Symbols / PNC Stock $212.84 -0.29% The PNC Financial Services Group, Inc.

Financial Services • Banks - Regional • United States • NYQ
PNC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. William S. Demchak
Exch · Country NYQ · United States
Market Cap 85.47B
Enterprise Value 145.96B
Income 6.85B
Sales 23.04B
FCF (ttm) —
Book/sh 158.26
Cash/sh 34.67
Employees 56,366
Insider 10d —
IPO Nov 17, 1975
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 38.93%
P/E 12.36
Forward P/E 10.14
PEG 1.64
P/S 3.71
P/B 1.34
P/C —
EV/EBITDA —
EV/Sales 6.33
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 17.22
EPS next Y 21.00
EPS Growth 17.70%
Revenue Growth 13.80%
EPS Gr Q/Q 18.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-15
Earnings (prior) 2026-04-15
ROA 1.26%
ROE 12.10%
ROIC —
Gross Margin 0.00%
Oper. Margin 36.73%
Profit Margin 31.31%
Shs Outstand 401.56M
Shs Float 398.54M
Insider Own 0.30%
Instit Own 85.45%
Short Float 1.72%
Short Ratio 3.10
Short Interest 6.88M
52W High 243.94
vs 52W High -12.75%
52W Low 169.32
vs 52W Low 25.70%
Beta 0.93
Impl. Vol. 34.46%
Rel Volume 1.06
Avg Volume 2.32M
Volume 2.47M
Target (mean) $254.95
Tgt Median $254.00
Tgt Low $235.00
Tgt High $280.00
# Analysts 20
Recom Buy
Prev Close $213.45
Price $212.84
Change -0.29%
About

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$254.95
Mean price target
2. Current target
$212.84
Latest analyst target
3. DCF / Fair value
$258.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$212.84
Low
$235.00
High
$280.00
Mean
$254.95

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-08 main Citigroup Buy → Buy $255
2026-04-30 main JP Morgan Overweight → Overweight $238
2026-04-16 main Oppenheimer Outperform → Outperform $268
2026-04-16 main Morgan Stanley Equal-Weight → Equal-Weight $267
2026-04-16 main Truist Securities Hold → Hold $245
2026-04-16 main Barclays Overweight → Overweight $277
2026-04-16 main Keefe, Bruyette & Woods Market Perform → Market Perform $253
2026-04-16 main B of A Securities Buy → Buy $264
2026-04-15 main RBC Capital Outperform → Outperform $235
2026-04-07 main JP Morgan Overweight → Overweight $238
2026-03-31 main Morgan Stanley Equal-Weight → Equal-Weight $263
2026-03-27 main Oppenheimer Outperform → Outperform $263
2026-03-26 init Jefferies — → Buy $250
2026-02-09 main JP Morgan Overweight → Overweight $251
2026-01-20 main TD Cowen Buy → Buy $260
2026-01-20 main RBC Capital Outperform → Outperform $235
2026-01-20 main Morgan Stanley Underweight → Underweight $221
2026-01-20 main Wells Fargo Overweight → Overweight $264
2026-01-20 main Oppenheimer Outperform → Outperform $284
2026-01-20 main Keefe, Bruyette & Woods Market Perform → Market Perform $247
News
RSS: Latest PNC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-17 WIEDMAN MARK KENNETH President — 4,551 $0.00 $0
