Symbols / PNFP Stock $96.79 +2.61% Pinnacle Financial Partners, Inc.

Financial Services • Banks - Regional • United States • NYQ
PNFP (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Kevin S. Blair
Exch · Country NYQ · United States
Market Cap 14.63B
Enterprise Value 15.04B
Income 625.67M
Sales 2.64B
FCF (ttm) —
Book/sh 91.91
Cash/sh 40.70
Employees 8,389
Insider 10d —
IPO Aug 22, 2000
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 16.97%
P/E 13.46
Forward P/E 8.17
PEG 1.41
P/S 5.53
P/B 1.05
P/C —
EV/EBITDA —
EV/Sales 5.69
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 7.19
EPS next Y 11.85
EPS Growth -49.70%
Revenue Growth 156.40%
EPS Gr Q/Q 7.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-14
Earnings (prior) 2026-04-22
ROA 0.74%
ROE 6.17%
ROIC —
Gross Margin 0.00%
Oper. Margin 46.89%
Profit Margin 24.66%
Shs Outstand 151.11M
Shs Float 148.40M
Insider Own 1.36%
Instit Own 85.50%
Short Float 4.61%
Short Ratio 4.08
Short Interest 6.18M
52W High 120.46
vs 52W High -19.65%
52W Low 81.08
vs 52W Low 19.38%
Beta 1.06
Impl. Vol. 43.30%
Rel Volume 0.51
Avg Volume 1.43M
Volume 728.66K
Target (mean) $116.89
Tgt Median $120.00
Tgt Low $100.00
Tgt High $130.00
# Analysts 18
Recom Buy
Prev Close $94.33
Price $96.79
Change 2.61%
About

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$116.89
Mean price target
2. Current target
$96.79
Latest analyst target
3. DCF / Fair value
$107.85
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$96.79
Low
$100.00
High
$130.00
Mean
$116.89

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-05-20 init Baird — → Outperform $115
2026-05-11 main Truist Securities Buy → Buy $115
2026-04-30 main Stephens & Co. Equal-Weight → Equal-Weight $109
2026-04-29 main Evercore ISI Group Outperform → Outperform $115
2026-04-27 main TD Cowen Buy → Buy $121
2026-04-24 main UBS Buy → Buy $120
2026-04-24 main JP Morgan Overweight → Overweight $120
2026-04-07 main Barclays Overweight → Overweight $130
2026-04-07 up UBS Neutral → Buy $110
2026-04-01 main JP Morgan Overweight → Overweight $105
2026-02-05 main Evercore ISI Group Outperform → Outperform $116
2026-01-28 main Piper Sandler Overweight → Overweight $122
2026-01-26 main Citigroup Buy → Buy $122
2026-01-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $100
2026-01-07 main TD Cowen Buy → Buy $125
2026-01-05 up Piper Sandler Neutral → Overweight $120
2026-01-05 init DA Davidson — → Neutral $110
2025-12-19 main Barclays Overweight → Overweight $135
2025-12-16 main JP Morgan Overweight → Overweight $125
2025-12-08 init B of A Securities — → Buy $113
News
RSS: Latest PNFP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-07 TURNER MICHAEL TERRY Chairman of the Board — 27,335 $0.00 $0
2026-02-13 KAMENSKY ALLAN E Officer — 2,639 — —
2026-02-13 BLAIR KEVIN S Chief Executive Officer — 15,860 — —
2026-02-13 GREGORY ANDREW J JR Chief Financial Officer — 2,638 — —
