Symbols / SBCF Stock $30.16 -0.03% Seacoast Banking Corporation of Florida

Financial Services • Banks - Regional • United States • NMS
SBCF (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Charles M. Shaffer CPA
Exch · Country NMS · United States
Market Cap 2.93B
Enterprise Value 3.67B
Income 138.60M
Sales 630.01M
FCF (ttm) —
Book/sh 28.12
Cash/sh 8.70
Employees 1,949
Insider 10d —
IPO Feb 02, 1984
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 49.66%
P/E 20.24
Forward P/E 11.10
PEG 1.58
P/S 4.66
P/B 1.07
P/C —
EV/EBITDA —
EV/Sales 5.83
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.49
EPS next Y 2.72
EPS Growth -21.00%
Revenue Growth 24.10%
EPS Gr Q/Q 1.40%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-28
ROA 0.79%
ROE 5.49%
ROIC —
Gross Margin 0.00%
Oper. Margin 38.52%
Profit Margin 23.06%
Shs Outstand 97.25M
Shs Float 88.99M
Insider Own 1.28%
Instit Own 91.20%
Short Float 5.91%
Short Ratio 5.85
Short Interest 4.88M
52W High 35.55
vs 52W High -15.16%
52W Low 24.46
vs 52W Low 23.30%
Beta 0.88
Impl. Vol. 36.29%
Rel Volume 0.80
Avg Volume 782.08K
Volume 627.31K
Target (mean) $34.58
Tgt Median $34.00
Tgt Low $32.50
Tgt High $38.00
# Analysts 6
Recom None
Prev Close $30.17
Price $30.16
Change -0.03%
About

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$34.58
Mean price target
2. Current target
$30.16
Latest analyst target
3. DCF / Fair value
$22.35
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$30.16
Low
$32.50
High
$38.00
Mean
$34.58

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-30 main Piper Sandler Neutral → Neutral $33
2026-02-02 main Keefe, Bruyette & Woods Outperform → Outperform $38
2025-10-29 main Keefe, Bruyette & Woods Outperform → Outperform $36
2025-07-29 main Keefe, Bruyette & Woods Outperform → Outperform $33
2025-06-02 main Keefe, Bruyette & Woods Outperform → Outperform $32
2025-04-30 main Keefe, Bruyette & Woods Outperform → Outperform $31
2025-04-28 main Stephens & Co. Equal-Weight → Equal-Weight $26
2025-03-03 main Stephens & Co. Equal-Weight → Equal-Weight $29
2025-01-29 reit Raymond James Outperform → Outperform $31
2024-10-28 main Stephens & Co. Equal-Weight → Equal-Weight $26
2024-10-28 main Truist Securities Hold → Hold $28
2024-08-21 main Keefe, Bruyette & Woods Outperform → Outperform $31
2024-07-29 main Truist Securities Hold → Hold $30
2024-07-29 main Keefe, Bruyette & Woods Outperform → Outperform $31
2024-07-08 main Truist Securities Hold → Hold $24
2024-05-31 up Keefe, Bruyette & Woods Market Perform → Outperform $27
2024-05-02 main Keefe, Bruyette & Woods Market Perform → Market Perform $26
2024-04-29 main Truist Securities Hold → Hold $25
2024-04-01 main Truist Securities Hold → Hold $27
2024-01-30 main Truist Securities Hold → Hold $28
News
RSS: Latest SBCF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-06 STALLINGS JAMES C III Officer — 7,552 $31.16 $235,320
2026-05-04 SHAFFER CHARLES M Chief Executive Officer — 10,367 $30.88 $320,133
2026-04-15 FORLENZA JOSEPH M Officer — 3,294 $0.00 $0
2026-04-15 STALLINGS JAMES C III Officer — 3,100 $0.00 $0
2026-04-15 CARROLL AUSTEN Officer — 14,146 $0.00 $0
2026-04-15 SHAFFER CHARLES M Chief Executive Officer — 15,503 $0.00 $0
2026-04-15 KLEFFEL JULIETTE Chief Operating Officer — 11,820 $0.00 $0
2026-04-15 DEXTER TRACEY Chief Financial Officer — 3,294 $0.00 $0
