RF Chart
About

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Regional Market Cap 26.08B
Enterprise Value — Income 2.06B Sales 7.06B
Book/sh 20.36 Cash/sh — Dividend Yield 3.51%
Payout 44.78% Employees 19969 IPO —
P/E 12.93 Forward P/E 10.42 PEG —
P/S 3.70 P/B 1.46 P/C —
EV/EBITDA — EV/Sales — Quick Ratio —
Current Ratio — Debt/Eq — LT Debt/Eq —
EPS (ttm) 2.30 EPS next Y 2.85 EPS Growth —
Revenue Growth 15.60% Earnings 2026-04-17 ROA 1.36%
ROE 11.65% ROIC — Gross Margin 0.00%
Oper. Margin 46.98% Profit Margin 30.56% Shs Outstand 868.00M
Shs Float 864.36M Short Float 7.81% Short Ratio 3.88
Short Interest — 52W High 31.53 52W Low 17.74
Beta 1.03 Avg Volume 13.16M Volume 11.07M
Target Price $30.66 Recom Hold Prev Close $29.78
Price $29.74 Change -0.13%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$30.66
Mean price target
2. Current target
$29.71
Latest analyst target
3. DCF / Fair value
$34.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$29.71
Low
$28.00
High
$34.00
Mean
$30.66

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-09 main JP Morgan Neutral → Neutral $32
2026-01-20 main Wells Fargo Underweight → Underweight $28
2026-01-20 main Piper Sandler Neutral → Neutral $31
2026-01-20 down Keefe, Bruyette & Woods Outperform → Market Perform $31
2026-01-16 down Wells Fargo Equal-Weight → Underweight $30
2026-01-06 down Evercore ISI Group In-Line → Underperform $29
2026-01-05 main Barclays Underweight → Underweight $30
2025-12-22 main Truist Securities Hold → Hold $29
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $31
2025-10-20 main Truist Securities Hold → Hold $26
2025-10-14 down Stephens & Co. Overweight → Equal-Weight $27
2025-09-30 main Evercore ISI Group In-Line → In-Line $29
2025-09-23 main Citigroup Buy → Buy $32
2025-09-10 init Cantor Fitzgerald — → Overweight $30
2025-07-24 main Citigroup Buy → Buy $30
2025-07-21 main Morgan Stanley Equal-Weight → Equal-Weight $29
2025-07-21 main DA Davidson Buy → Buy $29
2025-07-21 main Barclays Underweight → Underweight $27
2025-07-21 main Keefe, Bruyette & Woods Outperform → Outperform $30
2025-07-21 main Stephens & Co. Overweight → Overweight $29
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 36000 1036062.0 — Sale at price 28.78 per share. RITTER WILLIAM D Officer — 2026-01-22 00:00:00 D
1 69911 nan — — ZUSI RUSSELL K Officer — 2026-01-02 00:00:00 D
2 15000 — — Stock Gift at price 0.00 per share. TURNER JOHN M JR Chief Executive Officer — 2025-12-11 00:00:00 D
3 1875 — — Stock Gift at price 0.00 per share. PLIMPTON TARA ANN Officer — 2025-08-27 00:00:00 D
4 4000 101906.0 — Purchase at price 25.48 per share. JENKINS ROGER W Director — 2025-08-13 00:00:00 D
5 30000 750279.0 — Sale at price 25.01 per share. KEENAN DAVID R Officer — 2025-08-06 00:00:00 D
6 4000 — — Stock Gift at price 0.00 per share. TURNER JOHN M JR Chief Executive Officer — 2025-07-25 00:00:00 D
7 20034 nan — — MASSEY CHARLES DANDRIDGE Officer — 2025-07-01 00:00:00 D
8 8185 174885.0 — Sale at price 21.37 per share. WILLMAN BRIAN R Officer — 2025-05-08 00:00:00 D
9 7089 nan — — RHODES WILLIAM C III Director — 2025-04-16 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-21.95M-47.35M-3.07M-9.50M
TaxRateForCalcs0.200.200.220.22
TotalUnusualItems-112.00M-231.00M-14.00M-44.00M