2026-02-13 CRESON SHELLIE Officer — 706 — —
2026-02-12 GREGORY ANDREW J JR Chief Financial Officer — 1,000 $94.52 $94,520
2025-12-31 WHITE TERESA L Director — 12,138 $0.00 $0
2025-12-31 MONTANA GREGORY G Director — 2,969 $0.00 $0
2025-12-31 KAMENSKY ALLAN E Officer — 60,122 $0.00 $0
2025-12-31 BENTSEN TIM E. Director — 21,857 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,791.43
+17.76%
1,521.26
+9.97%
1,383.39
+6.04%
1,304.65
Operating Revenue
1,791.43
+17.76%
1,521.26
+9.97%
1,383.39
+6.04%
1,304.65
Selling General And Administration
785.86
+15.79%
678.72
+15.52%
587.55
+5.18%
558.62
Selling And Marketing Expense
37.35
+40.06%
26.67
+11.52%
23.91
+13.48%
21.07
General And Administrative Expense
748.51
+14.79%
652.05
+15.69%
563.64
+4.85%
537.55
Salaries And Wages
721.43
+16.17%
621.03
+16.77%
531.83
+4.24%
510.18
Other Gand A
27.08
-12.69%
31.02
-2.50%
31.81
+16.21%
27.38
Reconciled Depreciation
114.41
+16.06%
98.58
+25.27%
78.70
+26.33%
62.30
Total Unusual Items
-21.11
-1034.99%
2.26
-97.38%
86.05
+18728.88%
0.46
Total Unusual Items Excluding Goodwill
-21.11
-1034.99%
2.26
-97.38%
86.05
+18728.88%
0.46
Special Income Charges
-21.11
-1034.99%
2.26
-97.38%
86.05
+18728.88%
0.46
Other Special Charges
-0.55
+75.47%
-2.26
+97.38%
-86.05
-18728.88%
-0.46
Restructuring And Mergern Acquisition
21.67
0.00
0.00
—
Net Income
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Pretax Income
779.88
+34.18%
581.21
-18.60%
714.01
+2.37%
697.49
Net Interest Income
1,548.26
+13.38%
1,365.59
+8.20%
1,262.12
+11.76%
1,129.29
Interest Expense
1,247.37
-6.39%
1,332.51
+22.11%
1,091.25
+346.06%
244.64
Interest Income
2,795.63
+3.61%
2,698.10
+14.65%
2,353.37
+71.29%
1,373.93
Gain On Sale Of Security
-16.61
+76.88%
-71.85
-265.22%
-19.67
-12711.54%
0.16
Tax Provision
138.01
+30.01%
106.15
-30.10%
151.85
+11.04%
136.75
Tax Rate For Calcs
0.00
-3.28%
0.00
-14.08%
0.00
+8.67%
0.00
Tax Effect Of Unusual Items
-3.74
-1004.33%
0.41
-97.75%
18.33
+20362.00%
0.09
Net Income Including Noncontrolling Interests
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Net Income From Continuing Operation Net Minority Interest
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Net Income From Continuing And Discontinued Operation
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Net Income Continuous Operations
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Normalized Income
659.24
+39.31%
473.21
-4.29%
494.43
-11.77%
560.37
Net Income Common Stockholders
626.67
+36.27%
459.86
-15.92%
546.96
+0.26%
545.55
Diluted EPS
8.07
+35.40%
5.96
-16.53%
7.14
-0.42%
7.17
Basic EPS
8.15
+35.61%
6.01
-16.53%
7.20
+0.00%
7.20
Basic Average Shares
76.86
+0.53%
76.46
+0.58%
76.02
+0.37%
75.74
Diluted Average Shares
77.69
+0.72%
77.13
+0.63%
76.65
+0.67%
76.13
Diluted NI Availto Com Stockholders
626.67
+36.27%
459.86
-15.92%
546.96
+0.26%
545.55
Amortization
5.61
-10.33%
6.25
-11.79%
