RF Chart
About

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Banks - Regional Market Cap 22.87B
Enterprise Value Income 2.06B Sales 7.06B
Book/sh 20.39 Cash/sh Dividend Yield 3.91%
Payout 44.78% Employees 19969 IPO
P/E 11.34 Forward P/E 9.14 PEG
P/S 3.24 P/B 1.28 P/C
EV/EBITDA EV/Sales Quick Ratio
Current Ratio Debt/Eq LT Debt/Eq
EPS (ttm) 2.30 EPS next Y 2.85 EPS Growth
Revenue Growth 15.60% Earnings 2026-04-17 ROA 1.36%
ROE 11.65% ROIC Gross Margin 0.00%
Oper. Margin 46.98% Profit Margin 30.56% Shs Outstand 863.51M
Shs Float 859.87M Short Float 7.99% Short Ratio 4.10
Short Interest 52W High 31.53 52W Low 17.74
Beta 1.04 Avg Volume 13.69M Volume 10.82M
Target Price $30.94 Recom Hold Prev Close $26.76
Price $26.08 Change -2.54%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$30.94
Mean price target
2. Current target
$26.08
Latest analyst target
3. DCF / Fair value
$34.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$26.08
Low
$28.00
High
$37.00
Mean
$30.94

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-03 reit Cantor Fitzgerald Overweight → Overweight $32
2026-02-09 main JP Morgan Neutral → Neutral $32
2026-01-20 main Wells Fargo Underweight → Underweight $28
2026-01-20 main Piper Sandler Neutral → Neutral $31
2026-01-20 down Keefe, Bruyette & Woods Outperform → Market Perform $31
2026-01-16 down Wells Fargo Equal-Weight → Underweight $30
2026-01-06 down Evercore ISI Group In-Line → Underperform $29
2026-01-05 main Barclays Underweight → Underweight $30
2025-12-22 main Truist Securities Hold → Hold $29
2025-12-17 main Keefe, Bruyette & Woods Outperform → Outperform $31
2025-10-20 main Truist Securities Hold → Hold $26
2025-10-14 down Stephens & Co. Overweight → Equal-Weight $27
2025-09-30 main Evercore ISI Group In-Line → In-Line $29
2025-09-23 main Citigroup Buy → Buy $32
2025-09-10 init Cantor Fitzgerald — → Overweight $30
2025-07-24 main Citigroup Buy → Buy $30
2025-07-21 main Morgan Stanley Equal-Weight → Equal-Weight $29
2025-07-21 main DA Davidson Buy → Buy $29
2025-07-21 main Barclays Underweight → Underweight $27
2025-07-21 main Keefe, Bruyette & Woods Outperform → Outperform $30
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 36000 1036062.0 Sale at price 28.78 per share. RITTER WILLIAM D Officer 2026-01-22 00:00:00 D
1 69911 nan ZUSI RUSSELL K Officer 2026-01-02 00:00:00 D
2 15000 Stock Gift at price 0.00 per share. TURNER JOHN M JR Chief Executive Officer 2025-12-11 00:00:00 D
3 1875 Stock Gift at price 0.00 per share. PLIMPTON TARA ANN Officer 2025-08-27 00:00:00 D
4 4000 101906.0 Purchase at price 25.48 per share. JENKINS ROGER W Director 2025-08-13 00:00:00 D
5 30000 750279.0 Sale at price 25.01 per share. KEENAN DAVID R Officer 2025-08-06 00:00:00 D
6 4000 Stock Gift at price 0.00 per share. TURNER JOHN M JR Chief Executive Officer 2025-07-25 00:00:00 D
7 20034 nan MASSEY CHARLES DANDRIDGE Officer 2025-07-01 00:00:00 D
8 8185 174885.0 Sale at price 21.37 per share. WILLMAN BRIAN R Officer 2025-05-08 00:00:00 D
9 7089 nan DAVIS NOOPUR Director 2025-04-16 00:00:00 D
Financials
Line Item2025-12-312024-12-312023-12-312022-12-31
TaxEffectOfUnusualItems1.07M-587.51K-615.00K10.31M
TaxRateForCalcs0.210.200.200.22
TotalUnusualItems5.00M-3.00M-3.00M47.00M