TotalUnusualItemsExcludingGoodwill-112.00M-231.00M-14.00M-44.00M
NetIncomeFromContinuingOperationNetMinorityInterest1.89B2.07B2.25B2.52B
ReconciledDepreciation144.00M236.00M353.00M371.00M
NetInterestIncome4.82B5.32B4.79B3.91B
InterestExpense2.29B1.58B316.00M167.00M
InterestIncome7.11B6.90B5.10B4.08B
NormalizedIncome1.98B2.26B2.26B2.56B
NetIncomeFromContinuingAndDiscontinuedOperation1.89B2.07B2.25B2.52B
DilutedAverageShares896.00M918.00M938.00M942.00M
BasicAverageShares892.00M916.00M936.00M935.00M
DilutedEPS2.301.932.112.28
BasicEPS2.311.942.112.29
DilutedNIAvailtoComStockholders1.77B1.98B2.15B2.40B
NetIncomeCommonStockholders1.77B1.98B2.15B2.40B
OtherunderPreferredStockDividend3.00M
PreferredStockDividends119.00M98.00M99.00M121.00M
NetIncome1.89B2.07B2.25B2.52B
NetIncomeIncludingNoncontrollingInterests1.89B2.07B2.25B2.52B
NetIncomeContinuousOperations1.89B2.07B2.25B2.52B
TaxProvision461.00M533.00M631.00M694.00M
PretaxIncome2.35B2.61B2.88B3.21B
SpecialIncomeCharges-112.00M-231.00M-14.00M-44.00M
OtherSpecialCharges109.00M228.00M11.00M13.00M
RestructuringAndMergernAcquisition3.00M7.00M3.00M11.00M
GainOnSaleOfSecurity-208.00M-5.00M-1.00M6.00M
SellingGeneralAndAdministration2.64B2.53B2.42B2.35B
SellingAndMarketingExpense110.00M110.00M102.00M106.00M
GeneralAndAdministrativeExpense2.53B2.42B2.32B2.24B
InsuranceAndClaims0.000.000.0045.00M
SalariesAndWages2.53B2.42B2.32B2.20B
TotalRevenue7.08B7.58B7.17B6.44B
OperatingRevenue7.08B7.58B7.17B6.44B
OccupancyAndEquipment684.00M701.00M692.00M668.00M
ProfessionalExpenseAndContractServicesExpense94.00M85.00M263.00M83.00M
OtherNonInterestExpense713.00M873.00M629.00M600.00M
Line Item2024-12-312023-12-312022-12-312021-12-31
TreasurySharesNumber41.03M41.03M41.03M41.03M
PreferredSharesNumber16.00M56.00M56.00M56.00M
OrdinarySharesNumber908.48M922.34M934.49M941.91M
ShareIssued949.51M963.38M975.52M982.94M
TotalDebt6.49B2.33B2.28B2.41B
TangibleBookValue9.26B8.93B7.49B10.20B
InvestedCapital22.66B18.10B16.57B19.07B
NetTangibleAssets10.97B10.59B9.15B11.86B
CommonStockEquity16.16B15.77B14.29B16.67B
PreferredStockEquity1.72B1.66B1.66B1.66B
TotalCapitalization23.87B19.76B18.23B20.73B
TotalEquityGrossMinorityInterest17.91B17.49B15.95B18.33B
MinorityInterest31.00M64.00M4.00M0.00
StockholdersEquity17.88B17.43B15.95B18.33B
GainsLossesNotAffectingRetainedEarnings-2.93B-2.81B-3.34B289.00M
OtherEquityAdjustments-2.93B-2.81B-3.34B289.00M
TreasuryStock1.37B1.37B1.37B1.37B
RetainedEarnings9.06B8.19B7.00B5.55B
AdditionalPaidInCapital11.39B11.76B11.99B12.19B
CapitalStock1.72B1.67B1.67B1.67B
CommonStock9.00M10.00M10.00M10.00M
PreferredStock1.72B1.66B1.66B1.66B
TotalLiabilitiesNetMinorityInterest139.39B134.70B139.27B144.61B
LongTermDebtAndCapitalLeaseObligation5.99B2.33B2.28B2.41B
LongTermDebt5.99B2.33B2.28B2.41B
CurrentDebtAndCapitalLeaseObligation500.00M0.00
CurrentDebt500.00M0.00
OtherCurrentBorrowings500.00M0.00
TotalAssets157.30B152.19B155.22B162.94B
InvestmentsAndAdvances32.27B30.27B30.04B30.57B
HeldToMaturitySecurities4.43B754.00M801.00M899.00M
AvailableForSaleSecurities4.40B1.42B1.31B1.19B
GoodwillAndOtherIntangibleAssets6.91B6.84B6.79B6.47B
OtherIntangibleAssets1.18B1.11B1.06B723.00M
Goodwill5.73B5.73B5.73B5.74B
NetPPE1.67B1.64B1.72B1.81B
AccumulatedDepreciation-2.53B-3.06B-2.96B-2.82B