2026-04-08 CULBRETH HUGH GILBERT JR. Director — 463 $32.10 $14,862
2026-03-16 HUDSON DENNIS S III Director — 8,000 $30.04 $240,320
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
652.63
+26.63%
515.40
-9.16%
567.39
+31.26%
432.25
Operating Revenue
652.63
+26.63%
515.40
-9.16%
567.39
+31.26%
432.25
Selling General And Administration
240.74
+14.75%
209.79
-4.44%
219.53
+38.46%
158.55
Selling And Marketing Expense
11.36
+5.46%
10.78
+17.69%
9.16
+45.66%
6.29
General And Administrative Expense
229.37
+15.26%
199.01
-5.40%
210.37
+38.16%
152.26
Salaries And Wages
219.78
+15.33%
190.57
-5.54%
201.74
+35.28%
149.13
Other Gand A
—
—
—
—
Reconciled Depreciation
39.75
+106.92%
19.21
+4441.13%
0.42
-96.02%
10.63
Total Unusual Items
-32.42
0.00
+100.00%
-33.18
—
Total Unusual Items Excluding Goodwill
-32.42
0.00
+100.00%
-33.18
—
Special Income Charges
-32.42
0.00
+100.00%
-33.18
—
Restructuring And Mergern Acquisition
32.42
0.00
-100.00%
33.18
—
Net Income
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Pretax Income
186.51
+19.68%
155.84
+16.08%
134.25
-2.81%
138.14
Net Interest Income
553.48
+28.13%
431.97
-11.52%
488.24
+33.34%
366.16
Interest Expense
282.90
-3.64%
293.59
+46.26%
200.74
+1300.61%
14.33
Interest Income
836.37
+15.27%
725.56
+5.31%
688.98
+81.07%
380.49
Gain On Sale Of Security
-0.52
+93.49%
-8.02
-177.08%
-2.89
-163.96%
-1.10
Tax Provision
41.63
+19.44%
34.85
+15.34%
30.22
-4.46%
31.63
Tax Rate For Calcs
0.00
-0.29%
0.00
-0.64%
0.00
-1.69%
0.00
Tax Effect Of Unusual Items
-7.23
0.00
+100.00%
-7.47
0.00
Net Income Including Noncontrolling Interests
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Net Income From Continuing Operation Net Minority Interest
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Net Income From Continuing And Discontinued Operation
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Net Income Continuous Operations
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Normalized Income
170.07
+40.57%
120.99
-6.75%
129.74
+21.82%
106.51
Net Income Common Stockholders
142.74
+17.98%
120.99
+16.30%
104.03
-2.32%
106.51
Diluted EPS
1.57
+10.56%
1.42
+15.45%
1.23
-25.90%
1.66
Basic EPS
1.59
+11.19%
1.43
+15.32%
1.24
-25.75%
1.67
Basic Average Shares
88.28
+4.63%
84.37
+0.68%
83.80
+31.54%
63.71
Diluted Average Shares
89.11
+4.78%
85.04
+0.84%
84.33
+31.22%
64.26
Diluted NI Availto Com Stockholders
142.74
+17.98%
120.99
+16.30%
104.03
-2.32%
106.51
Amortization
26.82
+12.29%
23.88
-16.86%
28.73
+215.64%
9.10
Amortization Of Intangibles Income Statement
26.82
+12.29%
23.88
-16.86%
28.73
+215.64%
9.10
Depreciation Amortization Depletion Income Statement
26.82
+12.29%
23.88
-16.86%
28.73
+215.64%
9.10
Depreciation And Amortization In Income Statement
26.82
+12.29%
23.88
-16.86%
28.73
+215.64%
9.10
Insurance And Claims
9.59
+13.58%
8.45
-2.14%
8.63
+175.10%
3.14
Occupancy And Equipment
41.21
+9.67%
37.58
-7.36%
40.56
+41.05%
28.76
Other Non Interest Expense
63.82
+3.93%
61.40
+0.12%
61.32
+23.47%
49.67
Preferred Stock Dividends
2.14
—
—
—
Professional Expense And Contract Services Expense
8.59
-10.96%
9.65
-12.77%
11.06
-46.57%
20.70
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
20,842.33
+37.33%
15,176.31
+4.09%
14,580.25
+20.04%
12,145.76
Cash And Cash Equivalents
402.97
-16.02%
479.82
+5.91%
453.04
+120.81%
205.18
