avg Volume 3.89M Volume 933.22K
Target Price $1.75 Recom None Prev Close $0.74
Price $0.79 Change 6.07%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$1.75
Mean price target
2. Current target
$0.79
Latest analyst target
3. DCF / Fair value
$44.61
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.79
Low
$1.00
High
$2.50
Mean
$1.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $1
2025-12-11 init Alliance Global Partners — → Buy $4
2025-08-12 main Keefe, Bruyette & Woods Market Perform → Market Perform $1
2025-05-07 main Keefe, Bruyette & Woods Market Perform → Market Perform $1
2025-05-06 main Goldman Sachs Neutral → Neutral $1
2025-05-06 down JMP Securities Market Outperform → Market Perform
2025-03-04 reit Citizens Capital Markets Market Outperform → Market Outperform $5
2025-02-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $2
2025-02-25 main Goldman Sachs Neutral → Neutral $2
2025-02-25 reit Citizens Capital Markets Market Outperform → Market Outperform $5
2024-12-16 reit JMP Securities Market Outperform → Market Outperform $5
2024-11-06 main Keefe, Bruyette & Woods Market Perform → Market Perform $3
2024-10-22 main Jefferies Hold → Hold $3
2024-08-06 main JMP Securities Market Outperform → Market Outperform $6
2024-08-06 up Keefe, Bruyette & Woods Underperform → Market Perform $4
2024-05-08 main Keefe, Bruyette & Woods Underperform → Underperform $6
2024-05-07 main JMP Securities Market Outperform → Market Outperform $9
2024-05-07 main Goldman Sachs Neutral → Neutral $6
2024-04-12 reit JMP Securities Market Outperform → Market Outperform $12
2024-02-27 main JP Morgan Neutral → Neutral $9
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 136364 Stock Award(Grant) at price 0.00 per share. MATHIAS TELA GALLAGHER Director 2026-02-13 00:00:00 D
1 12396 Stock Award(Grant) at price 0.00 per share. O HARA RYAN M Director 2025-12-31 00:00:00 D
2 14462 Stock Award(Grant) at price 0.00 per share. DEGIORGIO KENNETH D Director 2025-12-31 00:00:00 D
3 9297 Stock Award(Grant) at price 0.00 per share. CURNUTTE KATHERINE Director 2025-12-31 00:00:00 D
4 3597 Stock Award(Grant) at price 0.00 per share. O HARA RYAN M Director 2025-09-30 00:00:00 D
5 4196 Stock Award(Grant) at price 0.00 per share. DEGIORGIO KENNETH D Director 2025-09-30 00:00:00 D
6 2697 Stock Award(Grant) at price 0.00 per share. CURNUTTE KATHERINE Director 2025-09-30 00:00:00 D
7 71429 Stock Award(Grant) at price 0.00 per share. O HARA RYAN M Director 2025-08-08 00:00:00 D
8 71429 Stock Award(Grant) at price 0.00 per share. DEGIORGIO KENNETH D Director 2025-08-08 00:00:00 D
9 71429 Stock Award(Grant) at price 0.00 per share. CORLEY DONNA M Director 2025-08-08 00:00:00 D
Financials
Line Item2025-12-312024-12-312023-12-312022-12-31
TaxEffectOfUnusualItems-27.30K50.40K14.28K4.94M
TaxRateForCalcs0.210.210.210.21
NormalizedEBITDA-31.43M-43.07M-97.54M-124.76M
TotalUnusualItems-130.00K240.00K68.00K23.52M
TotalUnusualItemsExcludingGoodwill-130.00K240.00K68.00K23.52M
NetIncomeFromContinuingOperationNetMinorityInterest-46.38M-62.16M-117.22M-148.61M
ReconciledDepreciation979.00K611.00K728.00K1.02M
ReconciledCostOfRevenue525.77M846.62M1.24B3.77B
EBITDA-31.56M-42.83M-97.47M-101.24M
EBIT-32.54M-43.44M-98.20M-102.26M
NetInterestIncome-13.40M-18.68M-18.86M-45.99M
InterestExpense13.40M18.68M18.86M45.99M
NormalizedIncome-46.28M-62.35M-117.27M-167.20M
