Symbols / RF $26.74 +1.02% Regions Financial Corporation

Financial Services • Banks - Regional • United States • NYQ
RF Chart
About

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Regional Market Cap 23.09B
Enterprise Value 18.91B Income 2.06B Sales 7.06B
Book/sh 20.39 Cash/sh 14.18 Dividend Yield 3.95%
Payout 44.78% Employees 19969 IPO —
P/E 11.63 Forward P/E 9.38 PEG —
P/S 3.27 P/B 1.31 P/C —
EV/EBITDA — EV/Sales 2.68 Quick Ratio —
Current Ratio — Debt/Eq — LT Debt/Eq —
EPS (ttm) 2.30 EPS next Y 2.85 EPS Growth 5.20%
Revenue Growth 6.50% Earnings 2026-04-17 ROA 1.36%
ROE 11.65% ROIC — Gross Margin 0.00%
Oper. Margin 39.20% Profit Margin 30.56% Shs Outstand 854.32M
Shs Float 859.81M Short Float 8.69% Short Ratio 3.82
Short Interest — 52W High 31.53 52W Low 17.74
Beta 1.04 Avg Volume 15.10M Volume 8.63M
Target Price $30.31 Recom Hold Prev Close $26.47
Price $26.74 Change 1.02%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$30.31
Mean price target
2. Current target
$26.74
Latest analyst target
3. DCF / Fair value
$34.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$26.74
Low
$27.00
High
$34.00
Mean
$30.31

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-31 main Morgan Stanley Equal-Weight → Equal-Weight $34
2026-03-30 main Piper Sandler Neutral → Neutral $28
2026-03-23 main Truist Securities Hold → Hold $28
2026-03-03 reit Cantor Fitzgerald Overweight → Overweight $32
2026-02-09 main JP Morgan Neutral → Neutral $32
2026-01-20 main Wells Fargo Underweight → Underweight $28
2026-01-20 main Piper Sandler Neutral → Neutral $31
2026-01-20 down Keefe, Bruyette & Woods Outperform → Market Perform $31
2026-01-16 down Wells Fargo Equal-Weight → Underweight $30
2026-01-06 down Evercore ISI Group In-Line → Underperform $29
2026-01-05 main Barclays Underweight → Underweight $30
2025-12-22 main Truist Securities Hold → Hold $29
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $31
2025-10-20 main Truist Securities Hold → Hold $26
2025-10-14 down Stephens & Co. Overweight → Equal-Weight $27
2025-09-30 main Evercore ISI Group In-Line → In-Line $29
2025-09-23 main Citigroup Buy → Buy $32
2025-09-10 init Cantor Fitzgerald — → Overweight $30
2025-07-24 main Citigroup Buy → Buy $30
2025-07-21 main Morgan Stanley Equal-Weight → Equal-Weight $29
News
RSS: Latest RF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-01-22 RITTER WILLIAM D Officer — 36,000 $28.78 $1,036,062
2026-01-02 ZUSI RUSSELL K Officer — 69,911 — —
2025-12-11 TURNER JOHN M JR Chief Executive Officer — 15,000 $0.00 $0
2025-08-27 PLIMPTON TARA ANN Officer — 1,875 $0.00 $0
2025-08-13 JENKINS ROGER W Director — 4,000 $25.48 $101,906
2025-08-06 KEENAN DAVID R Officer — 30,000 $25.01 $750,279
2025-07-25 TURNER JOHN M JR Chief Executive Officer — 4,000 $0.00 $0
2025-07-01 MASSEY CHARLES DANDRIDGE Officer — 20,034 — —
