Symbols / OPRT Stock $5.25 -2.42% Oportun Financial Corporation
OPRT (Stock) Chart
Stock Fundamentals
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About
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
Ratings
Current target
$5.25
Low
$6.00
High
$11.00
Mean
$8.50
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-04-09 | main | JP Morgan | Neutral → Neutral | $5 |
| 2026-02-27 | reit | BTIG | Buy → Buy | $9 |
| 2026-01-12 | up | JP Morgan | Underweight → Neutral | $6 |
| 2025-12-04 | main | JP Morgan | Underweight → Underweight | $6 |
| 2025-10-07 | down | JP Morgan | Neutral → Underweight | $6 |
| 2025-07-11 | main | JP Morgan | Neutral → Neutral | $8 |
| 2025-04-08 | main | JP Morgan | Neutral → Neutral | $5 |
| 2025-02-14 | reit | JMP Securities | Market Perform → Market Perform | — |
| 2024-08-12 | reit | JMP Securities | — → Market Perform | — |
| 2024-05-13 | reit | JMP Securities | — → Market Perform | — |
| 2024-04-24 | main | B. Riley Securities | Buy → Buy | $8 |
| 2024-03-15 | down | JMP Securities | Market Outperform → Market Perform | — |
| 2024-03-14 | main | Keefe, Bruyette & Woods | Market Perform → Market Perform | $4 |
| 2024-03-14 | down | Jefferies | Buy → Hold | $4 |
| 2024-03-13 | reit | JMP Securities | Market Outperform → Market Outperform | $7 |
| 2023-11-28 | reit | JMP Securities | Market Outperform → Market Outperform | $7 |
| 2023-11-07 | main | JP Morgan | Neutral → Neutral | $7 |
| 2023-10-17 | down | JP Morgan | Overweight → Neutral | $8 |
| 2023-10-10 | main | Jefferies | Buy → Buy | $9 |
| 2023-08-15 | main | B. Riley Securities | Buy → Buy | $13 |
- Are Investors Undervaluing Oportun Financial (OPRT) Right Now? - Yahoo Finance Fri, 01 May 2026 07
- 31,000 consumers rated service — Oportun made USA Today’s top 500 list - Stock Titan Fri, 01 May 2026 07
- Net loan losses of Oportun Financial Corporation – NASDAQ:OPRT - TradingView hu, 14 May 2026 18
- Simcoe Capital LLC Makes New $4.21 Million Investment in Oportun Financial Corporation $OPRT - MarketBeat Wed, 13 May 2026 10
- $OPRT stock is up 27% today. Here's what we see in our data. - Quiver Quantitative hu, 22 Jan 2026 08
- Oportun Financial (OPRT) stock surges 12% in pre-market on Friday: Here's what is happening - MSN Wed, 13 May 2026 03
- Oportun: New Leadership Unlocks Potential Earnings And Valuation Gains - Seeking Alpha Fri, 06 Feb 2026 08
- Understanding Momentum Shifts in (OPRT) - Stock Traders Daily Fri, 08 May 2026 17
- Is the Options Market Predicting a Spike in Oportun Financial Stock? - Yahoo Finance Mon, 20 Apr 2026 07
- Oportun stays profitable for a sixth quarter as new CEO keeps 2026 outlook - Stock Titan hu, 07 May 2026 07
- How The Oportun Financial (OPRT) Investment Story Is Shifting With Price Targets And Risk Views - Yahoo Finance Sat, 09 May 2026 15