7.09
-9.22%
7.81
Amortization Of Intangibles Income Statement
5.61
-10.33%
6.25
-11.79%
7.09
-9.22%
7.81
Depreciation Amortization Depletion Income Statement
5.61
-10.33%
6.25
-11.79%
7.09
-9.22%
7.81
Depreciation And Amortization In Income Statement
5.61
-10.33%
6.25
-11.79%
7.09
-9.22%
7.81
Occupancy And Equipment
195.30
+17.65%
166.00
+19.44%
138.98
+26.72%
109.67
Other Non Interest Expense
13.92
-65.06%
39.84
+247.70%
11.46
+9.67%
10.45
Preferred Stock Dividends
15.19
+0.00%
15.19
+0.00%
15.19
+0.00%
15.19
Professional Expense And Contract Services Expense
12.29
+9.76%
11.19
+2.82%
10.89
+18.22%
9.21
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
57,706.05
+9.73%
52,589.45
+9.65%
47,959.88
+14.27%
41,970.02
Cash And Cash Equivalents
3,473.91
+3.94%
3,342.28
+55.93%
2,143.48
+87.05%
1,145.93
Cash Financial
358.26
+11.84%
320.32
+40.11%
228.62
-14.90%
268.65
Other Short Term Investments
3,051.92
-45.33%
5,582.37
+29.30%
4,317.53
+21.32%
3,558.87
Receivables
219.76
+2.65%
214.08
-1.57%
217.49
+34.94%
161.18
Accounts Receivable
219.76
+2.65%
214.08
-1.57%
217.49
+34.94%
161.18
Net PPE
339.99
+9.22%
311.28
+21.18%
256.88
-21.66%
327.88
Gross PPE
527.15
+9.47%
481.57
+20.70%
398.97
-17.80%
485.36
Accumulated Depreciation
-187.16
-9.91%
-170.30
-19.85%
-142.09
+9.77%
-157.48
Land And Improvements
42.32
+2.43%
41.31
+13.18%
36.51
-49.12%
71.74
Buildings And Improvements
132.14
+13.57%
116.35
+15.35%
100.86
-51.14%
206.43
Machinery Furniture Equipment
215.56
+15.62%
186.44
+4.20%
178.91
+23.41%
144.98
Construction In Progress
21.88
-61.79%
57.26
+334.26%
13.19
—
Leases
115.25
+43.69%
80.21
+15.40%
69.51
+11.73%
62.21
Goodwill And Other Intangible Assets
1,878.62
+0.42%
1,870.68
-0.20%
1,874.44
-0.38%
1,881.53
Goodwill
1,848.90
-0.02%
1,849.26
+0.12%
1,846.97
+0.00%
1,846.97
Other Intangible Assets
29.71
+38.71%
21.42
-22.00%
27.46
-20.52%
34.55
Investments And Advances
9,549.15
+8.29%
8,817.98
+13.50%
7,769.11
+9.72%
7,081.10
Long Term Equity Investment
391.95
-10.25%
436.71
-1.91%
445.22
+0.46%
443.19
Total Liabilities Net Minority Interest
50,662.34
+9.76%
46,157.57
+10.10%
41,924.10
+15.02%
36,450.63
Payables And Accrued Expenses
48.25
-13.25%
55.62
-16.95%
66.97
+243.81%
19.48
Payables
48.25
-13.25%
55.62
-16.95%
66.97
+243.81%
19.48
Accounts Payable
48.25
-13.25%
55.62
-16.95%
66.97
+243.81%
19.48
Long Term Debt And Capital Lease Obligation
2,205.03
-4.13%
2,299.95
-10.27%
2,563.11
+188.48%
888.49
Long Term Debt
2,205.03
-4.13%
2,299.95
-10.27%
2,563.11
+188.48%
888.49
Stockholders Equity
7,043.72
+9.51%
6,431.88
+6.56%
6,035.79
+9.36%
5,519.39
Common Stock Equity
6,826.59
+9.84%
6,214.76
+6.81%
5,818.66
+9.74%
5,302.27
Capital Stock
294.79
+0.14%
294.37
+0.16%
293.89
+0.11%
293.58
Common Stock
77.66
+0.54%
77.24
+0.62%
76.77
+0.41%
76.45
Preferred Stock
217.13
+0.00%
217.13
+0.00%
217.13
+0.00%
217.13
Share Issued
77.66
+0.54%
77.24
+0.62%
76.77