2026-03-09 MEDLER LINDA R. Director — 20 $200.38 $4,008
2026-02-23 DEBORAH GUILD Officer — 3,162 $0.00 $0
2026-02-20 DEMCHAK WILLIAM S Chief Executive Officer — 11,897 $0.00 $0
2026-02-20 DEMCHAK WILLIAM S Chief Executive Officer — 50,000 $230.88 $11,544,000
2026-02-18 JUCHNO STACY M Officer — 867 $0.00 $0
2026-02-18 OVERSTROM ALEXANDER E. C. Officer — 2,500 $233.91 $584,775
2026-02-18 CESTELLO LOUIS ROBERT Officer — 4,279 $234.01 $1,001,329
2026-02-17 BYNUM RICHARD KEVIN Officer — 7,407 $230.95 $1,710,847
2026-02-13 LONG LAURA L Officer — 572 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
23,077.00
+10.90%
20,809.00
-3.25%
21,509.00
+1.87%
21,114.00
Operating Revenue
23,077.00
+10.90%
20,809.00
-3.25%
21,509.00
+1.87%
21,114.00
Selling General And Administration
8,160.00
+6.47%
7,664.00
-1.47%
7,778.00
+2.36%
7,599.00
Selling And Marketing Expense
378.00
+4.42%
362.00
+3.43%
350.00
-1.41%
355.00
General And Administrative Expense
7,782.00
+6.57%
7,302.00
-1.70%
7,428.00
+2.54%
7,244.00
Salaries And Wages
7,782.00
+6.57%
7,302.00
-1.70%
7,428.00
+2.54%
7,244.00
Reconciled Depreciation
381.00
+47.10%
259.00
+19.35%
217.00
-66.67%
651.00
Total Unusual Items
108.00
-83.18%
642.00
+224.66%
-515.00
—
Total Unusual Items Excluding Goodwill
108.00
-83.18%
642.00
+224.66%
-515.00
—
Special Income Charges
108.00
-83.18%
642.00
+224.66%
-515.00
—
Other Special Charges
-108.00
+83.18%
-642.00
-224.66%
515.00
—
Net Income
6,936.00
+17.78%
5,889.00
+5.58%
5,578.00
-7.66%
6,041.00
Pretax Income
8,486.00
+17.18%
7,242.00
+7.51%
6,736.00
-9.86%
7,473.00
Net Interest Income
14,410.00
+6.75%
13,499.00
-3.00%
13,916.00
+6.93%
13,014.00
Interest Expense
10,897.00
-15.43%
12,885.00
+23.99%
10,392.00
+329.07%
2,422.00
Interest Income
25,307.00
-4.08%
26,384.00
+8.54%
24,308.00
+57.48%
15,436.00
Gain On Sale Of Security
-31.00
+93.70%
-492.00
-2994.12%
17.00
+230.77%
-13.00
Tax Provision
1,489.00
+15.52%
1,289.00
+18.37%
1,089.00
-19.93%
1,360.00
Tax Rate For Calcs
0.00
-1.42%
0.00
+9.87%
0.00
-10.98%
0.00
Tax Effect Of Unusual Items
18.95
-83.42%
114.27
+236.96%
-83.43
0.00
Net Income Including Noncontrolling Interests
6,997.00
+17.54%
5,953.00
+5.42%
5,647.00
-7.62%
6,113.00
Net Income From Continuing Operation Net Minority Interest
6,936.00
+17.78%
5,889.00
+5.58%
5,578.00
-7.66%
6,041.00
Net Income From Continuing And Discontinued Operation
6,936.00
+17.78%
5,889.00
+5.58%
5,578.00
-7.66%
6,041.00
Net Income Continuous Operations
6,997.00
+17.54%
5,953.00
+5.42%
5,647.00
-7.62%
6,113.00
Minority Interests
-61.00
+4.69%
-64.00
+7.25%
-69.00
+4.17%
-72.00
Normalized Income
6,846.95
+27.71%
5,361.27
-10.79%
6,009.57
-0.52%
6,041.00
Net Income Common Stockholders
6,576.00
+19.65%
5,496.00
+7.22%
5,126.00
-10.20%
5,708.00
Otherunder Preferred Stock Dividend
