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About
Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. It also provides point-of-sale financing solutions to its business partners on their platforms or on its own platform under the Dumiao brand; and business installment loan solutions to its business partners on their platforms or on its own platform. In addition, the company offers wealth management solutions, including a fund distribution solution that enables partners to offer and distribute mutual fund products to their customers, either under its Hongdian brand or as a white label solution; and a robo-advisory solution under the Polaris brand which enables its financial and business partners to provide robo-advisory services to their customers. Further, the company provides international installment loan solutions; Myfin, an insurance solution, that enables its partners to offer and distribute insurance products to its users; value added tools to business and financial partners for deploying its solutions, monitor and evaluate performance, and scale their business; digital marketing tools to target users, implement intelligent digital marketing activities, and increase marketing efficiencies and effectiveness; and real time monitoring tools that offer comprehensive and visualized performance monitoring interface. Pintec Technology Holdings Limited was founded in 2012 and is headquartered in Beijing, the People's Republic of China.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Credit Services | Market Cap | 19.46M |
| Enterprise Value | 606.14M | Income | -11.90M | Sales | 35.55M |
| Book/sh | -3.75 | Cash/sh | 0.06 | Dividend Yield | — |
| Payout | 0.00% | Employees | 78 | IPO | Oct 25, 2018 |
| P/E | — | Forward P/E | — | PEG | — |
| P/S | 0.55 | P/B | — | P/C | — |
| EV/EBITDA | — | EV/Sales | 17.05 | Quick Ratio | 0.18 |
| Current Ratio | 0.18 | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | -0.10 | EPS next Y | — | EPS Growth | — |
| Revenue Growth | 2.70% | Earnings | — | ROA | -7.26% |
| ROE | — | ROIC | — | Gross Margin | 63.96% |
| Oper. Margin | -47.07% | Profit Margin | -33.48% | Shs Outstand | 14.39M |
| Shs Float | 282.27M | Short Float | 0.37% | Short Ratio | 0.47 |
| Short Interest | — | 52W High | 1.38 | 52W Low | 0.82 |
| Beta | 0.86 | Avg Volume | 68.20K | Volume | 345.55K |
| Target Price | — | Recom | None | Prev Close | $0.97 |
| Price | $1.22 | Change | 26.10% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$1.22
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$1.22
Low
—
High
—
Mean
—
News
RSS: Latest PT news- Citi Lowers PT on Broadcom Inc. (AVGO) Stock - Yahoo Finance Mon, 23 Feb 2026 21
- DDOG Stock Falls -21% With An 8-day Losing Streak On PT Cuts & Weak Outlook - Trefis ue, 24 Feb 2026 05
- Needham Raises PT on Allegro MicroSystems, Inc. (ALGM) Stock - Finviz Mon, 23 Feb 2026 21
- B. Riley Raises PT on Onto Innovation Inc. (ONTO) Stock - Insider Monkey Mon, 23 Feb 2026 21
- Goldman Sachs Raises PT on Arista Networks, Inc. (ANET) Stock - Insider Monkey Mon, 23 Feb 2026 21
- OSW Stock Surges 18% With A 9-day Winning Spree On Truist PT Hike To $25 - Trefis Wed, 18 Feb 2026 05
- Citi Lowers PT on Broadcom Inc. (AVGO) Stock - Insider Monkey Mon, 23 Feb 2026 21
