Symbols / RLI Stock $51.50 -0.52% RLI Corp.

Financial Services • Insurance - Property & Casualty • United States • NYQ
RLI (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Mr. Craig William Kliethermes CPCU, FCAS,…
Exch · Country NYQ · United States
Market Cap 4.73B
Enterprise Value 4.66B
Income 395.01M
Sales 1.90B
FCF (ttm) 80.75M
Book/sh 19.35
Cash/sh 4.74
Employees 1,193
Insider 10d —
IPO Mar 17, 1980
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 14.92%
P/E 12.00
Forward P/E 18.54
PEG 1.73
P/S 2.49
P/B 2.66
P/C —
EV/EBITDA 9.07
EV/Sales 2.46
Quick Ratio 0.58
Current Ratio 1.25
Debt/Eq 20.28
LT Debt/Eq —
EPS (ttm) 4.29
EPS next Y 2.78
EPS Growth -12.20%
Revenue Growth 4.00%
EPS Gr Q/Q -13.20%
Rev Gr Q/Q —
Earnings (next) 2026-07-20
Earnings (prior) 2026-04-22
ROA 5.21%
ROE 23.23%
ROIC —
Gross Margin 33.70%
Oper. Margin 15.94%
Profit Margin 20.80%
Shs Outstand 91.94M
Shs Float 81.77M
Insider Own 1.55%
Instit Own 86.64%
Short Float 5.79%
Short Ratio 8.47
Short Interest 4.71M
52W High 77.24
vs 52W High -33.32%
52W Low 50.63
vs 52W Low 1.72%
Beta 0.48
Impl. Vol. 41.04%
Rel Volume 1.31
Avg Volume 731.43K
Volume 959.20K
Target (mean) $57.75
Tgt Median $56.50
Tgt Low $51.00
Tgt High $67.00
# Analysts 4
Recom Hold
Prev Close $51.77
Price $51.50
Change -0.52%
About

RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$57.75
Mean price target
2. Current target
$51.50
Latest analyst target
3. DCF / Fair value
$15.81
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$51.50
Low
$51.00
High
$67.00
Mean
$57.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-09 main Wells Fargo Equal-Weight → Equal-Weight $55
2026-04-07 main Keefe, Bruyette & Woods Outperform → Outperform $67
2026-01-23 main Wells Fargo Equal-Weight → Equal-Weight $59
2026-01-23 reit Citizens Market Perform → Market Perform —
2026-01-23 up Jefferies Underperform → Hold $52
2026-01-15 init Wells Fargo — → Equal-Weight $62
2026-01-06 main Keefe, Bruyette & Woods Outperform → Outperform $81
2025-10-03 init Truist Securities — → Hold $62
2025-04-24 down Compass Point Buy → Neutral $76
2025-04-24 reit JMP Securities Market Perform → Market Perform —
2025-04-09 main Keefe, Bruyette & Woods Outperform → Outperform $85
2025-01-27 main Compass Point Buy → Buy $82
2025-01-27 down Jefferies Buy → Underperform $61
2025-01-24 main RBC Capital Sector Perform → Sector Perform $80
2025-01-23 reit JMP Securities Market Perform → Market Perform —
2025-01-10 main Keefe, Bruyette & Woods Outperform → Outperform $200
2024-10-25 main Compass Point Buy → Buy $185
2024-10-23 main RBC Capital Sector Perform → Sector Perform $165
2024-10-16 init Oppenheimer — → Perform —
2024-10-09 main Jefferies Buy → Buy $180
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-01-23 KLIETHERMES CRAIG W Chief Executive Officer — 5,000 $57.45 $287,250
2026-01-23 KLOBNAK JENNIFER L Chief Operating Officer — 2,000 $57.99 $115,980
2025-11-25 DIEFENTHALER AARON PAUL Chief Investment Officer — 18,000 $28.07 $505,260
2025-11-25 DAVIS SETH ANTHONY Officer — 11,000 $28.07 $308,770
2025-07-24 KLOBNAK JENNIFER L Chief Operating Officer — 3,000 $69.15 $207,450
2025-05-05 DAVIS SETH ANTHONY Officer — 300 — —
2025-05-02 STONE MICHAEL JOSEPH Director — 1,396 — —
2025-05-02 RESTREPO ROBERT P JR. Director — 1,396 — —