2025-05-08 WILLMAN BRIAN R Officer — 8,185 $21.37 $174,885
2025-04-16 RHODES WILLIAM C III Director — 7,089 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
7,526.00
+6.25%
7,083.00
-6.51%
7,576.00
+5.74%
7,165.00
Operating Revenue
7,526.00
+6.25%
7,083.00
-6.51%
7,576.00
+5.74%
7,165.00
Selling General And Administration
2,787.00
+1.42%
2,748.00
-0.22%
2,754.00
+11.00%
2,481.00
Selling And Marketing Expense
113.00
+2.73%
110.00
+0.00%
110.00
+7.84%
102.00
General And Administrative Expense
2,674.00
+1.36%
2,638.00
-0.23%
2,644.00
+11.14%
2,379.00
Salaries And Wages
2,616.00
+3.44%
2,529.00
+4.68%
2,416.00
+4.23%
2,318.00
Reconciled Depreciation
84.00
-41.67%
144.00
-38.98%
236.00
-33.14%
353.00
Total Unusual Items
5.00
+266.67%
-3.00
+0.00%
-3.00
-106.38%
47.00
Total Unusual Items Excluding Goodwill
5.00
+266.67%
-3.00
+0.00%
-3.00
-106.38%
47.00
Special Income Charges
5.00
+266.67%
-3.00
+0.00%
-3.00
-106.38%
47.00
Other Special Charges
58.00
-46.79%
109.00
-7.63%
118.00
+336.00%
-50.00
Restructuring And Mergern Acquisition
-5.00
-266.67%
3.00
-57.14%
7.00
+133.33%
3.00
Net Income
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Pretax Income
2,743.00
+16.53%
2,354.00
-9.70%
2,607.00
-9.35%
2,876.00
Net Interest Income
4,991.00
+3.59%
4,818.00
-9.44%
5,320.00
+11.16%
4,786.00
Interest Expense
2,082.00
-9.08%
2,290.00
+45.21%
1,577.00
+399.05%
316.00
Interest Income
7,073.00
-0.49%
7,108.00
+3.06%
6,897.00
+35.18%
5,102.00
Gain On Sale Of Security
-53.00
+74.52%
-208.00
-4060.00%
-5.00
-400.00%
-1.00
Tax Provision
587.00
+27.33%
461.00
-13.51%
533.00
-15.53%
631.00
Tax Rate For Calcs
0.00
+9.27%
0.00
-4.47%
0.00
-6.56%
0.00
Tax Effect Of Unusual Items
1.07
+282.12%
-0.59
+4.47%
-0.61
-105.96%
10.31
Net Income Including Noncontrolling Interests
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Net Income From Continuing Operation Net Minority Interest
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Net Income From Continuing And Discontinued Operation
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Net Income Continuous Operations
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Normalized Income
2,152.07
+13.54%
1,895.41
-8.72%
2,076.39
-5.97%
2,208.31
Net Income Common Stockholders
2,061.00
+16.18%
1,774.00
-10.22%
1,976.00
-7.92%
2,146.00
Otherunder Preferred Stock Dividend
—
—
—
—
Diluted EPS
2.30
+19.17%
1.93
-8.53%
2.11
-7.46%
2.28
Basic EPS
2.31
+19.07%
1.94
-8.06%
2.11
-7.86%
2.29
Basic Average Shares
892.00
-2.62%
916.00
-2.14%
936.00
+0.11%
935.00
Diluted Average Shares
896.00
-2.40%
918.00
-2.13%
938.00
-0.42%
942.00
Diluted NI Availto Com Stockholders
2,061.00
+16.18%
1,774.00
-10.22%
1,976.00
-7.92%
2,146.00
Insurance And Claims
58.00
-46.79%
109.00
-52.19%
228.00
+273.77%
61.00
Occupancy And Equipment