Cash Financial
181.43
+5.72%
171.62
+2.45%
167.51
+38.73%
120.75
Other Short Term Investments
4,782.86
+114.81%
2,226.54
+21.27%
1,836.02
-1.91%
1,871.74
Net PPE
160.14
+48.89%
107.56
-5.07%
113.30
-3.07%
116.89
Gross PPE
244.23
+33.91%
182.39
+0.61%
181.28
+1.39%
178.80
Accumulated Depreciation
-84.09
-12.37%
-74.83
-10.08%
-67.98
-9.80%
-61.91
Properties
186.13
+37.51%
135.36
-2.46%
138.77
+0.24%
138.45
Machinery Furniture Equipment
58.09
+23.54%
47.02
+10.63%
42.51
+5.34%
40.35
Goodwill And Other Intangible Assets
1,230.44
+53.00%
804.19
-2.88%
828.06
+50.12%
551.60
Goodwill
1,034.73
+41.28%
732.42
+0.00%
732.42
+52.49%
480.32
Other Intangible Assets
195.70
+172.67%
71.77
-24.96%
95.64
+34.17%
71.28
Investments And Advances
5,750.74
+100.95%
2,861.73
+13.73%
2,516.33
-3.93%
2,619.15
Total Liabilities Net Minority Interest
17,786.54
+36.89%
12,993.07
+4.18%
12,472.16
+18.35%
10,537.99
Long Term Debt And Capital Lease Obligation
947.76
+169.28%
351.97
+125.18%
156.30
-33.36%
234.53
Long Term Debt
947.76
+169.28%
351.97
+125.18%
156.30
-33.36%
234.53
Stockholders Equity
3,055.79
+39.97%
2,183.24
+3.57%
2,108.09
+31.12%
1,607.78
Common Stock Equity
2,712.66
+24.25%
2,183.24
+3.57%
2,108.09
+31.12%
1,607.78
Capital Stock
353.00
+3991.31%
8.63
+1.67%
8.49
+18.49%
7.16
Common Stock
9.87
+14.43%
8.63
+1.67%
8.49
+18.49%
7.16
Preferred Stock
343.12
0.00
—
—
Share Issued
98.73
+14.42%
86.28
+0.94%
85.48
+18.56%
72.10
Ordinary Shares Number
97.93
+14.44%
85.57
+0.83%
84.86
+18.49%
71.62
Treasury Shares Number
0.80
+11.83%
0.72
+15.78%
0.62
+28.55%
0.48
Additional Paid In Capital
2,197.55
+20.42%
1,824.93
+0.89%
1,808.88
+31.29%
1,377.80
Retained Earnings
603.79
+14.65%
526.64
+12.70%
467.31
+10.25%
423.86
Gains Losses Not Affecting Retained Earnings
-77.19
+51.10%
-157.87
+1.26%
-159.88
+14.97%
-188.03
Treasury Stock
21.36
+11.85%
19.09
+14.27%
16.71
+28.35%
13.02
Other Equity Adjustments
-77.19
+51.10%
-157.87
+1.26%
-159.88
+14.97%
-188.03
Total Equity Gross Minority Interest
3,055.79
+39.97%
2,183.24
+3.57%
2,108.09
+31.12%
1,607.78
Total Capitalization
4,003.55
+57.92%
2,535.21
+11.96%
2,264.39
+22.91%
1,842.31
Invested Capital
3,660.42
+44.38%
2,535.21
+11.96%
2,264.39
+22.91%
1,842.31
Total Debt
947.76
+169.28%
351.97
+125.18%
156.30
-33.36%
234.53
Net Debt
544.79
—
—
29.36
Net Tangible Assets
1,825.35
+32.36%
1,379.05
+7.74%
1,280.02
+21.19%
1,056.17
Tangible Book Value
1,482.22
+7.48%
1,379.05
+7.74%
1,280.02
+21.19%
1,056.17
Available For Sale Securities
381.71
+1041.85%
33.43
—
—
Cash Cash Equivalents And Federal Funds Sold
402.97
-16.02%
479.82
+5.91%
453.04
+120.81%
205.18
Held To Maturity Securities
586.18
-7.72%
635.19
-6.63%
680.31
-8.98%
747.41
Preferred Stock Equity
343.12
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
188.06
+4.54%
179.90
+19.45%
150.61
-23.10%
195.86
Cash Flow From Continuing Operating Activities
188.06
+4.54%
179.90
+19.45%
150.61
-23.10%
195.86
Net Income From Continuing Operations
144.88
+19.75%
120.99
+16.30%
104.03
-2.32%
106.51
Depreciation Amortization Depletion
39.75
+106.92%
19.21
+4441.13%
0.42
-96.02%
10.63
Depreciation
19.18
+13.94%
16.83
+3.26%
16.30
+29.35%
12.60
Amortization Cash Flow
20.57
+764.69%
2.38
+114.99%
-15.88
-707.07%
-1.97
Depreciation And Amortization
39.75
+106.92%
19.21
+4441.13%
0.42
-96.02%
10.63
Amortization Of Intangibles