52.00
+26.83%
41.00
+17.14%
35.00
+9.38%
32.00
Diluted EPS
16.59
+20.74%
13.74
+7.43%
12.79
-7.65%
13.85
Basic EPS
16.60
+20.64%
13.76
+7.50%
12.80
-7.65%
13.86
Basic Average Shares
396.00
-0.75%
399.00
-0.50%
401.00
-2.67%
412.00
Diluted Average Shares
396.00
-1.00%
400.00
-0.25%
401.00
-2.67%
412.00
Diluted NI Availto Com Stockholders
6,576.00
+19.65%
5,496.00
+7.22%
5,126.00
-10.20%
5,708.00
Occupancy And Equipment
2,568.00
+3.51%
2,481.00
+3.68%
2,393.00
+0.25%
2,387.00
Other Non Interest Expense
3,214.00
-1.62%
3,267.00
-1.77%
3,326.00
+4.46%
3,184.00
Preferred Stock Dividends
308.00
-12.50%
352.00
-15.59%
417.00
+38.54%
301.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
573,572.00
+2.42%
560,038.00
-0.27%
561,580.00
+0.77%
557,263.00
Cash And Cash Equivalents
39,713.00
-14.14%
46,251.00
-8.82%
50,725.00
+47.62%
34,363.00
Cash Financial
6,777.00
-1.84%
6,904.00
-0.25%
6,921.00
-1.73%
7,043.00
Other Short Term Investments
10,673.00
-82.80%
62,039.00
+48.47%
41,785.00
-5.38%
44,159.00
Receivables
7,090.00
+5.90%
6,695.00
+3.64%
6,460.00
+0.87%
6,404.00
Accounts Receivable
—
—
—
—
Other Receivables
7,090.00
+5.90%
6,695.00
+3.64%
6,460.00
+0.87%
6,404.00
Net PPE
—
—
—
—
Gross PPE
—
—
—
—
Other Properties
—
—
—
—
Goodwill And Other Intangible Assets
14,618.00
-0.17%
14,643.00
+0.17%
14,618.00
+1.44%
14,410.00
Goodwill
10,959.00
+0.25%
10,932.00
+0.00%
10,932.00
-0.50%
10,987.00
Other Intangible Assets
3,659.00
-1.40%
3,711.00
+0.68%
3,686.00
+7.68%
3,423.00
Investments And Advances
149,030.00
-0.20%
149,332.00
+6.00%
140,883.00
-4.66%
147,771.00
Long Term Equity Investment
10,790.00
+12.40%
9,600.00
+15.47%
8,314.00
-1.46%
8,437.00
Total Liabilities Net Minority Interest
512,936.00
+1.46%
505,569.00
-0.95%
510,439.00
-0.20%
511,451.00
Payables And Accrued Expenses
—
—
—
15,762.00
Current Accrued Expenses
—
—
—
15,762.00
Long Term Debt And Capital Lease Obligation
57,101.00
-7.41%
61,673.00
-15.21%
72,737.00
+23.89%
58,713.00
Long Term Debt
57,101.00
-7.41%
61,673.00
-15.21%
72,737.00
+23.89%
58,713.00
Long Term Capital Lease Obligation
—
—
—
—
Long Term Provisions
818.00
+13.77%
719.00
+8.45%
663.00
-4.47%
694.00
Stockholders Equity
60,585.00
+11.32%
54,425.00
+6.50%
51,105.00
+11.65%
45,774.00
Common Stock Equity
60,585.00
+11.32%
54,425.00
+6.50%
51,105.00
+11.65%
45,774.00
Capital Stock
2,717.00
+0.00%
2,717.00
+0.04%
2,716.00
+0.07%
2,714.00
Common Stock
2,717.00
+0.00%
2,717.00
+0.04%
2,716.00
+0.07%
2,714.00
Preferred Stock
0.00
0.00
—
—
Share Issued
543.50
+0.03%
543.31
+0.04%
543.12
+0.02%
543.00
Ordinary Shares Number
390.41
-1.39%
395.94
-0.53%
398.03
-0.74%
401.00
Treasury Shares Number
153.08
+3.87%
147.37
+1.58%
145.09
+2.17%
142.00
Additional Paid In Capital
18,922.00
+1.13%
18,710.00
-1.63%
19,020.00
+3.50%
18,376.00
Retained Earnings