- Oportun sets May 7 earnings release, webcast after market close - Stock Titan hu, 23 Apr 2026 07
- Oportun Financial (NASDAQ:OPRT) shareholders have endured a 70% loss from investing in the stock five years ago - Yahoo Finance Wed, 05 Nov 2025 08
- [8-K] Oportun Financial Corp Reports Material Event - Stock Titan hu, 07 May 2026 07
- Oportun splits CEO duties between 2 executives while board searches - Stock Titan hu, 02 Apr 2026 07
Insider Transactions
Financials
Statement View
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue |
|
405.84
+37.48%
|
295.20
+5.18%
|
280.67
-56.19%
|
640.66
|
| Operating Revenue |
|
405.84
+37.48%
|
295.20
+5.18%
|
280.67
-56.19%
|
640.66
|
| Selling General And Administration |
|
184.53
-11.01%
|
207.36
-23.06%
|
269.51
-16.75%
|
323.72
|
| Selling And Marketing Expense |
|
70.60
+5.41%
|
66.97
-11.04%
|
75.28
-31.58%
|
110.03
|
| General And Administrative Expense |
|
113.93
-18.84%
|
140.38
-27.72%
|
194.23
-9.11%
|
213.69
|
| Salaries And Wages |
|
79.95
-8.28%
|
87.17
-28.46%
|
121.84
-21.32%
|
154.85
|
| Other Gand A |
|
33.98
-36.15%
|
53.22
-26.48%
|
72.39
+23.02%
|
58.84
|
| Reconciled Depreciation |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Total Unusual Items |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Total Unusual Items Excluding Goodwill |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Special Income Charges |
|
—
|
—
|
0.00
+100.00%
|
-108.47
|
| Impairment Of Capital Assets |
|
—
|
—
|
0.00
-100.00%
|
108.47
|
| Net Income |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Pretax Income |
|
44.08
+138.27%
|
-115.18
+54.59%
|
-253.65
-236.92%
|
-75.29
|
| Net Interest Income |
|
679.13
-4.55%
|
711.53
-11.63%
|
805.16
+2.32%
|
786.91
|
| Interest Expense |
|
231.50
-2.79%
|
238.16
+32.74%
|
179.41
+92.82%
|
93.05
|
| Interest Income |
|
910.64
-4.11%
|
949.69
-3.54%
|
984.57
+11.89%
|
879.95
|
| Gain On Sale Of Security |
|
-8.93
-174.46%
|
11.99
+263.60%
|
3.30
+127.52%
|
-11.99
|
| Tax Provision |
|
18.83
+151.60%
|
-36.49
+50.48%
|
-73.70
-3098.45%
|
2.46
|
| Tax Rate For Calcs |
|
0.00
-33.72%
|
0.00
+8.89%
|
0.00
+38.57%
|
0.00
|
| Tax Effect Of Unusual Items |
|
0.00
|
0.00
|
0.00
+100.00%
|
-22.78
|
| Net Income Including Noncontrolling Interests |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income From Continuing Operation Net Minority Interest |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income From Continuing And Discontinued Operation |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Net Income Continuous Operations |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Normalized Income |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-2363.85%
|
7.95
|
| Net Income Common Stockholders |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Diluted EPS |