GrossPPE4.21B4.70B4.68B4.64B
Leases457.00M449.00M455.00M434.00M
ConstructionInProgress273.00M150.00M101.00M152.00M
OtherProperties1.57B1.55B1.68B1.65B
MachineryFurnitureEquipment1.50B2.14B2.02B1.98B
BuildingsAndImprovements1.55B1.68B1.65B
LandAndImprovements409.00M409.00M420.00M419.00M
Receivables572.00M614.00M511.00M319.00M
AccountsReceivable572.00M614.00M511.00M319.00M
OtherShortTermInvestments23.44B28.10B27.93B28.48B
CashAndCashEquivalents10.71B6.80B11.23B29.41B
CashFinancial2.89B2.63B2.00B1.35B
CashCashEquivalentsAndFederalFundsSold10.71B6.80B11.23B29.41B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow1.45B2.15B2.81B2.96B
RepurchaseOfCapitalStock-848.00M-252.00M-230.00M-967.00M
RepaymentOfDebt-100.00M-2.00B0.00-1.78B
IssuanceOfDebt3.74B2.00B0.00647.00M
IssuanceOfCapitalStock489.00M0.000.00390.00M
CapitalExpenditure-146.00M-157.00M-288.00M-72.00M
InterestPaidSupplementalData2.22B1.44B303.00M
IncomeTaxPaidSupplementalData64.00M376.00M336.00M
EndCashPosition10.71B6.80B11.23B29.41B
BeginningCashPosition6.80B11.23B29.41B17.96B
ChangesInCash3.91B-4.43B-18.18B11.46B
FinancingCashFlow2.58B-5.13B-8.35B11.29B
CashFlowFromContinuingFinancingActivities2.58B-5.13B-8.35B11.29B
NetOtherFinancingCharges-27.00M-35.00M-24.00M-19.00M
CashDividendsPaid-994.00M-885.00M-762.00M-716.00M
PreferredStockDividendPaid-104.00M-98.00M-99.00M-108.00M
CommonStockDividendPaid-890.00M-787.00M-663.00M-608.00M
NetPreferredStockIssuance-11.00M0.000.00-110.00M
PreferredStockPayments-500.00M0.000.00-500.00M
PreferredStockIssuance489.00M0.000.00390.00M
NetCommonStockIssuance-348.00M-252.00M-230.00M-467.00M
CommonStockPayments-348.00M-252.00M-230.00M-467.00M
NetIssuancePaymentsOfDebt4.14B0.000.00-1.23B
NetShortTermDebtIssuance500.00M0.000.00-102.00M
NetLongTermDebtIssuance3.64B0.000.00-1.13B
LongTermDebtPayments-100.00M-2.00B0.00-1.78B
LongTermDebtIssuance3.74B2.00B0.00647.00M
InvestingCashFlow-262.00M-1.61B-12.94B-2.87B
CashFlowFromContinuingInvestingActivities-262.00M-1.61B-12.94B-2.87B
NetOtherInvestingChanges-158.00M-191.00M-94.00M-93.00M
NetInvestmentPurchaseAndSale-1.28B437.00M-3.15B-2.21B
SaleOfInvestment8.33B3.05B5.84B6.15B
PurchaseOfInvestment-9.61B-2.61B-8.99B-8.36B
NetBusinessPurchaseAndSale0.000.00-1.18B
PurchaseOfBusiness0.000.00-1.18B
NetIntangiblesPurchaseAndSale-146.00M-157.00M-288.00M-72.00M
PurchaseOfIntangibles-146.00M-157.00M-288.00M-72.00M
OperatingCashFlow1.60B2.31B3.10B3.03B
CashFlowFromContinuingOperatingActivities1.60B2.31B3.10B3.03B
ChangeInWorkingCapital-1.03B-574.00M-274.00M-294.00M
ChangeInOtherCurrentLiabilities3.00M-659.00M2.09B-76.00M
ChangeInOtherCurrentAssets-199.00M-109.00M-124.00M13.00M
ChangeInReceivables-831.00M194.00M-2.24B-231.00M
ChangesInAccountReceivables-831.00M194.00M-2.24B-231.00M
OtherNonCashItems-79.00M31.00M514.00M1.05B
DeferredTax21.00M32.00M22.00M165.00M
DeferredIncomeTax21.00M32.00M22.00M165.00M
DepreciationAmortizationDepletion144.00M236.00M353.00M371.00M
DepreciationAndAmortization144.00M236.00M353.00M371.00M
OperatingGainsLosses159.00M-44.00M-29.00M-256.00M
GainLossOnInvestmentSecurities208.00M5.00M1.00M-3.00M
NetIncomeFromContinuingOperations1.89B2.07B2.25B2.52B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for RF
Date User Asset Broker Type Position Size Entry Price Patterns