- WELL Stock Surges 14% With A 7-day Winning Spree On Record Earnings & UBS PT Hike - Trefis Sat, 14 Feb 2026 06
- UBS Lifts PT on Cisco Systems, Inc. (CSCO) Stock - Yahoo Finance ue, 17 Feb 2026 08
- MCO Stock Falls -20% In 7-day Losing Spree On Goldman PT Cut And Peer Warning - Trefis hu, 12 Feb 2026 05
- HSBC Reduces PT on Adobe Inc. (ADBE) Stock - Yahoo Finance ue, 17 Feb 2026 12
- TRN Stock Surges 25% With A 13-day Spree On Strong Earnings & PT Hike - Trefis Sat, 14 Feb 2026 06
- TD Cowen Lowers PT on Intuit Inc. (INTU) Stock - Yahoo Finance ue, 17 Feb 2026 12
- Goldman Sachs Reduces PT on Snowflake Inc. (SNOW) Stock - Yahoo Finance ue, 17 Feb 2026 08
- Cantor Fitzgerald Reduces PT on Datadog, Inc. (DDOG) Stock - Yahoo Finance ue, 17 Feb 2026 12
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -358.00K | -7.70M | -22.19M | -2.15M |
| TaxRateForCalcs | 0.25 | 0.15 | 0.25 | 0.25 |
| NormalizedEBITDA | -10.47M | 26.67M | 12.81M | -48.55M |
| TotalUnusualItems | -1.43M | -52.68M | -88.78M | -8.59M |
| TotalUnusualItemsExcludingGoodwill | -1.43M | -52.68M | -88.78M | -8.59M |
| NetIncomeFromContinuingOperationNetMinorityInterest | -15.45M | -78.76M | -190.18M | -101.73M |
| ReconciledDepreciation | 770.00K | 1.89M | 5.56M | 12.36M |
| ReconciledCostOfRevenue | 12.84M | 38.19M | 62.69M | 89.72M |
| EBITDA | -11.90M | -26.01M | -75.97M | -57.14M |
| EBIT | -12.67M | -27.90M | -81.53M | -69.50M |
| NetInterestIncome | 112.00K | -4.47M | -24.14M | -32.45M |
| InterestExpense | 4.47M | 24.14M | 32.45M | |
| InterestIncome | 0.00 | |||
| NormalizedIncome | -14.38M | -33.78M | -123.60M | -95.28M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -15.45M | -78.76M | -190.18M | -101.73M |
| TotalExpenses | 47.81M | 80.62M | 156.10M | 241.48M |
| TotalOperatingIncomeAsReported | -14.10M | -41.69M | -81.53M | -71.34M |
| DilutedAverageShares | 15.85M | 14.13M | 8.57M | 8.56M |
| BasicAverageShares | 15.85M | 14.13M | 8.57M | 8.56M |
| DilutedEPS | -1.05 | -5.60 | -22.05 | -11.90 |
| BasicEPS | -1.05 | -5.60 | -22.05 | -11.90 |
| DilutedNIAvailtoComStockholders | -15.45M | -78.76M | -190.18M | -101.73M |
| NetIncomeCommonStockholders | -15.45M | -78.76M | -190.18M | -101.73M |
| NetIncome | -15.45M | -78.76M | -190.18M | -101.73M |
| MinorityInterests | -678.00K | 2.49M | 6.37M | 7.09M |
| NetIncomeIncludingNoncontrollingInterests | -14.78M | -81.25M | -196.56M | -108.82M |
| NetIncomeContinuousOperations | -14.78M | -81.25M | -196.56M | -108.82M |
| TaxProvision | 685.00K | -13.90M | 2.52M | 6.87M |
| PretaxIncome | -14.09M | -95.16M | -194.03M | -101.95M |
| OtherIncomeExpense | -1.53M | -62.79M | -88.36M | -1.25M |
| OtherNonOperatingIncomeExpenses | -101.00K | -10.11M | 411.00K | 7.34M |
| SpecialIncomeCharges | -1.43M | -52.68M | -88.78M | -8.59M |
| GainOnSaleOfBusiness | 0.00 | -38.88M | -2.18M | -5.50M |
| WriteOff | 0.00 | 0.00 | 86.60M | 0.00 |
| ImpairmentOfCapitalAssets | 1.43M | 13.79M | 0.00 | 3.10M |
| EarningsFromEquityInterest | 0.00 | 0.00 | ||
| NetNonOperatingInterestIncomeExpense | 112.00K | -4.47M | -24.14M | -32.45M |
| TotalOtherFinanceCost | -112.00K | 4.47M | 24.14M | |
| InterestExpenseNonOperating | 4.47M | 24.14M | 32.45M | |