NetIncomeFromContinuingAndDiscontinuedOperation-46.38M-62.16M-117.22M-148.61M
TotalExpenses601.20M964.86M1.42B4.08B
TotalOperatingIncomeAsReported-33.39M-46.04M-104.41M-127.32M
DilutedAverageShares27.41M26.39M16.34M9.55M
BasicAverageShares27.41M26.39M16.34M7.90M
DilutedEPS-2.27-4.44-9.150.75
BasicEPS-2.27-4.44-9.150.75
DilutedNIAvailtoComStockholders-46.38M-62.16M-117.22M-148.61M
NetIncomeCommonStockholders-46.38M-62.16M-117.22M-148.61M
NetIncome-46.38M-62.16M-117.22M-148.61M
NetIncomeIncludingNoncontrollingInterests-46.38M-62.16M-117.22M-148.61M
NetIncomeContinuousOperations-46.38M-62.16M-117.22M-148.61M
TaxProvision441.00K31.00K163.00K359.00K
PretaxIncome-45.94M-62.13M-117.06M-148.25M
OtherIncomeExpense849.00K2.60M6.22M25.05M
OtherNonOperatingIncomeExpenses979.00K2.36M6.15M1.53M
GainOnSaleOfSecurity-130.00K240.00K68.00K23.52M
NetNonOperatingInterestIncomeExpense-13.40M-18.68M-18.86M-45.99M
InterestExpenseNonOperating13.40M18.68M18.86M45.99M
OperatingIncome-33.39M-46.04M-104.41M-127.32M
OperatingExpense75.43M118.24M174.59M309.74M
ResearchAndDevelopment3.40M4.52M7.95M12.09M
SellingGeneralAndAdministration72.03M113.71M166.65M297.65M
SellingAndMarketingExpense45.84M73.09M116.56M238.93M
GeneralAndAdministrativeExpense26.19M40.62M50.09M58.72M
OtherGandA26.19M40.62M50.09M58.72M
GrossProfit42.04M72.19M70.18M182.42M
CostOfRevenue525.77M846.62M1.24B3.77B
TotalRevenue567.81M918.82M1.31B3.95B
OperatingRevenue567.81M918.82M1.31B3.95B
Line Item2025-12-312024-12-312023-12-312022-12-31
OrdinarySharesNumber37.21M27.38M27.23M16.48M
ShareIssued37.21M27.38M27.23M16.48M
NetDebt66.18M194.22M181.26M568.82M
TotalDebt93.83M238.20M259.50M668.33M
TangibleBookValue38.22M47.65M101.78M121.88M
InvestedCapital130.94M284.89M359.00M787.94M
WorkingCapital42.89M43.25M95.58M115.22M
NetTangibleAssets38.22M47.65M101.78M121.88M
CapitalLeaseObligations1.10M963.00K2.27M2.26M
CommonStockEquity38.22M47.65M101.78M121.88M
TotalCapitalization52.87M47.65M101.78M121.88M
TotalEquityGrossMinorityInterest38.22M47.65M101.78M121.88M
StockholdersEquity38.22M47.65M101.78M121.88M
TreasuryStock0.00
RetainedEarnings-506.43M-460.05M-397.89M-280.67M
AdditionalPaidInCapital544.64M507.70M499.66M402.54M
CapitalStock4.00K3.00K3.00K2.00K
CommonStock4.00K3.00K3.00K2.00K
TotalLiabilitiesNetMinorityInterest116.55M265.40M277.92M703.19M
TotalNonCurrentLiabilitiesNetMinorityInterest27.75M14.44M1.89M4.23M
OtherNonCurrentLiabilities13.10M14.20M1.42M3.69M
PreferredSecuritiesOutsideStockEquity0.00
DerivativeProductLiabilities0.00231.00K471.00K539.00K
LongTermDebtAndCapitalLeaseObligation14.65M
LongTermDebt14.65M
CurrentLiabilities88.80M250.97M276.03M698.96M
OtherCurrentLiabilities361.00K
CurrentDebtAndCapitalLeaseObligation79.18M238.20M259.50M668.33M
CurrentCapitalLeaseObligation1.10M963.00K2.27M2.26M
CurrentDebt78.08M237.24M257.22M666.07M
OtherCurrentBorrowings257.22M666.07M1.03B
LineOfCredit78.08M237.24M257.22M666.07M
PensionandOtherPostRetirementBenefitPlansCurrent12.84M
PayablesAndAccruedExpenses9.26M12.76M16.53M30.64M
CurrentAccruedExpenses7.59M10.84M11.59M25.99M
InterestPayable613.00K1.29M1.99M4.36M
Payables1.67M1.92M4.95M4.65M
AccountsPayable1.67M1.92M4.95M4.65M
TotalAssets154.77M313.05M379.69M825.07M
TotalNonCurrentAssets23.08M18.84M8.09M10.89M
OtherNonCurrentAssets8.40M9.71M3.57M5.70M
InvestmentProperties4.39M0.004.52M5.19M
NetPPE10.28M9.13M
