RKT Chart
About

Rocket Companies, Inc., provides spanning mortgage, real estate, and personal finance services in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network. The company offers Rocket Mortgage, a mortgage lender service; Rocket Close, an appraisal management, settlement, and title service; Rocket Homes, a home search platform and real estate agent referral network that provides technology-enabled services to support the home buying and selling experience; and Rocket Loans, an online-based personal loans business. It also provides Rocket Money that provides financial wellness services, including subscription cancellation, budget management, and credit score; and Lendesk, a software service that provides a point of sale system for mortgage professionals and a loan origination system for private lenders. In addition, the company originates, closes, sells, and services agency-conforming loans. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. operates as a subsidiary of Rock Holdings Inc.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Mortgage Finance Market Cap 50.04B
Enterprise Value 76.87B Income -68.00M Sales 7.07B
Book/sh 8.10 Cash/sh 1.08 Dividend Yield —
Payout 0.00% Employees — IPO —
P/E — Forward P/E 15.57 PEG —
P/S 7.08 P/B 2.19 P/C —
EV/EBITDA 98.92 EV/Sales 10.87 Quick Ratio 7.11
Current Ratio 59.75 Debt/Eq 129.72 LT Debt/Eq —
EPS (ttm) -0.03 EPS next Y 1.14 EPS Growth -91.40%
Revenue Growth 52.50% Earnings 2026-05-07 ROA 0.88%
ROE -1.47% ROIC — Gross Margin 100.00%
Oper. Margin 17.86% Profit Margin -0.96% Shs Outstand 967.01M
Shs Float 949.97M Short Float 5.64% Short Ratio 1.64
Short Interest — 52W High 24.36 52W Low 10.94
Beta — Avg Volume 27.03M Volume 20.16M
Target Price $21.50 Recom Buy Prev Close $17.33
Price $17.77 Change 2.54%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$21.50
Mean price target
2. Current target
$17.77
Latest analyst target
3. DCF / Fair value
$21.50
Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$17.77
Low
$16.00
High
$25.00
Mean
$21.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-06 main Barclays Equal-Weight → Equal-Weight $22
2025-12-19 init Jefferies — → Buy $25
2025-12-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
2025-11-19 reit BTIG Buy → Buy $25
2025-11-13 init Oppenheimer — → Outperform $25
2025-11-05 main Wells Fargo Equal-Weight → Equal-Weight $17
2025-10-29 main Goldman Sachs Neutral → Neutral $22
2025-10-10 main UBS Neutral → Neutral $17
2025-10-10 reit BTIG Buy → Buy $25
2025-10-08 main RBC Capital Sector Perform → Sector Perform $20
2025-10-06 main Barclays Equal-Weight → Equal-Weight $19
2025-09-29 main Morgan Stanley Equal-Weight → Equal-Weight $18
2025-09-10 up B of A Securities Neutral → Buy $24
2025-08-19 init BTIG — → Buy $25
2025-08-05 main UBS Neutral → Neutral $16
2025-08-05 main Keefe, Bruyette & Woods Market Perform → Market Perform $15
2025-08-01 main Barclays Equal-Weight → Equal-Weight $16
2025-07-22 main Jefferies Hold → Hold $14
2025-07-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $14
2025-07-02 main Goldman Sachs Neutral → Neutral $16
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 5000 114430 — Sale at price 22.78 - 22.99 per share. RIZIK MATTHEW Director — 2026-01-12 00:00:00 D
1 5000 106374 — Sale at price 21.26 - 21.29 per share. RIZIK MATTHEW Director — 2026-01-08 00:00:00 D
2 5000 105048 — Sale at price 20.98 - 21.04 per share. RIZIK MATTHEW Director — 2026-01-06 00:00:00 D
3 5000 97876 — Sale at price 19.45 - 19.70 per share. RIZIK MATTHEW Director — 2026-01-02 00:00:00 D
4 5000 97818 — Sale at price 19.25 - 19.88 per share. RIZIK MATTHEW Director — 2025-12-30 00:00:00 D