2025-05-02 CABRERA-FLEMING SUSAN F Director — 1,396 — —
2025-05-02 MEDINI PAUL BENNETT Director — 1,396 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,882.45
+6.33%
1,770.38
+17.09%
1,511.99
-10.95%
1,697.99
Operating Revenue
1,882.45
+6.33%
1,770.38
+17.09%
1,511.99
-10.95%
1,697.99
Selling General And Administration
17.03
+7.23%
15.88
-0.23%
15.92
+23.39%
12.90
General And Administrative Expense
17.03
+7.23%
15.88
-0.23%
15.92
+23.39%
12.90
Other Gand A
17.03
+7.23%
15.88
-0.23%
15.92
+23.39%
12.90
Total Expenses
1,376.47
+2.50%
1,342.83
+18.34%
1,134.73
+16.11%
977.31
Reconciled Depreciation
8.13
+6.07%
7.66
-10.31%
8.54
+7.07%
7.98
EBIT
511.34
+17.85%
433.88
+12.82%
384.57
-47.23%
728.73
Net Income
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Pretax Income
505.98
+18.34%
427.55
+13.33%
377.26
-47.65%
720.68
Net Non Operating Interest Income Expense
-5.36
+15.37%
-6.33
+13.29%
-7.30
+9.27%
-8.05
Interest Expense Non Operating
5.36
-15.37%
6.33
-13.29%
7.30
-9.27%
8.05
Net Interest Income
-5.36
+15.37%
-6.33
+13.29%
-7.30
+9.27%
-8.05
Interest Expense
5.36
-15.37%
6.33
-13.29%
7.30
-9.27%
8.05
Interest Income
167.68
+11.89%
149.85
+18.35%
126.62
+38.32%
91.54
Tax Provision
102.64
+25.52%
81.77
+12.55%
72.65
-47.07%
137.27
Tax Rate For Calcs
0.00
+6.28%
0.00
-1.04%
0.00
+1.33%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Net Income From Continuing Operation Net Minority Interest
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Net Income From Continuing And Discontinued Operation
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Net Income Continuous Operations
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Normalized Income
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Net Income Common Stockholders
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Diluted EPS
4.37
+16.84%
3.74
+13.16%
3.31
-48.12%
6.37
Basic EPS
4.39
+16.47%
3.77
+12.95%
3.34
-47.98%
6.42
Basic Average Shares
91.88
+0.15%
91.74
+0.50%
91.28
+0.37%
90.94
Diluted Average Shares
92.39
-0.06%
92.45
+0.32%
92.15
+0.62%
91.59
Diluted NI Availto Com Stockholders
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Loss Adjustment Expense
841.77
-1.17%
851.71
+21.19%
702.80
+17.80%
596.59
Net Policyholder Benefits And Claims
841.77
-1.17%
851.71
+21.19%
702.80
+17.80%
596.59
Policyholder Benefits Ceded
135.08
-39.60%
223.64
-9.11%
246.07
-13.62%
284.88
Policyholder Benefits Gross
976.85
-9.16%
1,075.36
+13.33%
948.87
+7.65%
881.47
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,161.49
+9.46%
5,628.80
+8.66%
5,180.22
+8.67%
4,767.07
Cash Cash Equivalents And Short Term Investments
1,693.82
-48.52%
3,290.50
+8.70%
3,027.20
+11.05%
2,726.00
Cash And Cash Equivalents
51.56
+29.59%
39.79
+9.24%
36.42
+59.63%
22.82
Other Short Term Investments
1,642.26
-49.48%
3,250.71
+8.69%
2,990.77
+10.64%
2,703.18
Receivables
959.02
-2.73%
985.96
+0.76%
978.55
+5.27%
929.59
Accounts Receivable
959.02
-2.73%
985.96
+0.76%
978.55
+5.27%
929.59
Prepaid Assets
124.67
-0.23%
124.95
+11.31%
112.26
-18.92%
138.46
Net PPE
40.73
-5.65%
43.17
-7.58%
46.72
-5.77%
49.57
Goodwill And Other Intangible Assets
53.56
+0.00%
53.56
+0.00%
53.56
+0.00%
53.56
Goodwill
46.06
+0.00%
46.06
+0.00%
46.06
+0.00%
46.06
Other Intangible Assets