AccumulatedDepreciation-3.75M-3.64M
GrossPPE14.03M12.77M
Leases5.96M1.05M
ConstructionInProgress0.005.44M
OtherProperties4.93M4.96M
MachineryFurnitureEquipment1.89M1.31M
LandAndImprovements1.24M0.00
Properties0.000.00
CurrentAssets131.69M294.21M371.61M814.18M
OtherCurrentAssets1.79M2.56M5.24M6.83M
RestrictedCash1.63M30.61M3.97M43.06M
PrepaidAssets9.81M
Inventory93.79M214.17M276.50M664.70M
FinishedGoods93.79M214.17M276.50M664.70M
Receivables7.94M3.85M9.94M2.35M
AccountsReceivable7.94M3.85M9.94M2.35M
CashCashEquivalentsAndShortTermInvestments26.54M43.02M75.97M97.24M
CashAndCashEquivalents26.54M43.02M75.97M97.24M
Line Item2025-12-312024-12-312023-12-312022-12-31
FreeCashFlow65.73M15.43M261.50M304.33M
RepurchaseOfCapitalStock0.00
RepaymentOfDebt-576.23M-829.46M-1.31B-3.54B
IssuanceOfDebt461.85M807.93M900.75M3.18B
IssuanceOfCapitalStock6.00M0.000.000.00
CapitalExpenditure-1.08M-5.41M-127.00K-1.07M
InterestPaidSupplementalData16.85M24.46M24.73M59.73M
IncomeTaxPaidSupplementalData385.00K262.00K382.00K
EndCashPosition28.17M73.63M79.93M140.30M
BeginningCashPosition73.63M79.93M140.30M194.43M
ChangesInCash-45.46M-6.31M-60.37M-54.13M
FinancingCashFlow-111.21M-21.82M-323.98M-358.47M
CashFlowFromContinuingFinancingActivities-111.21M-21.82M-323.98M-358.47M
NetOtherFinancingCharges-3.00M-313.00K-2.03M-931.00K
ProceedsFromStockOptionExercised168.00K33.00K89.28M4.90M
NetPreferredStockIssuance0.000.00
PreferredStockIssuance0.000.00
NetCommonStockIssuance6.00M0.000.000.00
CommonStockPayments0.00
CommonStockIssuance6.00M0.000.00
NetIssuancePaymentsOfDebt-114.37M-21.54M-411.24M-362.43M
NetShortTermDebtIssuance-159.63M-21.54M-411.24M-362.43M
ShortTermDebtPayments-576.23M-829.46M-1.29B-3.54B
ShortTermDebtIssuance416.59M807.93M875.56M3.18B
NetLongTermDebtIssuance45.26M0.000.000.00
LongTermDebtPayments0.000.00-25.19M0.00
LongTermDebtIssuance45.26M0.0025.19M0.00
InvestingCashFlow-1.06M-5.33M1.99M-1.07M
CashFlowFromContinuingInvestingActivities-1.06M-5.33M1.99M-1.07M
NetInvestmentPurchaseAndSale0.000.002.11M0.00
SaleOfInvestment0.000.004.68M0.00
PurchaseOfInvestment0.000.00-2.57M0.00
NetPPEPurchaseAndSale-1.06M-5.33M-127.00K-1.07M
SaleOfPPE19.00K82.00K0.000.00
PurchaseOfPPE-1.08M-5.41M-127.00K-1.07M
OperatingCashFlow66.81M20.83M261.63M305.40M
CashFlowFromContinuingOperatingActivities66.81M20.83M261.63M305.40M
ChangeInWorkingCapital102.93M68.18M359.04M371.45M
ChangeInPayablesAndAccruedExpense-4.46M-215.00K-16.36M-6.15M
ChangeInAccruedExpense-4.21M2.81M-16.66M-4.40M
ChangeInPayable-255.00K-3.02M299.00K-1.75M
ChangeInAccountPayable-255.00K-3.02M299.00K-1.75M
ChangeInPrepaidAssets2.08M4.45M3.73M-275.00K
ChangeInInventory109.41M57.85M379.26M374.06M
ChangeInReceivables-4.09M6.09M-7.58M3.81M
ChangesInAccountReceivables-4.09M6.09M-7.58M3.81M
OtherNonCashItems815.00K1.79M4.34M2.95M
StockBasedCompensation2.83M8.08M7.92M8.31M
AssetImpairmentCharge93.81M2.84M
DepreciationAmortizationDepletion979.00K611.00K728.00K1.02M
DepreciationAndAmortization979.00K611.00K728.00K1.02M
Depreciation979.00K611.00K728.00K1.02M
OperatingGainsLosses5.64M4.34M6.82M70.29M
GainLossOnInvestmentSecurities5.48M4.23M6.75M70.29M
GainLossOnSaleOfPPE162.00K105.00K76.00K0.00
NetIncomeFromContinuingOperations-46.38M-62.16M-117.22M-148.61M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for OPAD
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status