709.00
+3.65%
684.00
-2.43%
701.00
+1.30%
692.00
Other Non Interest Expense
711.00
-0.28%
713.00
-18.33%
873.00
+38.79%
629.00
Preferred Stock Dividends
95.00
-20.17%
119.00
+21.43%
98.00
-1.01%
99.00
Professional Expense And Contract Services Expense
111.00
+18.09%
94.00
+10.59%
85.00
-67.68%
263.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
158,814.00
+0.96%
157,302.00
+3.36%
152,194.00
-1.95%
155,220.00
Cash And Cash Equivalents
10,907.00
+1.82%
10,712.00
+57.51%
6,801.00
-39.42%
11,227.00
Cash Financial
3,112.00
+7.57%
2,893.00
+9.79%
2,635.00
+31.95%
1,997.00
Other Short Term Investments
24,589.00
-6.23%
26,224.00
-6.69%
28,104.00
+0.61%
27,933.00
Receivables
571.00
-0.17%
572.00
-6.84%
614.00
+20.16%
511.00
Accounts Receivable
571.00
-0.17%
572.00
-6.84%
614.00
+20.16%
511.00
Net PPE
1,659.00
-0.84%
1,673.00
+1.89%
1,642.00
-4.42%
1,718.00
Gross PPE
4,156.00
-1.21%
4,207.00
-10.49%
4,700.00
+0.41%
4,681.00
Accumulated Depreciation
-2,497.00
+1.46%
-2,534.00
+17.14%
-3,058.00
-3.21%
-2,963.00
Land And Improvements
409.00
+0.00%
409.00
+0.00%
409.00
-2.62%
420.00
Buildings And Improvements
—
—
1,555.00
-7.44%
1,680.00
Machinery Furniture Equipment
1,471.00
-1.93%
1,500.00
-29.81%
2,137.00
+5.53%
2,025.00
Construction In Progress
208.00
-23.81%
273.00
+82.00%
150.00
+48.51%
101.00
Other Properties
1,603.00
+2.23%
1,568.00
+0.84%
1,555.00
-7.44%
1,680.00
Leases
465.00
+1.75%
457.00
+1.78%
449.00
-1.32%
455.00
Goodwill And Other Intangible Assets
6,843.00
-0.96%
6,909.00
+0.95%
6,844.00
+0.74%
6,794.00
Goodwill
5,733.00
+0.00%
5,733.00
+0.00%
5,733.00
+0.00%
5,733.00
Other Intangible Assets
1,110.00
-5.61%
1,176.00
+5.85%
1,111.00
+4.71%
1,061.00
Investments And Advances
34,869.00
+8.06%
32,267.00
+6.58%
30,275.00
+0.78%
30,042.00
Total Liabilities Net Minority Interest
139,711.00
+0.23%
139,392.00
+3.48%
134,701.00
-3.28%
139,269.00
Current Debt And Capital Lease Obligation
750.00
+50.00%
500.00
0.00
—
Current Debt
750.00
+50.00%
500.00
0.00
—
Other Current Borrowings
750.00
+50.00%
500.00
0.00
—
Long Term Debt And Capital Lease Obligation
4,134.00
-31.02%
5,993.00
+157.21%
2,330.00
+2.01%
2,284.00
Long Term Debt
4,134.00
-31.02%
5,993.00
+157.21%
2,330.00
+2.01%
2,284.00
Stockholders Equity
19,043.00
+6.51%
17,879.00
+2.58%
17,429.00
+9.29%
15,947.00
Common Stock Equity
17,674.00
+9.34%
16,164.00
+2.50%
15,770.00
+10.37%
14,288.00
Capital Stock
1,378.00
-20.07%
1,724.00
+3.30%
1,669.00
+0.00%
1,669.00
Common Stock
9.00
+0.00%
9.00
-10.00%
10.00
+0.00%
10.00
Preferred Stock
1,369.00
-20.17%
1,715.00
+3.38%
1,659.00
+0.00%
1,659.00
Share Issued
908.05
-4.37%
949.51
-1.44%
963.38
-1.25%
975.52
Ordinary Shares Number
867.01
-4.56%
908.48
-1.50%
922.34
-1.30%
934.49
Treasury Shares Number
41.03
+0.00%
41.03
+0.00%
41.03
+0.00%
41.03
Additional Paid In Capital