|
0.53
+127.18%
|
-1.95
+60.04%
|
-4.88
-105.91%
|
-2.37
|
| Basic EPS |
|
0.54
+127.69%
|
-1.95
+60.04%
|
-4.88
-105.91%
|
-2.37
|
| Basic Average Shares |
|
46.42
+15.02%
|
40.36
+9.44%
|
36.88
+12.34%
|
32.83
|
| Diluted Average Shares |
|
47.86
+17.14%
|
40.86
+10.80%
|
36.88
+12.34%
|
32.83
|
| Diluted NI Availto Com Stockholders |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Other Non Interest Expense |
|
142.44
-14.28%
|
166.18
-24.26%
|
219.41
+1.52%
|
216.12
|
| Professional Expense And Contract Services Expense |
|
34.80
-5.57%
|
36.85
-18.84%
|
45.40
-32.87%
|
67.63
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Assets |
|
3,257.86
+0.95%
|
3,227.10
-5.42%
|
3,411.89
-5.58%
|
3,613.70
|
| Cash And Cash Equivalents |
|
105.53
+75.97%
|
59.97
-34.24%
|
91.19
-7.72%
|
98.82
|
| Receivables |
|
8.08
-3.75%
|
8.39
-4.43%
|
8.78
-21.06%
|
11.12
|
| Accounts Receivable |
|
—
|
—
|
—
|
31.80
|
| Other Receivables |
|
8.08
-3.75%
|
8.39
-4.43%
|
8.78
-21.06%
|
11.12
|
| Prepaid Assets |
|
11.65
+0.21%
|
11.62
-26.24%
|
15.76
-34.80%
|
24.17
|
| Net PPE |
|
11.51
-9.69%
|
12.75
-54.62%
|
28.10
-31.43%
|
40.97
|
| Gross PPE |
|
50.80
+0.82%
|
50.38
-28.08%
|
70.05
-10.95%
|
78.66
|
| Accumulated Depreciation |
|
-39.28
-4.38%
|
-37.63
+10.30%
|
-41.95
-11.32%
|
-37.69
|
| Machinery Furniture Equipment |
|
—
|
—
|
—
|
—
|
| Other Properties |
|
50.80
+0.82%
|
50.38
-28.08%
|
70.05
-10.95%
|
78.66
|
| Leases |
|
—
|
—
|
—
|
—
|
| Goodwill And Other Intangible Assets |
|
71.70
-17.20%
|
86.59
-24.53%
|
114.73
-17.93%
|
139.80
|
| Goodwill |
|
—
|
—
|
—
|
0.00
|
| Other Intangible Assets |
|
71.70
-17.20%
|
86.59
-24.53%
|
114.73
-17.93%
|
139.80
|
| Total Liabilities Net Minority Interest |
|
2,867.77
-0.19%
|
2,873.29
-4.46%
|
3,007.48
-1.91%
|
3,066.10
|
| Payables And Accrued Expenses |
|
29.95
-14.32%
|
34.95
-29.82%
|
49.80
-6.55%
|
53.29
|
| Payables |
|
22.89
+1.69%
|
22.51
-10.00%
|
25.01
-7.71%
|
27.10
|
| Accounts Payable |
|
17.44
-1.02%
|
17.62
+28.56%
|
13.70
-24.36%
|
18.11
|
| Other Payable |
|
1.40
-20.41%
|
1.76
-57.81%
|
4.17
+35.67%
|
3.07
|
| Current Accrued Expenses |
|
7.05
-43.30%
|
12.44
-49.82%
|
24.79
-5.35%
|
26.19
|
| Employee Benefits |
|
23.17
+89.84%
|
12.21
-20.52%
|
15.36
+22.85%
|
12.50
|
| Total Tax Payable |
|
4.05
+29.30%
|
3.14
-56.07%
|
7.14
+20.75%
|
5.91
|
| Income Tax Payable |
|
4.05
+29.30%
|
3.14
-56.07%
|
7.14
+20.75%
|
5.91
|
| Current Debt And Capital Lease Obligation |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Current Debt |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Long Term Debt And Capital Lease Obligation |
|
2,810.96
-0.41%
|
2,822.44
-3.95%
|
2,938.55
-0.93%
|
2,966.07
|
| Long Term Debt |
|
2,799.49
-0.17%
|
2,804.24
-3.64%
|
2,910.17