+0.35%
76.50
Ordinary Shares Number
77.66
+0.54%
77.24
+0.62%
76.77
+0.35%
76.50
Additional Paid In Capital
3,144.10
+0.46%
3,129.68
+0.65%
3,109.49
+1.13%
3,074.87
Retained Earnings
3,727.79
+17.38%
3,175.78
+14.03%
2,784.93
+18.93%
2,341.71
Gains Losses Not Affecting Retained Earnings
-122.97
+26.78%
-167.94
-10.11%
-152.53
+20.04%
-190.76
Other Equity Adjustments
-122.97
+26.78%
-167.94
-10.11%
-152.53
+20.04%
-190.76
Total Equity Gross Minority Interest
7,043.72
+9.51%
6,431.88
+6.56%
6,035.79
+9.36%
5,519.39
Total Capitalization
9,248.75
+5.92%
8,731.84
+1.55%
8,598.90
+34.19%
6,407.88
Invested Capital
9,031.62
+6.07%
8,514.71
+1.59%
8,381.77
+35.39%
6,190.76
Total Debt
2,205.03
-4.13%
2,299.95
-10.27%
2,563.11
+188.48%
888.49
Net Debt
—
—
419.63
—
Net Tangible Assets
5,165.10
+13.24%
4,561.20
+9.61%
4,161.35
+14.39%
3,637.86
Tangible Book Value
4,947.97
+13.90%
4,344.07
+10.14%
3,944.22
+15.30%
3,420.74
Available For Sale Securities
3,514.76
—
—
—
Cash Cash Equivalents And Federal Funds Sold
3,661.48
+4.54%
3,502.37
+25.61%
2,788.36
+64.93%
1,690.66
Held To Maturity Securities
2,590.52
-7.44%
2,798.90
-6.90%
3,006.36
-2.36%
3,079.05
Preferred Shares Number
9.00
+0.00%
9.00
+0.00%
9.00
+0.00%
9.00
Preferred Stock Equity
217.13
+0.00%
217.13
+0.00%
217.13
+0.00%
217.13
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
759.01
-16.07%
904.31
+89.03%
478.40
-20.92%
604.92
Cash Flow From Continuing Operating Activities
759.01
-16.07%
904.31
+89.03%
478.40
-20.92%
604.92
Net Income From Continuing Operations
641.87
+35.11%
475.06
-15.49%
562.15
+0.25%
560.74
Depreciation Amortization Depletion
114.41
+16.06%
98.58
+25.27%
78.70
+26.33%
62.30
Depreciation
114.41
+16.06%
98.58
+25.27%
78.70
+26.33%
62.30
Depreciation And Amortization
114.41
+16.06%
98.58
+25.27%
78.70
+26.33%
62.30
Other Non Cash Items
107.25
+255.08%
-69.16
-60.85%
-43.00
-1168.01%
4.03
Stock Based Compensation
43.63
+6.58%
40.93
-2.26%
41.88
+5.88%
39.55
Deferred Tax
-75.43
-289.80%
-19.35
-126.74%
72.37
+266.61%
19.74
Deferred Income Tax
-75.43
-289.80%
-19.35
-126.74%
72.37
+266.61%
19.74
Operating Gains Losses
-122.57
—
-167.66
-0.86%
-166.23
Gain Loss On Investment Securities
16.61
-76.88%
71.85
+265.22%
19.67
+12711.54%
-0.16
Gain Loss On Sale Of PPE
-0.55
+75.47%
-2.26
+97.38%
-86.05
-18728.88%
-0.46
Change In Working Capital
-258.21
-260.41%
160.97
+163.15%
-254.91
-133.74%
-109.06
Change In Other Current Assets
-111.22
-1804.72%
6.52
+102.48%
-262.85
-218.85%
-82.44
Change In Other Current Liabilities
-147.00
-195.17%
154.45
+1844.23%
7.94
+129.84%
-26.62
Investing Cash Flow
-5,034.28
-37.08%
-3,672.45
+20.21%
-4,602.44
+31.15%
-6,684.44
Cash Flow From Continuing Investing Activities
-5,034.28
-37.08%
-3,672.45
+20.21%
-4,602.44
+31.15%
-6,684.44
Net PPE Purchase And Sale
-79.93
+15.44%
-94.52
-20.78%
-78.26
-23.20%
-63.52
Purchase Of PPE
-79.93
+15.44%
-94.52
-20.78%
-78.26
