Symbols / SBSI Stock $33.15 +0.67% Southside Bancshares, Inc.

Financial Services • Banks - Regional • United States • NYQ
SBSI (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Keith M. Donahoe
Exch · Country NYQ · United States
Market Cap 986.27M
Enterprise Value 1.50B
Income 70.93M
Sales 239.54M
FCF (ttm) —
Book/sh 28.52
Cash/sh 13.16
Employees 781
Insider 10d —
IPO May 13, 1998
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 61.02%
P/E 14.05
Forward P/E 9.54
PEG 5.35
P/S 4.12
P/B 1.16
P/C —
EV/EBITDA —
EV/Sales 6.27
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.36
EPS next Y 3.48
EPS Growth 10.30%
Revenue Growth 8.80%
EPS Gr Q/Q 8.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-24
Earnings (prior) 2026-04-30
ROA 0.83%
ROE 8.49%
ROIC —
Gross Margin 0.00%
Oper. Margin 42.64%
Profit Margin 29.63%
Shs Outstand 29.75M
Shs Float 28.15M
Insider Own 4.65%
Instit Own 58.88%
Short Float 2.95%
Short Ratio 8.01
Short Interest 718.20K
52W High 34.53
vs 52W High -4.00%
52W Low 26.32
vs 52W Low 25.95%
Beta 0.58
Impl. Vol. 1.40%
Rel Volume 0.51
Avg Volume 96.87K
Volume 49.49K
Target (mean) $37.00
Tgt Median $37.00
Tgt Low $36.00
Tgt High $38.00
# Analysts 3
Recom None
Prev Close $32.93
Price $33.15
Change 0.67%
About

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$37.00
Mean price target
2. Current target
$33.15
Latest analyst target
3. DCF / Fair value
$35.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$33.15
Low
$36.00
High
$38.00
Mean
$37.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-02 main Keefe, Bruyette & Woods Market Perform → Market Perform $35
2025-10-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2025-09-19 reit Stephens & Co. Equal-Weight → Equal-Weight $36
2025-07-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $33
2025-01-30 main Stephens & Co. Equal-Weight → Equal-Weight $37
2025-01-14 init Raymond James — → Market Perform —
2023-07-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $34
2023-07-26 main Stephens & Co. Equal-Weight → Equal-Weight $34
2023-04-26 main Piper Sandler — → Neutral $33
2023-01-30 main Stephens & Co. — → Equal-Weight $40
2022-10-31 main Stephens & Co. — → Equal-Weight $38
2021-12-20 init Stephens & Co. — → Equal-Weight $45
2020-10-26 main Piper Sandler — → Neutral $30
2020-09-30 main Piper Sandler — → Neutral $27
2020-08-25 main Truist Securities — → Hold $29
2020-07-23 main Piper Sandler — → Neutral $30
2020-05-19 main SunTrust Robinson Humphrey — → Hold $29
2017-09-22 init Piper Sandler — → Neutral $37
2016-08-01 main Keefe, Bruyette & Woods — → Market Perform $32
2015-07-27 main SunTrust Robinson Humphrey — → Neutral $30
News
RSS: Latest SBSI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-06-01 SHANDS HILLIARD J Director — 14 $0.00 $0