-0.61%
|
2,928.12
|
| Long Term Capital Lease Obligation |
|
11.47
-36.99%
|
18.20
-35.86%
|
28.38
-25.22%
|
37.95
|
| Non Current Deferred Liabilities |
|
—
|
—
|
—
|
30.57
|
| Non Current Deferred Taxes Liabilities |
|
—
|
—
|
—
|
30.57
|
| Stockholders Equity |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Common Stock Equity |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Capital Stock |
|
0.01
+14.29%
|
0.01
+0.00%
|
0.01
+0.00%
|
0.01
|
| Common Stock |
|
0.01
+14.29%
|
0.01
+0.00%
|
0.01
+0.00%
|
0.01
|
| Share Issued |
|
44.71
+22.88%
|
36.38
+4.73%
|
34.74
+3.31%
|
33.63
|
| Ordinary Shares Number |
|
44.44
+23.05%
|
36.11
+4.77%
|
34.47
+3.34%
|
33.35
|
| Treasury Shares Number |
|
0.27
+0.00%
|
0.27
+0.00%
|
0.27
+0.00%
|
0.27
|
| Additional Paid In Capital |
|
623.67
+1.80%
|
612.64
+4.80%
|
584.55
+6.71%
|
547.80
|
| Retained Earnings |
|
-227.28
+10.00%
|
-252.53
-45.26%
|
-173.85
-2949.05%
|
6.10
|
| Treasury Stock |
|
6.31
+0.00%
|
6.31
+0.00%
|
6.31
+0.00%
|
6.31
|
| Total Equity Gross Minority Interest |
|
390.08
+10.25%
|
353.81
-12.51%
|
404.40
-26.15%
|
547.60
|
| Total Capitalization |
|
3,189.58
+1.00%
|
3,158.05
-4.72%
|
3,314.57
-4.64%
|
3,475.72
|
| Invested Capital |
|
3,189.58
+1.00%
|
3,158.05
-4.72%
|
3,314.57
-4.64%
|
3,475.72
|
| Total Debt |
|
2,810.96
-0.41%
|
2,822.44
-3.95%
|
2,938.55
-0.93%
|
2,966.07
|
| Net Debt |
|
2,693.97
-1.83%
|
2,744.28
-2.65%
|
2,818.98
-0.36%
|
2,829.30
|
| Capital Lease Obligations |
|
11.47
-36.99%
|
18.20
-35.86%
|
28.38
-25.22%
|
37.95
|
| Net Tangible Assets |
|
318.38
+19.15%
|
267.22
-7.75%
|
289.67
-28.97%
|
407.80
|
| Tangible Book Value |
|
318.38
+19.15%
|
267.22
-7.75%
|
289.67
-28.97%
|
407.80
|
| Cash Cash Equivalents And Federal Funds Sold |
|
198.93
-7.31%
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
|
| Line Of Credit |
|
—
|
—
|
289.95
-8.70%
|
317.57
|
| Line Item | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow |
|
413.41
+5.05%
|
393.52
+0.19%
|
392.76
+58.45%
|
247.88
|
| Cash Flow From Continuing Operating Activities |
|
413.41
+5.05%
|
393.52
+0.19%
|
392.76
+58.45%
|
247.88
|
| Net Income From Continuing Operations |
|
25.25
+132.09%
|
-78.68
+56.28%
|
-179.95
-131.47%
|
-77.74
|
| Depreciation Amortization Depletion |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Depreciation And Amortization |
|
41.41
-19.05%
|
51.16
-6.79%
|
54.88
+15.47%
|
47.53
|
| Other Non Cash Items |
|
24.65
+202.38%
|
-24.08
+64.62%
|
-68.07
-809.58%
|
9.59
|
| Stock Based Compensation |
|
10.69
-17.73%
|
12.99
-30.14%
|
18.59
-32.68%
|
27.62
|
| Asset Impairment Charge |
|
—
|
—
|
0.00
-100.00%
|
108.47
|
| Deferred Tax |
|
—
|
—
|
—
|
0.00
|
| Deferred Income Tax |
|
—
|
—
|
—
|
0.00
|
| Operating Gains Losses |
|
313.70
-32.16%
|
462.40
-21.41%
|
588.36