TotalUnusualItemsExcludingGoodwill5.00M-3.00M-3.00M47.00M
NetIncomeFromContinuingOperationNetMinorityInterest2.16B1.89B2.07B2.25B
ReconciledDepreciation84.00M144.00M236.00M353.00M
NetInterestIncome4.99B4.82B5.32B4.79B
InterestExpense2.08B2.29B1.58B316.00M
InterestIncome7.07B7.11B6.90B5.10B
NormalizedIncome2.15B1.90B2.08B2.21B
NetIncomeFromContinuingAndDiscontinuedOperation2.16B1.89B2.07B2.25B
DilutedAverageShares896.00M918.00M938.00M942.00M
BasicAverageShares892.00M916.00M936.00M935.00M
DilutedEPS2.301.932.112.28
BasicEPS2.311.942.112.29
DilutedNIAvailtoComStockholders2.06B1.77B1.98B2.15B
NetIncomeCommonStockholders2.06B1.77B1.98B2.15B
OtherunderPreferredStockDividend3.00M
PreferredStockDividends95.00M119.00M98.00M99.00M
NetIncome2.16B1.89B2.07B2.25B
NetIncomeIncludingNoncontrollingInterests2.16B1.89B2.07B2.25B
NetIncomeContinuousOperations2.16B1.89B2.07B2.25B
TaxProvision587.00M461.00M533.00M631.00M
PretaxIncome2.74B2.35B2.61B2.88B
SpecialIncomeCharges5.00M-3.00M-3.00M47.00M
OtherSpecialCharges58.00M109.00M118.00M-50.00M
RestructuringAndMergernAcquisition-5.00M3.00M7.00M3.00M
GainOnSaleOfSecurity-53.00M-208.00M-5.00M-1.00M
SellingGeneralAndAdministration2.79B2.75B2.75B2.48B
SellingAndMarketingExpense113.00M110.00M110.00M102.00M
GeneralAndAdministrativeExpense2.67B2.64B2.64B2.38B
InsuranceAndClaims58.00M109.00M228.00M61.00M
SalariesAndWages2.62B2.53B2.42B2.32B
TotalRevenue7.53B7.08B7.58B7.17B
OperatingRevenue7.53B7.08B7.58B7.17B
OccupancyAndEquipment709.00M684.00M701.00M692.00M
ProfessionalExpenseAndContractServicesExpense111.00M94.00M85.00M263.00M
OtherNonInterestExpense711.00M713.00M873.00M629.00M
Line Item2025-12-312024-12-312023-12-312022-12-31
TreasurySharesNumber41.03M41.03M41.03M41.03M
PreferredSharesNumber36.00M16.00M56.00M56.00M
OrdinarySharesNumber867.01M908.48M922.34M934.49M
ShareIssued908.05M949.51M963.38M975.52M
TotalDebt4.88B6.49B2.33B2.28B
TangibleBookValue10.83B9.26B8.93B7.49B
InvestedCapital22.56B22.66B18.10B16.57B
NetTangibleAssets12.20B10.97B10.59B9.15B
CommonStockEquity17.67B16.16B15.77B14.29B
PreferredStockEquity1.37B1.72B1.66B1.66B
TotalCapitalization23.18B23.87B19.76B18.23B
TotalEquityGrossMinorityInterest19.10B17.91B17.49B15.95B
MinorityInterest60.00M31.00M64.00M4.00M
StockholdersEquity19.04B17.88B17.43B15.95B
GainsLossesNotAffectingRetainedEarnings-1.53B-2.93B-2.81B-3.34B
OtherEquityAdjustments-1.53B-2.93B-2.81B-3.34B
TreasuryStock1.37B1.37B1.37B1.37B
RetainedEarnings10.21B9.06B8.19B7.00B
AdditionalPaidInCapital10.37B11.39B11.76B11.99B
CapitalStock1.38B1.72B1.67B1.67B
CommonStock9.00M9.00M10.00M10.00M
PreferredStock1.37B1.72B1.66B1.66B
TotalLiabilitiesNetMinorityInterest139.71B139.39B134.70B139.27B
LongTermDebtAndCapitalLeaseObligation4.13B5.99B2.33B2.28B
LongTermDebt4.13B5.99B2.33B2.28B
CurrentDebtAndCapitalLeaseObligation750.00M500.00M0.00
CurrentDebt750.00M500.00M0.00
OtherCurrentBorrowings750.00M500.00M0.00
TotalAssets158.81B157.30B152.19B155.22B
InvestmentsAndAdvances34.87B32.27B30.27B30.04B
HeldToMaturitySecurities5.61B4.43B754.00M801.00M
AvailableForSaleSecurities4.67B1.62B1.42B1.31B
GoodwillAndOtherIntangibleAssets6.84B6.91B6.84B6.79B
OtherIntangibleAssets1.11B1.18B1.11B1.06B
Goodwill5.73B5.73B5.73B5.73B
NetPPE1.66B1.67B1.64B1.72B
AccumulatedDepreciation-2.50B-2.53B-3.06B-2.96B