7.50
+0.00%
7.50
+0.00%
7.50
+0.00%
7.50
Investments And Advances
4,606.30
+13.92%
4,043.38
+11.15%
3,637.78
+11.59%
3,259.84
Long Term Equity Investment
53.52
-5.23%
56.48
-0.86%
56.97
-2.25%
58.27
Total Liabilities Net Minority Interest
4,383.29
+6.73%
4,106.84
+9.03%
3,766.71
+4.93%
3,589.73
Payables And Accrued Expenses
198.90
+17.23%
169.67
-7.86%
184.14
+18.06%
155.97
Payables
70.30
+54.75%
45.43
-39.64%
75.26
+23.18%
61.10
Accounts Payable
40.58
-9.18%
44.68
-37.52%
71.51
+17.03%
61.10
Current Accrued Expenses
128.60
+3.51%
124.24
+14.11%
108.88
+14.77%
94.87
Total Tax Payable
29.72
+3868.49%
0.75
-80.06%
3.76
0.00
Income Tax Payable
29.72
+3868.49%
0.75
-80.06%
3.76
0.00
Current Debt And Capital Lease Obligation
100.00
+0.00%
100.00
+0.00%
100.00
-49.97%
199.86
Current Debt
100.00
+0.00%
100.00
+0.00%
100.00
-49.97%
199.86
Other Current Borrowings
100.00
+0.00%
100.00
+0.00%
100.00
-49.97%
199.86
Long Term Debt And Capital Lease Obligation
—
—
100.00
-49.97%
199.86
Long Term Debt
—
—
100.00
-49.97%
199.86
Non Current Deferred Liabilities
21.77
—
—
—
Non Current Deferred Taxes Liabilities
21.77
—
—
—
Stockholders Equity
1,778.20
+16.84%
1,521.97
+7.67%
1,413.51
+20.06%
1,177.34
Common Stock Equity
1,778.20
+16.84%
1,521.97
+7.67%
1,413.51
+20.06%
1,177.34
Capital Stock
1.38
+0.07%
1.38
+0.36%
1.37
+100.44%
0.68
Common Stock
1.38
+0.07%
1.38
+0.36%
1.37
+100.44%
0.68
Share Issued
137.74
+0.10%
137.60
+0.33%
137.14
+0.25%
136.80
Ordinary Shares Number
91.88
+0.15%
91.74
+0.50%
91.28
+0.37%
90.94
Treasury Shares Number
45.86
+0.00%
45.86
+0.00%
45.86
+0.00%
45.86
Additional Paid In Capital
376.68
+2.46%
367.64
+1.65%
361.66
+2.63%
352.39
Retained Earnings
1,881.21
+9.39%
1,719.67
+6.83%
1,609.79
+11.30%
1,446.34
Gains Losses Not Affecting Retained Earnings
-88.07
+49.30%
-173.72
-4.46%
-166.30
+27.40%
-229.08
Treasury Stock
407.08
+0.14%
406.50
-0.01%
406.54
+0.38%
405.01
Other Equity Adjustments
-88.07
+49.30%
-173.72
-4.46%
-166.30
+27.40%
-229.08
Total Equity Gross Minority Interest
1,778.20
+16.84%
1,521.97
+7.67%
1,413.51
+20.06%
1,177.34
Total Capitalization
1,778.20
+16.84%
1,521.97
+7.67%
1,413.51
+2.64%
1,377.20
Invested Capital
1,878.20
+15.80%
1,621.97
+7.17%
1,513.51
+9.90%
1,377.20
Total Debt
100.00
+0.00%
100.00
+0.00%
100.00
-49.97%
199.86
Net Debt
48.44
-19.56%
60.21
-5.29%
63.58
-64.09%
177.04
Net Tangible Assets
1,724.63
+17.45%
1,468.40
+7.97%
1,359.95
+21.02%
1,123.78
Tangible Book Value
1,724.63
+17.45%
1,468.40
+7.97%
1,359.95
+21.02%
1,123.78
Investments In Other Ventures Under Equity Method
53.52
-5.23%
56.48
-0.86%
56.97
-2.25%
58.27
Other Equity Interest
14.08
+4.33%
13.50
-0.30%
13.54
+12.68%
12.02
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
614.22
+9.64%
560.22
+20.67%
464.26
+85.37%
250.45
Cash Flow From Continuing Operating Activities
614.22
+9.64%
560.22
+20.67%
464.26
+85.37%
250.45
Net Income From Continuing Operations
403.34
+16.65%
345.78
+13.51%
304.61
-47.79%
583.41
Depreciation
8.13
+6.07%
7.66
-10.31%
8.54
+7.07%
7.98
Depreciation And Amortization
8.13
+6.07%
7.66
-10.31%
8.54
+7.07%
7.98
Other Non Cash Items
15.55
+13.31%
13.72
-44.98%
24.95
+221.89%
-20.47
Deferred Tax
12.63
+25.62%
10.05
+30.38%
7.71
+115.53%
-49.64
Deferred Income Tax
12.63
+25.62%
10.05