+176.04%
|
213.14
|
| Change In Working Capital |
|
-2.29
+92.42%
|
-30.26
-43.77%
|
-21.05
+73.93%
|
-80.74
|
| Change In Receivables |
|
—
|
—
|
—
|
—
|
| Change In Other Current Assets |
|
—
|
—
|
—
|
—
|
| Change In Other Current Liabilities |
|
—
|
—
|
—
|
—
|
| Investing Cash Flow |
|
-369.73
-90.89%
|
-193.69
+32.32%
|
-286.18
+75.57%
|
-1,171.55
|
| Cash Flow From Continuing Investing Activities |
|
-369.73
-90.89%
|
-193.69
+32.32%
|
-286.18
+75.57%
|
-1,171.55
|
| Capital Expenditure |
|
-24.33
-26.80%
|
-19.19
+38.62%
|
-31.26
+36.06%
|
-48.89
|
| Capital Expenditure Reported |
|
-24.33
-26.80%
|
-19.19
+38.62%
|
-31.26
+36.06%
|
-48.89
|
| Net Business Purchase And Sale |
|
—
|
—
|
—
|
0.00
|
| Purchase Of Business |
|
—
|
—
|
—
|
0.00
|
| Net Other Investing Changes |
|
-0.97
-9.59%
|
-0.89
+38.56%
|
-1.44
+75.95%
|
-6.00
|
| Financing Cash Flow |
|
-59.38
+68.95%
|
-191.22
-83.19%
|
-104.39
-111.17%
|
934.53
|
| Cash Flow From Continuing Financing Activities |
|
-59.38
+68.95%
|
-191.22
-83.19%
|
-104.39
-111.17%
|
934.53
|
| Net Issuance Payments Of Debt |
|
-55.72
+68.73%
|
-178.18
-80.04%
|
-98.97
-110.40%
|
951.38
|
| Issuance Of Debt |
|
2,869.91
+65.25%
|
1,736.73
+83.69%
|
945.46
-70.77%
|
3,234.06
|
| Repayment Of Debt |
|
-2,925.64
-52.78%
|
-1,914.91
-83.35%
|
-1,044.43
+54.25%
|
-2,282.68
|
| Long Term Debt Issuance |
|
2,869.91
+65.25%
|
1,736.73
+83.69%
|
945.46
-70.77%
|
3,234.06
|
| Long Term Debt Payments |
|
-2,925.64
-52.78%
|
-1,914.91
-83.35%
|
-1,044.43
+54.25%
|
-2,282.68
|
| Net Long Term Debt Issuance |
|
-55.72
+68.73%
|
-178.18
-80.04%
|
-98.97
-110.40%
|
951.38
|
| Net Other Financing Charges |
|
-3.65
+71.99%
|
-13.04
-140.68%
|
-5.42
+67.85%
|
-16.85
|
| Changes In Cash |
|
-15.69
-282.26%
|
8.61
+291.50%
|
2.20
-79.75%
|
10.86
|
| Beginning Cash Position |
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
+5.63%
|
192.96
|
| End Cash Position |
|
198.93
-7.31%
|
214.62
+4.18%
|
206.02
+1.08%
|
203.82
|
| Free Cash Flow |
|
389.08
+3.94%
|
374.33
+3.55%
|
361.50
+81.68%
|
198.98
|
| Interest Paid Supplemental Data |
|
194.72
-9.00%
|
213.97
+16.31%
|
183.97
+114.48%
|
85.78
|
| Income Tax Paid Supplemental Data |
|
2.85
+173.06%
|
1.04
|
—
|
—
|
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
- 10-Q2026-05-08 View
- 8-K2026-05-07 View
- 8-K2026-04-17 View
- 8-K2026-04-02 View
- 42026-03-12 View
- 42026-03-12 View
- 42026-03-12 View
- 10-K2026-02-27 View
- 8-K2026-02-26 View
- 8-K2026-02-10 View
- 8-K2026-01-21 View
- 42026-01-05 View
- 42026-01-05 View
- 42026-01-05 View
- 10-Q2025-11-05 View
- 8-K2025-11-04 View
- 8-K2025-10-20 View
- 8-K2025-10-02 View
- 42025-09-11 View
- 42025-09-11 View
Trades
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|
Posts
| Published | Title | Author | Category |
|---|