5 7500 144350 — Sale at price 18.92 - 19.44 per share. RIZIK MATTHEW Director — 2025-12-26 00:00:00 D
6 5000 95492 — Sale at price 18.99 - 19.21 per share. RIZIK MATTHEW Director — 2025-12-22 00:00:00 D
7 5000 92614 — Sale at price 18.22 - 18.83 per share. RIZIK MATTHEW Director — 2025-12-18 00:00:00 D
8 5000 90134 — Sale at price 17.97 - 18.08 per share. RIZIK MATTHEW Director — 2025-12-16 00:00:00 D
9 7500 144070 — Sale at price 18.99 - 19.47 per share. RIZIK MATTHEW Director — 2025-12-12 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems723.00K0.000.00-1.59M
TaxRateForCalcs0.050.030.060.02
TotalUnusualItems15.00M0.000.00-87.26M
TotalUnusualItemsExcludingGoodwill15.00M0.000.00-87.26M
NetIncomeFromContinuingOperationNetMinorityInterest29.37M-15.51M46.42M308.21M
ReconciledDepreciation112.92M110.27M94.02M74.71M
NetInterestIncome-56.07M-32.53M30.61M-61.80M
InterestExpense469.23M359.97M319.98M491.89M
InterestIncome413.16M327.45M350.59M430.09M
NormalizedIncome15.09M-15.51M46.42M393.88M
NetIncomeFromContinuingAndDiscontinuedOperation29.37M-15.51M46.42M308.21M
DilutedAverageShares141.04M1.98B1.97B1.99B
BasicAverageShares141.04M128.64M120.58M130.58M
DilutedEPS0.21-0.150.282.32
BasicEPS0.21-0.120.392.36
DilutedNIAvailtoComStockholders29.37M-299.01M550.00M4.62B
AverageDilutionEarnings0.00-283.50M503.55M4.31B
NetIncomeCommonStockholders29.37M-15.51M46.44M308.36M
OtherunderPreferredStockDividend-22.00K-150.00K
NetIncome29.37M-15.51M46.42M308.21M
MinorityInterests-606.46M374.57M-653.51M-5.76B
NetIncomeIncludingNoncontrollingInterests635.83M-390.08M699.93M6.07B
NetIncomeContinuousOperations635.83M-390.08M699.93M6.07B
TaxProvision32.22M-12.82M41.98M112.74M
PretaxIncome668.05M-402.90M741.91M6.18B
SpecialIncomeCharges15.00M0.000.00-87.26M
OtherSpecialCharges-15.00M15.00M15.00M
DepreciationAmortizationDepletionIncomeStatement112.92M110.27M94.02M74.71M
DepreciationAndAmortizationInIncomeStatement112.92M110.27M94.02M74.71M
SellingGeneralAndAdministration3.98B3.80B4.65B5.79B
SellingAndMarketingExpense824.04M736.68M945.69M1.25B
GeneralAndAdministrativeExpense3.15B3.06B3.70B4.54B
OtherGandA893.15M802.87M906.20M1.18B
SalariesAndWages2.26B2.26B2.80B3.36B
TotalRevenue4.93B3.65B5.68B12.68B
OperatingRevenue4.93B3.65B5.68B12.68B
OtherNonInterestExpense187.75M141.68M199.21M547.03M
Line Item2024-12-312023-12-312022-12-312021-12-31
OrdinarySharesNumber146.03M135.81M123.49M126.44M
ShareIssued146.03M135.81M123.49M126.44M
NetDebt3.74B3.75B4.80B7.16B
TotalDebt5.34B5.25B5.95B9.77B
TangibleBookValue-8.16B-7.05B-7.63B-6.02B
InvestedCapital5.72B5.48B6.10B9.96B
NetTangibleAssets-8.16B-7.05B-7.63B-6.02B
CapitalLeaseObligations319.30M393.88M422.77M482.18M
CommonStockEquity702.50M624.90M576.70M665.66M
TotalCapitalization5.47B5.16B5.43B9.88B
TotalEquityGrossMinorityInterest9.04B8.30B8.48B9.76B
MinorityInterest8.34B7.68B7.90B9.09B
StockholdersEquity702.50M624.90M576.70M665.66M
GainsLossesNotAffectingRetainedEarnings-48.00K52.00K69.00K81.00K
RetainedEarnings312.83M284.30M300.39M378.00M
AdditionalPaidInCapital389.69M340.53M276.22M287.56M
CapitalStock20.00K20.00K20.00K20.00K
CommonStock20.00K20.00K20.00K20.00K
TotalLiabilitiesNetMinorityInterest15.47B10.93B11.61B23.02B
DerivativeProductLiabilities11.21M142.99M25.12M19.91M
LongTermDebtAndCapitalLeaseObligation5.08B4.93B5.27B9.70B
LongTermCapitalLeaseObligation319.30M393.88M422.77M482.18M
LongTermDebt4.76B4.53B4.85B9.22B
LongTermProvisions100.00M92.39M110.15M78.89M
CurrentDebtAndCapitalLeaseObligation253.35M319.31M672.88M75.00M
CurrentDebt253.35M319.31M672.88M75.00M
OtherCurrentBorrowings92.95M203.21M672.88M
LineOfCredit160.40M116.10M0.0075.00M
PayablesAndAccruedExpenses762.90M756.04M730.02M960.12M
Payables762.90M756.04M730.02M960.12M