63,266.00
+6.72%
59,282.00
+5.32%
56,290.00
+5.07%
53,572.00
Gains Losses Not Affecting Retained Earnings
-3,408.00
+48.09%
-6,565.00
+14.87%
-7,712.00
+24.18%
-10,172.00
Treasury Stock
20,912.00
+6.05%
19,719.00
+2.66%
19,209.00
+2.63%
18,716.00
Minority Interest
51.00
+15.91%
44.00
+22.22%
36.00
-5.26%
38.00
Other Equity Adjustments
-3,408.00
+48.09%
-6,565.00
+14.87%
-7,712.00
+24.18%
-10,172.00
Total Equity Gross Minority Interest
60,636.00
+11.32%
54,469.00
+6.51%
51,141.00
+11.63%
45,812.00
Total Capitalization
117,686.00
+1.37%
116,098.00
-6.25%
123,842.00
+18.52%
104,487.00
Invested Capital
117,686.00
+1.37%
116,098.00
-6.25%
123,842.00
+18.52%
104,487.00
Total Debt
57,101.00
-7.41%
61,673.00
-15.21%
72,737.00
+23.89%
58,713.00
Net Debt
17,388.00
+12.75%
15,422.00
-29.94%
22,012.00
-9.60%
24,350.00
Capital Lease Obligations
—
—
—
—
Net Tangible Assets
45,967.00
+15.55%
39,782.00
+9.03%
36,487.00
+16.33%
31,364.00
Tangible Book Value
45,967.00
+15.55%
39,782.00
+9.03%
36,487.00
+16.33%
31,364.00
Available For Sale Securities
67,607.00
+10.52%
61,169.00
+54.95%
39,476.00
-5.70%
41,863.00
Cash Cash Equivalents And Federal Funds Sold
39,713.00
-14.14%
46,251.00
-8.82%
50,725.00
+47.62%
34,363.00
Derivative Product Liabilities
—
—
—
—
Held To Maturity Securities
59,960.00
-22.82%
77,693.00
-14.42%
90,784.00
-4.61%
95,175.00
Preferred Shares Number
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
4,384.00
-44.37%
7,880.00
-22.07%
10,111.00
+11.32%
9,083.00
Cash Flow From Continuing Operating Activities
4,384.00
-44.37%
7,880.00
-22.07%
10,111.00
+11.32%
9,083.00
Net Income From Continuing Operations
6,997.00
+17.54%
5,953.00
+5.42%
5,647.00
-7.62%
6,113.00
Depreciation Amortization Depletion
381.00
+47.10%
259.00
+19.35%
217.00
-66.67%
651.00
Depreciation And Amortization
381.00
+47.10%
259.00
+19.35%
217.00
-66.67%
651.00
Other Non Cash Items
708.00
-15.91%
842.00
-29.54%
1,195.00
+43.80%
831.00
Asset Impairment Charge
492.00
+219.48%
154.00
-48.32%
298.00
+154.88%
-543.00
Deferred Tax
-40.00
-33.33%
-30.00
+88.10%
-252.00
-171.79%
351.00
Deferred Income Tax
-40.00
-33.33%
-30.00
+88.10%
-252.00
-171.79%
351.00
Operating Gains Losses
31.00
-93.70%
492.00
+24500.00%
2.00
-71.43%
7.00
Gain Loss On Investment Securities
9.00
-98.20%
500.00
+24900.00%
2.00
-71.43%
7.00
Change In Working Capital
-4,942.00
-741.91%
-587.00
-125.95%
2,262.00
+89.13%
1,196.00
Change In Payables And Accrued Expense
-1,610.00
-17.26%
-1,373.00
-370.81%
507.00
-15.36%
599.00
Change In Accrued Expense
-1,610.00
-17.26%
-1,373.00
-370.81%
507.00
-15.36%
599.00
Change In Other Working Capital
-3,966.00
-9773.17%
41.00
+105.35%
-767.00
-277.14%
433.00
Change In Other Current Assets
1,736.00
+93.75%
896.00
-61.25%
2,312.00
+363.63%
-877.00
Investing Cash Flow
-15,617.00
-383.20%
-3,232.00