2026-06-01 SHAMBURGER JULIE C Chief Financial Officer — 71 $0.00 $0
2026-06-01 GIBSON LEE R Director — 93 $0.00 $0
2026-06-01 GARRETT JOHN ROBERT Chairman of the Board — 14 $0.00 $0
2026-06-01 ANDERSON LAWRENCE LAZELLE Director — 18 $0.00 $0
2026-06-01 PINKLEY APRIL Officer — 37 $0.00 $0
2026-06-01 ANDERSON SUSAN ELAINE Director — 14 $0.00 $0
2026-06-01 GREEN JARED C Officer — 18 $0.00 $0
2026-06-01 DACUS SHANNON Director — 14 $0.00 $0
2026-06-01 FRAILEY ALTON L. Director — 148 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
237.04
-8.07%
257.86
+2.79%
250.86
-0.92%
253.20
Operating Revenue
237.04
-8.07%
257.86
+2.79%
250.86
-0.92%
253.20
Selling General And Administration
97.96
+0.53%
97.44
+4.47%
93.28
+5.99%
88.01
Selling And Marketing Expense
3.93
+16.80%
3.36
-17.84%
4.09
+19.33%
3.43
General And Administrative Expense
94.03
-0.05%
94.08
+5.49%
89.18
+5.44%
84.58
Salaries And Wages
90.27
-0.02%
90.29
+5.45%
85.62
+3.62%
82.63
Other Gand A
—
—
—
—
Reconciled Depreciation
10.61
+1.44%
10.46
-1.12%
10.58
-4.75%
11.11
Total Unusual Items
—
—
0.00
0.00
Total Unusual Items Excluding Goodwill
—
—
0.00
0.00
Special Income Charges
—
—
0.00
0.00
Net Income
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Pretax Income
82.63
-23.05%
107.38
+6.18%
101.13
-15.47%
119.63
Net Interest Income
221.08
+2.29%
216.13
+0.51%
215.03
+1.26%
212.34
Interest Expense
181.99
-8.18%
198.21
+36.97%
144.71
+256.09%
40.64
Interest Income
403.07
-2.72%
414.34
+15.18%
359.74
+42.20%
252.98
Gain On Sale Of Security
-32.27
-1185.66%
-2.51
+77.01%
-10.92
-185.89%
-3.82
Tax Provision
13.41
-28.98%
18.88
+30.80%
14.44
-1.19%
14.61
Tax Rate For Calcs
0.00
-7.95%
0.00
+23.08%
0.00
+17.08%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Net Income From Continuing Operation Net Minority Interest
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Net Income From Continuing And Discontinued Operation
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Net Income Continuous Operations
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Normalized Income
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Net Income Common Stockholders
69.18
-21.78%
88.44
+2.06%
86.65
-17.47%
104.99
Diluted EPS
2.29
-21.31%
2.91
+3.19%
2.82
-13.50%
3.26
Basic EPS
2.30
-21.23%
2.92
+3.55%
2.82
-13.76%
3.27
Basic Average Shares
30.14
-0.51%
30.29
-1.34%
30.70
-4.41%
32.12
Diluted Average Shares
30.23
-0.47%
30.37
-1.27%
30.76
-4.63%
32.25
Diluted NI Availto Com Stockholders
69.18
-21.78%
88.44
+2.06%
86.65
-17.47%
104.99
Amortization
0.74
-36.64%
1.17
-31.00%
1.70
-25.34%
2.27
Amortization Of Intangibles Income Statement
0.74
-36.64%
1.17
-31.00%
1.70
-25.34%
2.27
Depreciation Amortization Depletion Income Statement