GrossPPE4.16B4.21B4.70B4.68B
Leases465.00M457.00M449.00M455.00M
ConstructionInProgress208.00M273.00M150.00M101.00M
OtherProperties1.60B1.57B1.55B1.68B
MachineryFurnitureEquipment1.47B1.50B2.14B2.02B
BuildingsAndImprovements1.55B1.68B1.65B
LandAndImprovements409.00M409.00M409.00M420.00M
Receivables571.00M572.00M614.00M511.00M
AccountsReceivable571.00M572.00M614.00M511.00M
OtherShortTermInvestments24.59B26.22B28.10B27.93B
CashAndCashEquivalents10.91B10.71B6.80B11.23B
CashFinancial3.11B2.89B2.63B2.00B
CashCashEquivalentsAndFederalFundsSold10.91B10.71B6.80B11.23B
Line Item2025-12-312024-12-312023-12-312022-12-31
FreeCashFlow2.15B1.45B2.15B2.81B
RepurchaseOfCapitalStock-1.42B-848.00M-252.00M-230.00M
RepaymentOfDebt-1.90B-100.00M-2.00B0.00
IssuanceOfDebt0.003.74B2.00B0.00
IssuanceOfCapitalStock0.00489.00M0.000.00
CapitalExpenditure-30.00M-146.00M-157.00M-288.00M
InterestPaidSupplementalData2.15B2.22B1.44B303.00M
IncomeTaxPaidSupplementalData178.00M64.00M376.00M336.00M
EndCashPosition10.91B10.71B6.80B11.23B
BeginningCashPosition10.71B6.80B11.23B29.41B
ChangesInCash195.00M3.91B-4.43B-18.18B
FinancingCashFlow-568.00M2.58B-5.13B-8.35B
CashFlowFromContinuingFinancingActivities-568.00M2.58B-5.13B-8.35B
NetOtherFinancingCharges-23.00M-27.00M-35.00M-24.00M
CashDividendsPaid-1.00B-994.00M-885.00M-762.00M
PreferredStockDividendPaid-91.00M-104.00M-98.00M-99.00M
CommonStockDividendPaid-912.00M-890.00M-787.00M-663.00M
NetPreferredStockIssuance-350.00M-11.00M0.000.00
PreferredStockPayments-350.00M-500.00M0.000.00
PreferredStockIssuance0.00489.00M0.000.00
NetCommonStockIssuance-1.07B-348.00M-252.00M-230.00M
CommonStockPayments-1.07B-348.00M-252.00M-230.00M
NetIssuancePaymentsOfDebt-1.65B4.14B0.000.00
NetShortTermDebtIssuance250.00M500.00M0.000.00
NetLongTermDebtIssuance-1.90B3.64B0.000.00
LongTermDebtPayments-1.90B-100.00M-2.00B0.00
LongTermDebtIssuance0.003.74B2.00B0.00
InvestingCashFlow-1.42B-262.00M-1.61B-12.94B
CashFlowFromContinuingInvestingActivities-1.42B-262.00M-1.61B-12.94B
NetOtherInvestingChanges-150.00M-158.00M-191.00M-94.00M
NetInvestmentPurchaseAndSale-1.96B-1.28B437.00M-3.15B
SaleOfInvestment5.31B8.33B3.05B5.84B
PurchaseOfInvestment-7.26B-9.61B-2.61B-8.99B
NetBusinessPurchaseAndSale0.000.00-1.18B
PurchaseOfBusiness0.000.00-1.18B
NetIntangiblesPurchaseAndSale-30.00M-146.00M-157.00M-288.00M
PurchaseOfIntangibles-30.00M-146.00M-157.00M-288.00M
OperatingCashFlow2.18B1.60B2.31B3.10B
CashFlowFromContinuingOperatingActivities2.18B1.60B2.31B3.10B
ChangeInWorkingCapital-732.00M-1.03B-574.00M-274.00M
ChangeInOtherCurrentLiabilities-896.00M3.00M-659.00M2.09B
ChangeInOtherCurrentAssets-87.00M-199.00M-109.00M-124.00M
ChangeInReceivables251.00M-831.00M194.00M-2.24B
ChangesInAccountReceivables251.00M-831.00M194.00M-2.24B
OtherNonCashItems156.00M-79.00M31.00M514.00M
DeferredTax78.00M21.00M32.00M22.00M
DeferredIncomeTax78.00M21.00M32.00M22.00M
DepreciationAmortizationDepletion84.00M144.00M236.00M353.00M
DepreciationAndAmortization84.00M144.00M236.00M353.00M
OperatingGainsLosses-31.00M159.00M-44.00M-29.00M
GainLossOnInvestmentSecurities53.00M208.00M5.00M1.00M
NetIncomeFromContinuingOperations2.16B1.89B2.07B2.25B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for RF
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status