TotalTaxPayable581.18M584.70M613.69M688.57M
IncomeTaxPayable581.18M584.70M613.69M688.57M
AccountsPayable181.71M171.35M116.33M271.54M
TotalAssets24.51B19.23B20.08B32.77B
InvestmentsAndAdvances40.84M39.52M40.34M41.88M
AvailableForSaleSecurities40.84M39.52M40.34M41.88M
GoodwillAndOtherIntangibleAssets8.86B7.68B8.21B6.68B
OtherIntangibleAssets7.63B6.44B6.95B5.39B
Goodwill1.23B1.24B1.26B1.30B
NetPPE495.62M598.55M640.38M682.27M
AccumulatedDepreciation-620.25M-536.20M-463.26M-567.41M
GrossPPE1.12B1.13B1.10B1.25B
Leases264.58M261.30M202.81M229.34M
ConstructionInProgress19.26M29.15M92.35M56.39M
OtherProperties281.77M347.70M366.19M427.89M
MachineryFurnitureEquipment550.26M496.60M442.30M536.06M
PrepaidAssets151.94M158.26M192.88M169.00M
Receivables633.02M512.62M439.57M517.82M
OtherReceivables618.77M493.09M428.77M508.07M
NotesReceivable14.24M19.53M10.80M9.75M
CashAndCashEquivalents1.27B1.11B722.29M2.13B
CashCashEquivalentsAndFederalFundsSold4.07B2.74B2.46B4.13B
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-3.43B-51.23M10.72B7.44B
RepurchaseOfCapitalStock0.000.00-177.70M-231.58M
RepaymentOfDebt-112.01M-650.99M-10.50B-6.31B
IssuanceOfDebt3.34B184.00K720.00K3.57B
IssuanceOfCapitalStock40.60M24.88M37.76M41.98M
CapitalExpenditure-805.11M-161.55M-107.76M-302.82M
InterestPaidSupplementalData481.07M380.78M327.58M429.76M
IncomeTaxPaidSupplementalData5.66M12.54M76.63M
EndCashPosition1.29B1.14B789.10M2.21B
BeginningCashPosition1.14B789.10M2.21B2.05B
EffectOfExchangeRateChanges-1.36M-191.00K-949.00K-115.00K
ChangesInCash153.85M347.92M-1.42B157.61M
FinancingCashFlow3.28B-623.56M-12.82B-6.92B
CashFlowFromContinuingFinancingActivities3.28B-623.56M-12.82B-6.92B
NetOtherFinancingCharges9.17M2.37M-2.18B-3.99B
NetCommonStockIssuance40.60M24.88M-139.94M-189.60M
CommonStockPayments0.000.00-177.70M-231.58M
CommonStockIssuance40.60M24.88M37.76M41.98M
NetIssuancePaymentsOfDebt3.23B-650.81M-10.50B-2.75B
NetShortTermDebtIssuance0.00-75.00M-300.00M
ShortTermDebtPayments0.00-75.00M-300.00M
NetLongTermDebtIssuance3.23B-650.81M-10.50B-2.45B
LongTermDebtPayments-112.01M-650.99M-10.50B-6.01B
LongTermDebtIssuance3.34B184.00K720.00K3.57B
InvestingCashFlow-495.47M861.15M578.74M-664.85M
CashFlowFromContinuingInvestingActivities-495.47M861.15M578.74M-664.85M
NetInvestmentPurchaseAndSale0.001.01M2.06M-39.90M
SaleOfInvestment0.006.48M2.06M0.00
PurchaseOfInvestment0.00-5.47M0.00-39.90M
NetBusinessPurchaseAndSale0.000.00-1.23B
PurchaseOfBusiness0.000.00-1.23B
NetIntangiblesPurchaseAndSale-439.72M910.68M657.28M748.93M
SaleOfIntangibles297.88M1.01B671.92M933.46M
PurchaseOfIntangibles-737.60M-101.22M-14.64M-184.53M
NetPPEPurchaseAndSale-67.51M-60.34M-93.12M-118.29M
PurchaseOfPPE-67.51M-60.34M-93.12M-118.29M
OperatingCashFlow-2.63B110.33M10.82B7.74B
CashFlowFromContinuingOperatingActivities-2.63B110.33M10.82B7.74B
ChangeInWorkingCapital133.17M-173.19M-479.49M136.65M
ChangeInOtherCurrentLiabilities101.48M-154.03M-345.08M66.58M
ChangeInOtherCurrentAssets14.01M-62.80M22.76M87.44M
ChangeInPayablesAndAccruedExpense12.39M52.38M-156.12M-29.80M
ChangeInPayable12.39M52.38M-156.12M-29.80M
ChangeInAccountPayable10.36M55.02M-155.21M11.17M
ChangeInReceivables5.29M-8.73M-1.04M12.42M
OtherNonCashItems-2.00B1.37B11.42B7.77B
StockBasedCompensation145.48M180.13M216.00M163.71M
DeferredTax29.35M-17.78M36.17M48.32M
DeferredIncomeTax29.35M-17.78M36.17M48.32M
DepreciationAmortizationDepletion112.92M110.27M94.02M74.71M
DepreciationAndAmortization112.92M110.27M94.02M74.71M
OperatingGainsLosses-1.68B-973.96M-1.17B-6.52B
NetIncomeFromContinuingOperations635.83M-390.08M699.93M6.07B
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for RKT
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