| InterestIncomeNonOperating | 0.00 | |||
| OperatingIncome | -12.67M | -27.90M | -81.53M | -68.24M |
| OperatingExpense | 34.97M | 42.42M | 93.41M | 151.76M |
| ResearchAndDevelopment | 2.27M | 123.00K | 15.96M | 22.71M |
| SellingGeneralAndAdministration | 32.70M | 42.30M | 77.45M | 129.05M |
| SellingAndMarketingExpense | 18.91M | 19.64M | 27.15M | 40.94M |
| GeneralAndAdministrativeExpense | 13.80M | 22.67M | 50.30M | 88.11M |
| OtherGandA | 13.80M | 22.67M | 50.30M | 88.11M |
| GrossProfit | 22.30M | 14.53M | 11.88M | 83.52M |
| CostOfRevenue | 12.84M | 38.19M | 62.69M | 89.72M |
| TotalRevenue | 35.14M | 52.72M | 74.57M | 173.24M |
| OperatingRevenue | 35.14M | 52.72M | 74.57M | 173.24M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| OrdinarySharesNumber | 554.69M | 558.18M | 303.73M | 303.69M |
| ShareIssued | 554.69M | 558.18M | 303.73M | 303.69M |
| NetDebt | 100.03M | 182.13M | ||
| TotalDebt | 4.68M | 0.00 | 349.75M | 400.03M |
| TangibleBookValue | -408.87M | -392.95M | -411.93M | -234.81M |
| InvestedCapital | -407.05M | -392.95M | -52.29M | 175.10M |
| WorkingCapital | -398.78M | -380.10M | -136.79M | 121.95M |
| NetTangibleAssets | -408.87M | -392.95M | -411.93M | -234.81M |
| CapitalLeaseObligations | 2.86M | 0.00 | ||
| CommonStockEquity | -408.87M | -392.95M | -402.05M | -224.93M |
| TotalCapitalization | -408.87M | -392.95M | -165.29M | 175.07M |
| TotalEquityGrossMinorityInterest | -395.12M | -379.88M | -247.14M | -65.03M |
| MinorityInterest | 13.75M | 13.08M | 154.91M | 159.90M |
| StockholdersEquity | -408.87M | -392.95M | -402.05M | -224.93M |
| GainsLossesNotAffectingRetainedEarnings | 82.43M | 82.61M | 47.68M | 40.40M |
| OtherEquityAdjustments | 82.43M | 82.61M | 47.68M | 40.40M |
| RetainedEarnings | -2.53B | -2.51B | -2.45B | -2.26B |
| AdditionalPaidInCapital | 2.04B | 2.04B | 2.00B | 1.99B |
| CapitalStock | 496.00K | 496.00K | 275.00K | 275.00K |
| CommonStock | 496.00K | 496.00K | 275.00K | 275.00K |
| TotalLiabilitiesNetMinorityInterest | 498.56M | 493.08M | 776.01M | 826.26M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 5.30M | 4.78M | 250.02M | 421.30M |
| OtherNonCurrentLiabilities | 4.11M | 4.78M | 10.80M | 19.33M |
| DuetoRelatedPartiesNonCurrent | 0.00 | 472.00K | ||
| TradeandOtherPayablesNonCurrent | 0.00 | 0.00 | ||
| NonCurrentDeferredLiabilities | 0.00 | 2.47M | 1.49M | |
| NonCurrentDeferredTaxesLiabilities | 0.00 | 2.47M | 1.49M | |
| LongTermDebtAndCapitalLeaseObligation | 1.20M | 0.00 | 236.75M | 400.00M |
| LongTermCapitalLeaseObligation | 1.20M | 0.00 | ||
| LongTermDebt | 236.75M | 400.00M | ||
| CurrentLiabilities | 493.25M | 488.30M | 525.99M | 404.97M |
| OtherCurrentLiabilities | 2.78M | 4.33M | 12.03M | 19.31M |
| CurrentDeferredLiabilities | 1.75M | 1.53M | 4.71M | 4.88M |
| CurrentDeferredRevenue | 1.75M | 1.53M | 1.71M | 1.89M |
| CurrentDebtAndCapitalLeaseObligation | 3.48M | 113.00M | 30.00K | |
| CurrentCapitalLeaseObligation | 1.66M | 0.00 | ||
| CurrentDebt | 1.82M | 113.00M | 30.00K | |
| OtherCurrentBorrowings | 1.82M | 113.00M | 30.00K | |
| LineOfCredit | 0.00 | |||
| PayablesAndAccruedExpenses | 485.24M | 482.43M | 396.24M | 380.74M |
| CurrentAccruedExpenses | 0.00 | 14.64M | 8.75M | |