-23.20%
-63.52
Capital Expenditure
-93.83
+3.29%
-97.02
-23.97%
-78.26
-21.62%
-64.35
Net Investment Purchase And Sale
-1,019.33
+24.01%
-1,341.44
-88.31%
-712.34
+46.55%
-1,332.82
Purchase Of Investment
-2,574.04
+6.34%
-2,748.29
-127.54%
-1,207.81
+34.87%
-1,854.44
Sale Of Investment
1,554.71
+10.51%
1,406.85
+183.95%
495.46
-5.01%
521.62
Net Business Purchase And Sale
—
0.00
0.00
+100.00%
-30.90
Purchase Of Business
—
—
—
—
Net Intangibles Purchase And Sale
-5.54
-260.86%
3.45
-98.27%
198.92
+156729.92%
-0.13
Purchase Of Intangibles
-13.90
-456.22%
-2.50
0.00
+100.00%
-0.82
Net Other Investing Changes
-129.78
-183.75%
154.96
+157.22%
-270.82
-147.45%
-109.44
Financing Cash Flow
4,404.43
+10.84%
3,973.72
-23.24%
5,177.00
+64.07%
3,155.36
Cash Flow From Continuing Financing Activities
4,404.43
+10.84%
3,973.72
-23.24%
5,177.00
+64.07%
3,155.36
Net Issuance Payments Of Debt
-116.69
+52.52%
-245.77
-114.68%
1,674.69
+468.20%
-454.83
Issuance Of Debt
0.00
-100.00%
454.65
-86.73%
3,425.00
+585.00%
500.00
Repayment Of Debt
-116.69
+83.34%
-700.42
+59.98%
-1,750.31
-83.31%
-954.83
Long Term Debt Issuance
0.00
-100.00%
454.65
-86.73%
3,425.00
+585.00%
500.00
Long Term Debt Payments
-116.69
+83.34%
-700.42
+59.98%
-1,750.31
-83.31%
-954.83
Net Long Term Debt Issuance
-116.69
+52.52%
-245.77
-114.68%
1,674.69
+468.20%
-454.83
Net Common Stock Issuance
-21.10
-46.23%
-14.43
-287.38%
-3.73
+31.80%
-5.46
Common Stock Payments
-21.10
-46.23%
-14.43
-287.38%
-3.73
+31.80%
-5.46
Common Stock Dividend Paid
-74.66
-8.18%
-69.01
-0.40%
-68.74
-0.80%
-68.19
Cash Dividends Paid
-89.85
-6.71%
-84.21
-0.33%
-83.93
-0.65%
-83.39
Repurchase Of Capital Stock
-21.10
-46.23%
-14.43
-287.38%
-3.73
+31.80%
-5.46
Proceeds From Stock Option Exercised
-7.68
-31.48%
-5.84
-81.71%
-3.21
+31.80%
-4.71
Changes In Cash
129.16
-89.29%
1,205.58
+14.49%
1,052.97
+136.01%
-2,924.16
Beginning Cash Position
3,435.93
+54.05%
2,230.35
+89.43%
1,177.38
-71.29%
4,101.54
End Cash Position
3,565.08
+3.76%
3,435.93
+54.05%
2,230.35
+89.43%
1,177.38
Free Cash Flow
665.18
-17.60%
807.29
+101.75%
400.15
-25.98%
540.58
Interest Paid Supplemental Data
1,253.95
-6.61%
1,342.63
+28.78%
1,042.54
+340.89%
236.46
Income Tax Paid Supplemental Data
77.13
+150.72%
30.76
-69.20%
99.89
-22.48%
128.85
Dividend Received CFO
163.10
+127.52%
71.69
+95.37%
36.69
-41.86%
63.11
Earnings Losses From Equity Investments
-129.79
-61.66%
-80.28
+14.71%
-94.13
+39.69%
-156.07
Excess Tax Benefit From Stock Based Compensation
-3.84
-36.81%
-2.81
-1249.04%
-0.21
+93.13%
-3.03
Issuance Of Capital Stock
—
—
—
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Dividend Paid
-15.19
+0.00%
-15.19
+0.00%
-15.19
+0.00%
-15.19
Preferred Stock Issuance
—
—
—
0.00
Sale Of Intangibles
8.36
+40.51%
5.95
-97.01%
198.92
+28398.57%
0.70
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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