0.74
-36.64%
1.17
-31.00%
1.70
-25.34%
2.27
Depreciation And Amortization In Income Statement
0.74
-36.64%
1.17
-31.00%
1.70
-25.34%
2.27
Insurance And Claims
3.76
-0.82%
3.79
+6.52%
3.56
+82.93%
1.95
Occupancy And Equipment
14.50
+1.02%
14.35
-2.31%
14.69
-2.88%
15.13
Other Non Interest Expense
32.44
+11.52%
29.09
+13.81%
25.56
+28.08%
19.96
Preferred Stock Dividends
0.04
-28.07%
0.06
+50.00%
0.04
+40.74%
0.03
Professional Expense And Contract Services Expense
5.71
+12.50%
5.08
-5.06%
5.35
+7.90%
4.96
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
8,514.59
-0.03%
8,517.45
+2.81%
8,284.91
+9.61%
7,558.64
Cash And Cash Equivalents
383.99
+2.85%
373.35
-27.33%
513.74
+345.11%
115.42
Cash Financial
81.08
-11.30%
91.41
-25.09%
122.02
+14.96%
106.14
Other Short Term Investments
1,262.14
-17.72%
1,533.89
+18.33%
1,296.29
-0.21%
1,299.01
Receivables
41.81
-10.52%
46.72
-7.46%
50.49
+2.31%
49.35
Accounts Receivable
41.81
-10.52%
46.72
-7.46%
50.49
+2.31%
49.35
Net PPE
164.69
+5.91%
155.51
+1.12%
153.79
-1.78%
156.57
Gross PPE
271.95
+5.26%
258.35
+3.67%
249.20
+1.70%
245.03
Accumulated Depreciation
-107.26
-4.29%
-102.84
-7.79%
-95.41
-7.86%
-88.46
Properties
213.64
+7.17%
199.35
+5.12%
189.64
+2.18%
185.59
Machinery Furniture Equipment
45.91
+1.69%
45.15
+0.95%
44.72
+1.34%
44.13
Other Properties
12.40
-10.55%
13.86
-6.58%
14.84
-3.11%
15.31
Goodwill And Other Intangible Assets
202.13
-0.37%
202.87
-0.57%
204.04
-0.82%
205.74
Goodwill
201.12
+0.00%
201.12
+0.00%
201.12
+0.00%
201.12
Other Intangible Assets
1.01
-42.30%
1.75
-40.03%
2.92
-36.72%
4.62
Investments And Advances
2,713.27
-3.87%
2,822.59
+8.02%
2,613.04
-0.91%
2,636.92
Total Liabilities Net Minority Interest
7,666.98
-0.50%
7,705.51
+2.58%
7,511.63
+10.26%
6,812.64
Current Debt And Capital Lease Obligation
419.14
+448.31%
76.44
—
—
Current Debt
419.14
+448.31%
76.44
—
—
Other Current Borrowings
419.14
+448.31%
76.44
—
—
Long Term Debt And Capital Lease Obligation
314.94
-65.01%
900.00
+0.75%
893.32
+62.27%
550.52
Long Term Debt
300.61
-66.00%
884.23
+0.87%
876.62
+64.33%
533.45
Long Term Capital Lease Obligation
14.34
-9.15%
15.78
-5.54%
16.70
-2.14%
17.07
Non Current Deferred Liabilities
—
—
—
—
Non Current Deferred Taxes Liabilities
—
—
—
—
Stockholders Equity
847.62
+4.39%
811.94
+5.00%
773.29
+3.66%
746.00
Common Stock Equity
847.62
+4.39%
811.94
+5.00%
773.29
+3.66%
746.00
Capital Stock
47.64
+0.08%
47.60
+0.10%
47.55
+0.10%
47.50
Common Stock
47.64
+0.08%
47.60
+0.10%
47.55
+0.10%
47.50
Share Issued
38.11
+0.08%
38.08
+0.10%
38.04
+0.10%
38.00
Ordinary Shares Number
29.72
-2.16%
30.38
+0.43%
30.25
-4.11%
31.55
Treasury Shares Number
8.39
+8.93%
7.70
-1.17%
7.79
+20.70%
6.45
Additional Paid In Capital