| InterestPayable | 0.00 | 14.64M | 8.75M | |
| Payables | 485.24M | 482.43M | 381.60M | 371.99M |
| OtherPayable | 159.33M | 159.25M | 27.81M | 29.75M |
| DuetoRelatedPartiesCurrent | 302.89M | 299.35M | 294.63M | 289.94M |
| TotalTaxPayable | 18.92M | 18.86M | 36.48M | 30.90M |
| AccountsPayable | 4.09M | 4.98M | 22.68M | 21.40M |
| TotalAssets | 103.44M | 113.20M | 528.87M | 761.23M |
| TotalNonCurrentAssets | 8.96M | 5.00M | 139.68M | 234.32M |
| OtherNonCurrentAssets | 5.55M | 5.00M | 5.00M | 5.42M |
| NonCurrentDeferredAssets | 0.00 | |||
| NonCurrentDeferredTaxesAssets | 0.00 | |||
| NonCurrentNoteReceivables | 1.62M | 0.00 | 0.00 | 571.00K |
| InvestmentsAndAdvances | 0.00 | 35.00M | 122.76M | |
| OtherInvestments | 0.00 | 35.00M | ||
| InvestmentinFinancialAssets | 0.00 | 184.00K | ||
| AvailableForSaleSecurities | 184.00K | |||
| LongTermEquityInvestment | 35.00M | 122.57M | ||
| GoodwillAndOtherIntangibleAssets | 0.00 | 9.88M | 9.88M | |
| OtherIntangibleAssets | 9.88M | 9.88M | ||
| NetPPE | 1.79M | 0.00 | 89.80M | 95.69M |
| AccumulatedDepreciation | -13.31M | -24.66M | -19.27M | |
| GrossPPE | 1.79M | 0.00 | 114.45M | 114.96M |
| Leases | 1.46M | 1.46M | ||
| MachineryFurnitureEquipment | 13.31M | 20.25M | 20.76M | |
| BuildingsAndImprovements | 1.79M | 0.00 | 92.75M | 92.75M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 94.48M | 108.20M | 389.19M | 526.91M |
| OtherCurrentAssets | 1.51M | 641.00K | 22.63M | 4.34M |
| RestrictedCash | 0.00 | 1.48M | 1.47M | |
| PrepaidAssets | 2.50M | 4.37M | 24.36M | 149.90M |
| Receivables | 63.51M | 62.64M | 107.88M | 140.35M |
| ReceivablesAdjustmentsAllowances | -4.96M | -3.12M | -8.91M | -2.14M |
| OtherReceivables | 1.81M | 1.88M | 1.26M | 1.48M |
| DuefromRelatedPartiesCurrent | 0.00 | 5.00K | 2.16M | 5.46M |
| TaxesReceivable | 740.00K | 835.00K | ||
| LoansReceivable | 62.48M | 61.47M | 87.09M | 98.70M |
| AccountsReceivable | 3.44M | 1.57M | 18.63M | 36.85M |
| AllowanceForDoubtfulAccountsReceivable | -11.73M | -10.70M | -7.11M | -4.40M |
| GrossAccountsReceivable | 15.18M | 12.27M | 25.73M | 41.25M |
| CashCashEquivalentsAndShortTermInvestments | 26.95M | 40.55M | 257.21M | 230.85M |
| OtherShortTermInvestments | 0.00 | 43.00K | 7.48M | 12.95M |
| CashAndCashEquivalents | 26.95M | 40.51M | 249.73M | 217.90M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -14.99M | 7.88M | -10.55M | -32.36M |
| RepaymentOfDebt | 0.00 | -285.14M | -306.03M | -132.81M |
| IssuanceOfDebt | 1.82M | 0.00 | 248.14M | 472.00K |
| IssuanceOfCapitalStock | 0.00 | 27.76M | 0.00 | 0.00 |
| CapitalExpenditure | -88.00K | -729.00K | -36.00K | -177.00K |
| InterestPaidSupplementalData | 0.00 | 1.56M | 14.58M | 36.65M |
| IncomeTaxPaidSupplementalData | 622.00K | 937.00K | 1.45M | 1.10M |
| EndCashPosition | 31.95M | 45.51M | 256.21M | 224.79M |
| BeginningCashPosition | 45.51M | 256.21M | 224.79M | 522.34M |
| EffectOfExchangeRateChanges | -399.00K | 2.79M | 13.14M | -13.58M |
| ChangesInCash | -13.16M | -213.50M | 18.28M | -283.98M |
| FinancingCashFlow | 1.82M | -257.38M | -57.89M | -132.33M |
| CashFlowFromContinuingFinancingActivities | 1.82M | -257.38M | -57.89M | -132.33M |
| NetOtherFinancingCharges | 4.00K | |||
| ProceedsFromStockOptionExercised | 0.00 | 0.00 | 1.00K | |