+30.38%
7.71
+115.53%
-49.64
Operating Gains Losses
-61.19
-305.33%
-15.10
+64.16%
-42.13
+92.96%
-598.37
Gain Loss On Investment Securities
-65.12
-226.13%
-19.97
+38.60%
-32.52
+94.47%
-588.51
Unrealized Gain Loss On Investment Securities
-43.25
+47.09%
-81.73
-26.16%
-64.79
-153.53%
121.04
Change In Working Capital
279.01
+0.83%
276.71
+22.79%
225.36
+9.14%
206.49
Change In Receivables
18.31
+296.27%
-9.33
+70.58%
-31.70
-42.67%
-22.22
Changes In Account Receivables
18.31
+296.27%
-9.33
+70.58%
-31.70
-42.67%
-22.22
Change In Prepaid Assets
0.29
+102.25%
-12.70
-148.47%
26.20
+447.43%
-7.54
Change In Payables And Accrued Expense
29.23
+301.96%
-14.47
-145.65%
31.70
+285.45%
8.22
Change In Accrued Expense
4.36
-71.65%
15.36
+9.64%
14.01
+511.48%
-3.40
Change In Payable
24.87
+183.37%
-29.83
-268.63%
17.69
+52.12%
11.63
Change In Account Payable
-4.10
+84.71%
-26.83
-357.77%
10.41
-42.97%
18.25
Investing Cash Flow
-362.13
-13.57%
-318.87
-50.55%
-211.80
-533.32%
48.88
Cash Flow From Continuing Investing Activities
-362.13
-13.57%
-318.87
-50.55%
-211.80
-533.32%
48.88
Net PPE Purchase And Sale
-5.52
-17.59%
-4.70
+20.20%
-5.89
-6.75%
-5.51
Purchase Of PPE
-5.52
-17.26%
-4.71
+20.35%
-5.91
-0.41%
-5.89
Sale Of PPE
0.00
-100.00%
0.01
-51.85%
0.03
-92.80%
0.38
Capital Expenditure
-5.52
-17.26%
-4.71
+20.35%
-5.91
-0.41%
-5.89
Net Investment Purchase And Sale
-360.54
-16.77%
-308.76
-46.87%
-210.23
+66.38%
-625.41
Purchase Of Investment
-1,495.17
-64.33%
-909.85
-11.44%
-816.42
+61.75%
-2,134.59
Sale Of Investment
1,134.63
+88.77%
601.08
-0.84%
606.18
-59.83%
1,509.19
Net Business Purchase And Sale
2.61
0.00
-100.00%
14.28
-97.91%
682.85
Purchase Of Business
—
0.00
0.00
+100.00%
-3.82
Net Other Investing Changes
1.32
+124.46%
-5.41
+45.75%
-9.97
-227.39%
-3.04
Financing Cash Flow
-240.32
-0.98%
-237.98
+0.36%
-238.85
+34.62%
-365.31
Cash Flow From Continuing Financing Activities
-240.32
-0.98%
-237.98
+0.36%
-238.85
+34.62%
-365.31
Net Issuance Payments Of Debt
0.00
0.00
+100.00%
-100.00
0.00
Issuance Of Debt
50.00
-31.51%
73.00
-27.00%
100.00
0.00
Repayment Of Debt
-50.00
+31.51%
-73.00
+63.50%
-200.00
0.00
Long Term Debt Issuance
50.00
-31.51%
73.00
-27.00%
100.00
0.00
Long Term Debt Payments
-50.00
+31.51%
-73.00
+63.50%
-200.00
0.00
Net Long Term Debt Issuance
—
—
-100.00
—
Common Stock Dividend Paid
-241.56
-2.51%
-235.66
-68.21%
-140.09
+61.60%
-364.85
Cash Dividends Paid
-241.56
-2.51%
-235.66
-68.21%
-140.09
+61.60%
-364.85
Proceeds From Stock Option Exercised
1.24
+153.46%
-2.33
-286.91%
1.25
+367.74%
-0.47
Changes In Cash
11.78
+249.82%
3.37
-75.26%
13.61
+120.62%
-65.99
Beginning Cash Position
39.79
+9.24%
36.42
+59.63%
22.82
-74.31%
88.80
End Cash Position
51.56
+29.59%
39.79
+9.24%
36.42
+59.63%
22.82
Free Cash Flow
608.70
+9.57%
555.51
+21.20%
458.34
+87.42%
244.56
Change In Income Tax Payable
28.97
+1063.23%
-3.01
-141.29%
7.29
+210.06%
-6.62
Change In Tax Payable
28.97
+1063.23%
-3.01
-141.29%
7.29
+210.06%
-6.62
Dividend Received CFO
0.00
-100.00%
3.12
0.00
0.00
Earnings Losses From Equity Investments
3.92
-19.41%
4.87
+150.67%
-9.61
+2.47%
-9.85
Sale Of Business
2.61
0.00
-100.00%
14.28
-97.92%
686.67
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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