795.76
+0.27%
793.59
+0.60%
788.84
+0.55%
784.54
Retained Earnings
352.19
+7.77%
326.79
+15.74%
282.36
+17.84%
239.61
Gains Losses Not Affecting Retained Earnings
-95.62
+23.44%
-124.90
-10.08%
-113.46
+17.46%
-137.46
Treasury Stock
252.36
+9.18%
231.14
-0.37%
232.00
+23.27%
188.20
Other Equity Adjustments
-95.62
+23.44%
-124.90
-10.08%
-113.46
+17.46%
-137.46
Total Equity Gross Minority Interest
847.62
+4.39%
811.94
+5.00%
773.29
+3.66%
746.00
Total Capitalization
1,148.22
-32.30%
1,696.17
+2.80%
1,649.90
+28.95%
1,279.45
Invested Capital
1,567.37
-11.58%
1,772.61
+7.44%
1,649.90
+28.95%
1,279.45
Total Debt
734.09
-24.82%
976.45
+9.31%
893.32
+62.27%
550.52
Net Debt
335.76
-42.83%
587.31
+61.85%
362.88
-13.19%
418.03
Capital Lease Obligations
14.34
-9.15%
15.78
-5.54%
16.70
-2.14%
17.07
Net Tangible Assets
645.49
+5.98%
609.07
+7.00%
569.25
+5.37%
540.26
Tangible Book Value
645.49
+5.98%
609.07
+7.00%
569.25
+5.37%
540.26
Available For Sale Securities
203.79
+2052.68%
9.47
-2.31%
9.69
-13.33%
11.18
Cash Cash Equivalents And Federal Funds Sold
389.79
-8.54%
426.16
-23.97%
560.51
+181.31%
199.25
Held To Maturity Securities
1,247.34
-2.49%
1,279.23
-2.13%
1,307.05
-1.48%
1,326.73
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
93.82
-7.89%
101.85
+27.53%
79.86
-64.74%
226.52
Cash Flow From Continuing Operating Activities
93.82
-7.89%
101.85
+27.53%
79.86
-64.74%
226.52
Net Income From Continuing Operations
69.22
-21.78%
88.49
+2.08%
86.69
-17.45%
105.02
Depreciation Amortization Depletion
10.61
+1.44%
10.46
-1.12%
10.58
-4.75%
11.11
Depreciation And Amortization
10.61
+1.44%
10.46
-1.12%
10.58
-4.75%
11.11
Other Non Cash Items
0.72
-31.21%
1.05
+147.88%
-2.19
-324.67%
0.98
Pension And Employee Benefit Expense
—
—
—
0.00
Stock Based Compensation
3.05
-13.54%
3.52
-0.82%
3.55
+10.28%
3.22
Deferred Tax
-0.35
+65.79%
-1.03
+51.37%
-2.11
-2270.79%
-0.09
Deferred Income Tax
-0.35
+65.79%
-1.03
+51.37%
-2.11
-2270.79%
-0.09
Operating Gains Losses
34.03
+802.12%
3.77
-64.66%
10.67
+140.76%
4.43
Gain Loss On Investment Securities
32.27
+1185.66%
2.51
-77.01%
10.92
+185.89%
3.82
Gain Loss On Sale Of PPE
1.76
+998.75%
0.16
-53.22%
0.34
-40.63%
0.58
Change In Working Capital
-35.93
-125.15%
-15.96
+61.45%
-41.40
-151.50%
80.40
Change In Receivables
4.92
+30.54%
3.77
+430.55%
-1.14
+88.84%
-10.21
Changes In Account Receivables
4.92
+30.54%
3.77
+430.55%
-1.14
+88.84%
-10.21
Change In Payables And Accrued Expense
3.44
+887.19%
-0.44
-105.89%
7.42
+438.61%
1.38
Change In Payable
3.44
+887.19%
-0.44
-105.89%
7.42
+438.61%
1.38
Change In Account Payable
3.44
+887.19%
-0.44
-105.89%
7.42
+438.61%
1.38
Change In Other Current Assets
8.19
+111.57%
-70.76
-286.83%
37.87
+795.32%
-5.45
Change In Other Current Liabilities