| NetCommonStockIssuance | 0.00 | 27.76M | 0.00 | 0.00 |
| CommonStockIssuance | 0.00 | 27.76M | 0.00 | 0.00 |
| NetIssuancePaymentsOfDebt | 1.82M | -285.14M | -57.89M | -132.34M |
| NetShortTermDebtIssuance | 0.00 | -285.14M | -287.00M | -130.00M |
| ShortTermDebtPayments | 0.00 | -285.14M | -306.00M | -130.00M |
| ShortTermDebtIssuance | 0.00 | 0.00 | 19.00M | 0.00 |
| NetLongTermDebtIssuance | 1.82M | 0.00 | 229.11M | -2.34M |
| LongTermDebtPayments | 0.00 | 0.00 | -30.00K | -2.81M |
| LongTermDebtIssuance | 1.82M | 0.00 | 229.14M | 472.00K |
| InvestingCashFlow | -84.00K | 35.27M | 86.69M | -119.46M |
| CashFlowFromContinuingInvestingActivities | -84.00K | 35.27M | 86.69M | -119.46M |
| NetOtherInvestingChanges | -14.41M | -19.57M | ||
| NetInvestmentPurchaseAndSale | 0.00 | 36.00M | 1.02M | 0.00 |
| SaleOfInvestment | 0.00 | 36.00M | 2.02M | 0.00 |
| PurchaseOfInvestment | 0.00 | 0.00 | -1.00M | 0.00 |
| NetBusinessPurchaseAndSale | 0.00 | 0.00 | 100.12M | -101.68M |
| SaleOfBusiness | 0.00 | 0.00 | 100.12M | 0.00 |
| PurchaseOfBusiness | 0.00 | 0.00 | -101.68M | |
| NetPPEPurchaseAndSale | -84.00K | -729.00K | -36.00K | 1.79M |
| SaleOfPPE | 4.00K | 0.00 | 0.00 | 1.96M |
| PurchaseOfPPE | -88.00K | -729.00K | -36.00K | -177.00K |
| OperatingCashFlow | -14.90M | 8.61M | -10.52M | -32.18M |
| CashFlowFromContinuingOperatingActivities | -14.90M | 8.61M | -10.52M | -32.18M |
| ChangeInWorkingCapital | -7.92M | 49.91M | 52.50M | 57.33M |
| ChangeInOtherCurrentLiabilities | -1.09M | -6.87M | -6.82M | -6.52M |
| ChangeInOtherCurrentAssets | -252.00K | 6.87M | 6.82M | 6.52M |
| ChangeInPayablesAndAccruedExpense | 844.00K | 3.82M | 18.16M | 41.15M |
| ChangeInAccruedExpense | -1.89M | 2.71M | 4.42M | 7.02M |
| ChangeInPayable | 2.73M | 1.11M | 13.74M | 34.13M |
| ChangeInAccountPayable | -883.00K | -463.00K | 1.95M | 11.28M |
| ChangeInTaxPayable | 67.00K | -3.14M | 7.56M | 3.86M |
| ChangeInIncomeTaxPayable | 67.00K | -3.14M | 7.56M | 3.86M |
| ChangeInPrepaidAssets | 126.00K | 7.86M | 19.42M | 4.64M |
| ChangeInReceivables | -7.54M | 38.23M | 14.92M | 11.54M |
| ChangesInAccountReceivables | -2.91M | 9.64M | 15.45M | 10.47M |
| StockBasedCompensation | 0.00 | -6.88M | 4.53M | 3.79M |
| ProvisionandWriteOffofAssets | 5.59M | -5.74M | 35.34M | -7.28M |
| AssetImpairmentCharge | 0.00 | 0.00 | 84.58M | 0.00 |
| DeferredTax | 0.00 | -2.47M | 977.00K | 1.84M |
| DeferredIncomeTax | 0.00 | -2.47M | 977.00K | 1.84M |
| DepreciationAmortizationDepletion | 770.00K | 1.89M | 5.56M | 12.36M |
| DepreciationAndAmortization | 770.00K | 1.89M | 5.56M | 12.36M |
| AmortizationCashFlow | 0.00 | 3.53M | ||
| AmortizationOfIntangibles | 0.00 | 3.53M | ||
| Depreciation | 770.00K | 1.89M | 5.56M | 8.83M |
| OperatingGainsLosses | 1.43M | 53.15M | 2.54M | 8.59M |
| EarningsLossesFromEquityInvestments | 0.00 | 0.00 | ||
| GainLossOnSaleOfPPE | 1.43M | 14.27M | 362.00K | 3.10M |
| GainLossOnSaleOfBusiness | 0.00 | 38.88M | 2.18M | 5.50M |
| NetIncomeFromContinuingOperations | -14.78M | -81.25M | -196.56M | -108.82M |
SEC Filings
No SEC filings found for this symbol (may be non-US or ticker not in SEC index).
Public Trades for PT
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|