10,366.00
-9.02%
11,394.00
-3.09%
11,757.00
-1.93%
11,988.00
Retained Earnings
10,205.00
+12.64%
9,060.00
+10.68%
8,186.00
+16.88%
7,004.00
Gains Losses Not Affecting Retained Earnings
-1,535.00
+47.58%
-2,928.00
-4.13%
-2,812.00
+15.88%
-3,343.00
Treasury Stock
1,371.00
+0.00%
1,371.00
+0.00%
1,371.00
+0.00%
1,371.00
Minority Interest
60.00
+93.55%
31.00
-51.56%
64.00
+1500.00%
4.00
Other Equity Adjustments
-1,535.00
+47.58%
-2,928.00
-4.13%
-2,812.00
+15.88%
-3,343.00
Total Equity Gross Minority Interest
19,103.00
+6.66%
17,910.00
+2.38%
17,493.00
+9.67%
15,951.00
Total Capitalization
23,177.00
-2.91%
23,872.00
+20.82%
19,759.00
+8.38%
18,231.00
Invested Capital
22,558.00
-0.44%
22,657.00
+25.18%
18,100.00
+9.22%
16,572.00
Total Debt
4,884.00
-24.78%
6,493.00
+178.67%
2,330.00
+2.01%
2,284.00
Net Tangible Assets
12,200.00
+11.21%
10,970.00
+3.64%
10,585.00
+15.65%
9,153.00
Tangible Book Value
10,831.00
+17.03%
9,255.00
+3.69%
8,926.00
+19.11%
7,494.00
Available For Sale Securities
4,674.00
+189.23%
1,616.00
+14.04%
1,417.00
+8.33%
1,308.00
Cash Cash Equivalents And Federal Funds Sold
10,907.00
+1.82%
10,712.00
+57.51%
6,801.00
-39.42%
11,227.00
Held To Maturity Securities
5,606.00
+26.63%
4,427.00
+487.14%
754.00
-5.87%
801.00
Preferred Shares Number
36.00
+125.00%
16.00
-71.43%
56.00
+0.00%
56.00
Preferred Stock Equity
1,369.00
-20.17%
1,715.00
+3.38%
1,659.00
+0.00%
1,659.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
2,181.00
+36.48%
1,598.00
-30.76%
2,308.00
-25.60%
3,102.00
Cash Flow From Continuing Operating Activities
2,181.00
+36.48%
1,598.00
-30.76%
2,308.00
-25.60%
3,102.00
Net Income From Continuing Operations
2,156.00
+13.89%
1,893.00
-8.73%
2,074.00
-7.62%
2,245.00
Depreciation Amortization Depletion
84.00
-41.67%
144.00
-38.98%
236.00
-33.14%
353.00
Depreciation And Amortization
84.00
-41.67%
144.00
-38.98%
236.00
-33.14%
353.00
Other Non Cash Items
156.00
+297.47%
-79.00
-354.84%
31.00
-93.97%
514.00
Deferred Tax
78.00
+271.43%
21.00
-34.38%
32.00
+45.45%
22.00
Deferred Income Tax
78.00
+271.43%
21.00
-34.38%
32.00
+45.45%
22.00
Operating Gains Losses
-31.00
-119.50%
159.00
+461.36%
-44.00
-51.72%
-29.00
Gain Loss On Investment Securities
53.00
-74.52%
208.00
+4060.00%
5.00
+400.00%
1.00
Change In Working Capital
-732.00
+28.72%
-1,027.00
-78.92%
-574.00
-109.49%
-274.00
Change In Receivables
251.00
+130.20%
-831.00
-528.35%
194.00
+108.65%
-2,242.00
Changes In Account Receivables
251.00
+130.20%
-831.00
-528.35%
194.00
+108.65%
-2,242.00
Change In Other Current Assets
-87.00
+56.28%
-199.00
-82.57%
-109.00
+12.10%
-124.00
Change In Other Current Liabilities
-896.00
-29966.67%
3.00
+100.46%
-659.00
-131.50%
2,092.00
Investing Cash Flow
-1,418.00
-441.22%
-262.00
+83.70%
-1,607.00
+87.58%
-12,941.00
Cash Flow From Continuing Investing Activities