-131.98%
10,105.00
+116.74%
-60,358.00
Cash Flow From Continuing Investing Activities
-15,617.00
-383.20%
-3,232.00
-131.98%
10,105.00
+116.74%
-60,358.00
Net Investment Purchase And Sale
2,743.00
+149.70%
-5,519.00
-166.55%
8,293.00
+145.00%
-18,429.00
Purchase Of Investment
-22,082.00
+31.23%
-32,111.00
-467.13%
-5,662.00
+86.19%
-41,005.00
Sale Of Investment
24,825.00
-6.64%
26,592.00
+90.56%
13,955.00
-38.19%
22,576.00
Net Business Purchase And Sale
—
—
—
—
Purchase Of Business
—
—
—
—
Net Other Investing Changes
-2,636.00
-138.98%
-1,103.00
+44.43%
-1,985.00
+34.81%
-3,045.00
Financing Cash Flow
4,695.00
+151.47%
-9,122.00
-136.69%
-3,854.00
-213.89%
3,384.00
Cash Flow From Continuing Financing Activities
4,695.00
+151.47%
-9,122.00
-136.69%
-3,854.00
-213.89%
3,384.00
Net Issuance Payments Of Debt
-5,297.00
+48.80%
-10,345.00
-176.00%
13,612.00
-54.60%
29,985.00
Issuance Of Debt
12,130.00
-9.51%
13,405.00
-22.46%
17,288.00
-54.56%
38,042.00
Repayment Of Debt
-17,427.00
+26.62%
-23,750.00
-546.08%
-3,676.00
+54.38%
-8,057.00
Long Term Debt Issuance
12,130.00
-9.51%
13,405.00
-22.46%
17,288.00
-54.56%
38,042.00
Long Term Debt Payments
-17,427.00
+26.62%
-23,750.00
-546.08%
-3,676.00
+54.38%
-8,057.00
Net Long Term Debt Issuance
-5,297.00
+48.80%
-10,345.00
-176.00%
13,612.00
-54.60%
29,985.00
Net Common Stock Issuance
-1,268.00
-105.18%
-618.00
-6.74%
-579.00
+84.19%
-3,663.00
Common Stock Payments
-1,338.00
-94.76%
-687.00
-5.53%
-651.00
+82.55%
-3,731.00
Common Stock Dividend Paid
-2,635.00
-3.86%
-2,537.00
-3.09%
-2,461.00
-2.93%
-2,391.00
Cash Dividends Paid
-2,943.00
-1.87%
-2,889.00
-0.38%
-2,878.00
-6.91%
-2,692.00
Repurchase Of Capital Stock
-1,338.00
-12.72%
-1,187.00
+28.10%
-1,651.00
+68.44%
-5,231.00
Changes In Cash
-6,538.00
-46.13%
-4,474.00
-127.34%
16,362.00
+134.17%
-47,891.00
Beginning Cash Position
46,251.00
-8.82%
50,725.00
+47.62%
34,363.00
-58.22%
82,254.00
End Cash Position
39,713.00
-14.14%
46,251.00
-8.82%
50,725.00
+47.62%
34,363.00
Free Cash Flow
4,384.00
-44.37%
7,880.00
-22.07%
10,111.00
+11.32%
9,083.00
Interest Paid Supplemental Data
11,154.00
-14.54%
13,052.00
+38.10%
9,451.00
+335.13%
2,172.00
Income Tax Paid Supplemental Data
—
434.00
-56.47%
997.00
+406.09%
197.00
Common Stock Issuance
70.00
+1.45%
69.00
-4.17%
72.00
+5.88%
68.00
Issuance Of Capital Stock
70.00
+1.45%
69.00
-95.57%
1,556.00
-32.14%
2,293.00
Net Preferred Stock Issuance
0.00
+100.00%
-500.00
-203.31%
484.00
-33.24%
725.00
Preferred Stock Dividend Paid
-308.00
+12.50%
-352.00
+15.59%
-417.00
-38.54%
-301.00
Preferred Stock Issuance
0.00
0.00
-100.00%
1,484.00
-33.30%
2,225.00
Preferred Stock Payments
0.00
+100.00%
-500.00
+50.00%
-1,000.00
+33.33%
-1,500.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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