-52.48
-201.95%
51.47
+160.16%
-85.56
-190.37%
94.67
Investing Cash Flow
-34.22
+91.06%
-382.86
-17.06%
-327.07
+48.47%
-634.78
Cash Flow From Continuing Investing Activities
-34.22
+91.06%
-382.86
-17.06%
-327.07
+48.47%
-634.78
Net PPE Purchase And Sale
-20.02
-79.64%
-11.14
-72.10%
-6.47
+18.42%
-7.94
Purchase Of PPE
-20.34
-82.21%
-11.16
-61.67%
-6.90
+25.77%
-9.30
Sale Of PPE
0.32
+1510.00%
0.02
-95.35%
0.43
-68.50%
1.36
Capital Expenditure
-20.34
-82.21%
-11.16
-61.67%
-6.90
+25.77%
-9.30
Net Investment Purchase And Sale
127.78
+157.03%
-224.04
-423.48%
69.26
+153.53%
-129.38
Purchase Of Investment
-967.71
+18.54%
-1,187.91
+41.94%
-2,046.01
-188.20%
-709.94
Sale Of Investment
1,095.49
+13.66%
963.86
-54.43%
2,115.27
+264.35%
580.55
Net Other Investing Changes
17.00
+277.41%
-9.59
-516.40%
-1.55
-125.13%
6.19
Financing Cash Flow
-95.97
-165.44%
146.66
-75.90%
608.47
+49.96%
405.76
Cash Flow From Continuing Financing Activities
-95.97
-165.44%
146.66
-75.90%
608.47
+49.96%
405.76
Net Issuance Payments Of Debt
-241.13
-386.79%
84.08
-75.53%
343.59
+4636.59%
7.25
Issuance Of Debt
4,035.64
-50.45%
8,143.95
+252.91%
2,307.67
-34.42%
3,518.93
Repayment Of Debt
-4,276.77
+46.94%
-8,059.87
-310.36%
-1,964.08
+44.07%
-3,511.68
Long Term Debt Issuance
4,035.64
-50.45%
8,143.95
+252.91%
2,307.67
-34.42%
3,518.93
Long Term Debt Payments
-4,276.77
+46.94%
-8,059.87
-310.36%
-1,964.08
+44.07%
-3,511.68
Net Long Term Debt Issuance
-241.13
-386.79%
84.08
-75.53%
343.59
+4636.59%
7.25
Net Common Stock Issuance
-22.23
-6342.90%
-0.34
+99.21%
-43.58
-34.19%
-32.48
Common Stock Payments
-23.18
-1440.33%
-1.50
+96.64%
-44.80
-32.92%
-33.71
Common Stock Dividend Paid
-43.37
+0.59%
-43.63
-0.11%
-43.58
+3.01%
-44.94
Cash Dividends Paid
-43.37
+0.59%
-43.63
-0.11%
-43.58
+3.01%
-44.94
Repurchase Of Capital Stock
-23.18
-1440.33%
-1.50
+96.64%
-44.80
-32.92%
-33.71
Proceeds From Stock Option Exercised
0.69
-73.59%
2.62
+142.51%
1.08
+36.96%
0.79
Net Other Financing Charges
-0.78
-36.11%
-0.58
+3.52%
-0.60
-19.16%
-0.50
Changes In Cash
-36.38
+72.92%
-134.35
-137.19%
361.26
+14544.54%
-2.50
Beginning Cash Position
426.16
-23.97%
560.51
+181.31%
199.25
-1.24%
201.75
End Cash Position
389.79
-8.54%
426.16
-23.97%
560.51
+181.31%
199.25
Free Cash Flow
73.48
-18.98%
90.69
+24.30%
72.96
-66.41%
217.22
Interest Paid Supplemental Data
178.55
-10.12%
198.65
+44.69%
137.29
+249.68%
39.26
Income Tax Paid Supplemental Data
12.95
-17.77%
15.75
+0.00%
15.75
+31.80%
11.95
Common Stock Issuance
0.95
-17.76%
1.16
-5.23%
1.22
-0.73%
1.23
Issuance Of Capital Stock
0.95
-17.76%
1.16
-5.23%
1.22
-0.73%
1.23
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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