-1,418.00
-441.22%
-262.00
+83.70%
-1,607.00
+87.58%
-12,941.00
Capital Expenditure
-30.00
+79.45%
-146.00
+7.01%
-157.00
+45.49%
-288.00
Net Investment Purchase And Sale
-1,956.00
-52.69%
-1,281.00
-393.14%
437.00
+113.87%
-3,151.00
Purchase Of Investment
-7,262.00
+24.45%
-9,612.00
-268.28%
-2,610.00
+70.97%
-8,991.00
Sale Of Investment
5,306.00
-36.31%
8,331.00
+173.42%
3,047.00
-47.83%
5,840.00
Net Business Purchase And Sale
—
—
0.00
0.00
Purchase Of Business
—
—
0.00
0.00
Net Intangibles Purchase And Sale
-30.00
+79.45%
-146.00
+7.01%
-157.00
+45.49%
-288.00
Purchase Of Intangibles
-30.00
+79.45%
-146.00
+7.01%
-157.00
+45.49%
-288.00
Net Other Investing Changes
-150.00
+5.06%
-158.00
+17.28%
-191.00
-103.19%
-94.00
Financing Cash Flow
-568.00
-122.06%
2,575.00
+150.22%
-5,127.00
+38.56%
-8,345.00
Cash Flow From Continuing Financing Activities
-568.00
-122.06%
2,575.00
+150.22%
-5,127.00
+38.56%
-8,345.00
Net Issuance Payments Of Debt
-1,650.00
-139.86%
4,140.00
0.00
0.00
Issuance Of Debt
0.00
-100.00%
3,740.00
+87.00%
2,000.00
0.00
Repayment Of Debt
-1,900.00
-1800.00%
-100.00
+95.00%
-2,000.00
0.00
Long Term Debt Issuance
0.00
-100.00%
3,740.00
+87.00%
2,000.00
0.00
Long Term Debt Payments
-1,900.00
-1800.00%
-100.00
+95.00%
-2,000.00
0.00
Net Long Term Debt Issuance
-1,900.00
-152.20%
3,640.00
0.00
0.00
Net Short Term Debt Issuance
250.00
-50.00%
500.00
0.00
0.00
Net Common Stock Issuance
-1,067.00
-206.61%
-348.00
-38.10%
-252.00
-9.57%
-230.00
Common Stock Payments
-1,067.00
-206.61%
-348.00
-38.10%
-252.00
-9.57%
-230.00
Common Stock Dividend Paid
-912.00
-2.47%
-890.00
-13.09%
-787.00
-18.70%
-663.00
Cash Dividends Paid
-1,003.00
-0.91%
-994.00
-12.32%
-885.00
-16.14%
-762.00
Repurchase Of Capital Stock
-1,417.00
-67.10%
-848.00
-236.51%
-252.00
-9.57%
-230.00
Net Other Financing Charges
-23.00
+14.81%
-27.00
+22.86%
-35.00
-45.83%
-24.00
Changes In Cash
195.00
-95.01%
3,911.00
+188.36%
-4,426.00
+75.66%
-18,184.00
Beginning Cash Position
10,712.00
+57.51%
6,801.00
-39.42%
11,227.00
-61.83%
29,411.00
End Cash Position
10,907.00
+1.82%
10,712.00
+57.51%
6,801.00
-39.42%
11,227.00
Free Cash Flow
2,151.00
+48.14%
1,452.00
-32.50%
2,151.00
-23.56%
2,814.00
Interest Paid Supplemental Data
2,145.00
-3.33%
2,219.00
+53.99%
1,441.00
+375.58%
303.00
Income Tax Paid Supplemental Data
178.00
+178.13%
64.00
-82.98%
376.00
+11.90%
336.00
Issuance Of Capital Stock
0.00
-100.00%
489.00
0.00
0.00
Net Preferred Stock Issuance
-350.00
-3081.82%
-11.00
0.00
0.00
Preferred Stock Dividend Paid
-91.00
+12.50%
-104.00
-6.12%
-98.00
+1.01%
-99.00
Preferred Stock Issuance
0.00
-100.00%
489.00
0.00
0.00
Preferred Stock Payments
-350.00
+30.00%
-500.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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