20.57
+764.69%
2.38
+114.99%
-15.88
-707.07%
-1.97
Other Non Cash Items
7.10
+66.49%
4.26
+10.36%
3.86
-88.28%
32.95
Stock Based Compensation
15.74
+14.54%
13.74
+2.26%
13.44
+20.48%
11.15
Deferred Tax
12.04
+26.08%
9.55
+1.17%
9.44
+190.81%
-10.40
Deferred Income Tax
12.04
+26.08%
9.55
+1.17%
9.44
+190.81%
-10.40
Operating Gains Losses
-5.77
-305.41%
2.81
+396.11%
0.57
+113.18%
-4.29
Gain Loss On Investment Securities
0.52
-93.49%
8.02
+173.12%
2.94
0.00
Gain Loss On Sale Of PPE
0.13
-54.98%
0.29
-84.20%
1.84
+32.14%
1.39
Change In Working Capital
-69.37
-1654.48%
-3.95
+77.69%
-17.72
-178.59%
22.55
Change In Other Current Assets
-26.43
-358.93%
-5.76
+35.78%
-8.97
-1865.16%
0.51
Change In Other Current Liabilities
-42.94
-2479.06%
1.80
+120.62%
-8.76
-139.72%
22.04
Investing Cash Flow
-706.76
-16.46%
-606.88
-215.06%
527.45
+244.56%
-364.88
Cash Flow From Continuing Investing Activities
-706.76
-16.46%
-606.88
-215.06%
527.45
+244.56%
-364.88
Net PPE Purchase And Sale
-9.17
-127.42%
-4.03
+60.81%
-10.29
+18.60%
-12.64
Purchase Of PPE
-9.17
-127.42%
-4.03
+60.81%
-10.29
+18.60%
-12.64
Capital Expenditure
-9.17
-127.42%
-4.03
+60.81%
-10.29
+18.60%
-12.64
Net Investment Purchase And Sale
122.08
+135.40%
-344.89
-214.16%
302.11
+1898.61%
-16.80
Purchase Of Investment
-2,258.00
-127.18%
-993.92
-885.32%
-100.87
+88.79%
-899.69
Sale Of Investment
2,380.08
+266.72%
649.03
+61.05%
402.99
-54.36%
882.89
Net Business Purchase And Sale
169.56
0.00
-100.00%
141.67
-49.72%
281.75
Net Other Investing Changes
-44.81
-570.25%
-6.68
+52.56%
-14.09
-434.07%
4.22
Financing Cash Flow
430.64
-5.65%
456.41
+205.45%
-432.82
-18.01%
-366.77
Cash Flow From Continuing Financing Activities
430.64
-5.65%
456.41
+205.45%
-432.82
-18.01%
-366.77
Net Issuance Payments Of Debt
590.00
+202.56%
195.00
+179.59%
-245.00
-5000.00%
5.00
Issuance Of Debt
825.00
+132.39%
355.00
+222.73%
110.00
+46.67%
75.00
Repayment Of Debt
-235.00
-46.88%
-160.00
+54.93%
-355.00
-407.14%
-70.00
Long Term Debt Issuance
710.00
+100.00%
355.00
+222.73%
110.00
+46.67%
75.00
Long Term Debt Payments
-235.00
-46.88%
-160.00
-113.33%
-75.00
-900.00%
-7.50
Net Long Term Debt Issuance
475.00
+143.59%
195.00
+457.14%
35.00
-48.15%
67.50
Short Term Debt Issuance
115.00
—
—
—
Short Term Debt Payments
—
0.00
+100.00%
-280.00
-348.00%
-62.50
Net Short Term Debt Issuance
115.00
0.00
+100.00%
-280.00
-348.00%
-62.50
Net Common Stock Issuance
0.00
+100.00%
-0.88
+91.90%
-10.87
0.00
Common Stock Payments
0.00
+100.00%
-0.88
+91.90%
-10.87
0.00
Cash Dividends Paid
-67.73
-9.86%
-61.65
-1.75%
-60.59
-46.92%
-41.24
Repurchase Of Capital Stock
0.00
+100.00%
-0.88
+91.90%
-10.87
0.00
Proceeds From Stock Option Exercised
-1.35
-243.17%
0.94
-81.47%
5.10
+49.65%
3.41
Changes In Cash
-88.06
-399.28%
29.43
-88.00%
245.24
+145.77%
-535.79
Beginning Cash Position
476.61
+6.58%
447.18
+121.44%
201.94
-72.63%
737.73
End Cash Position
388.55
-18.48%
476.61
+6.58%
447.18
+121.44%
201.94
Free Cash Flow
178.89
+1.72%
175.87
+25.33%
140.32
-23.41%
183.21
Interest Paid Supplemental Data
277.64
-3.35%
287.27
+50.23%
191.22
+1291.44%
13.74
Income Tax Paid Supplemental Data
15.56
-15.87%
18.50
—
29.59
Sale Of Business
169.56
0.00
-100.00%
141.67
-49.72%
281.75
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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