Symbols / SFNC Stock $21.58 +0.19% Simmons First National Corporation

Financial Services • Banks - Regional • United States • NMS
SFNC (Stock) Chart
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Stock Fundamentals
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Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James M. Brogdon CPA
Exch · Country NMS · United States
Market Cap 3.13B
Enterprise Value 3.34B
Income -361.40M
Sales 81.37M
FCF (ttm)
Book/sh 23.70
Cash/sh 4.24
Employees 2,913
Insider 10d
IPO Mar 14, 1985
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 66.54%
P/E
Forward P/E 9.84
PEG 3.83
P/S 38.47
P/B 0.91
P/C
EV/EBITDA
EV/Sales 41.08
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) -2.75
EPS next Y 2.19
EPS Growth 82.60%
Revenue Growth 24.10%
EPS Gr Q/Q 111.60%
Rev Gr Q/Q
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-16
ROA -1.40%
ROE -10.37%
ROIC
Gross Margin 0.00%
Oper. Margin 39.35%
Profit Margin 0.00%
Shs Outstand 145.06M
Shs Float 142.74M
Insider Own 1.26%
Instit Own 84.49%
Short Float 4.20%
Short Ratio 4.08
Short Interest 4.65M
52W High 22.18
vs 52W High -2.71%
52W Low 17.00
vs 52W Low 26.94%
Beta 0.93
Impl. Vol. 6.92%
Rel Volume 0.96
Avg Volume 1.21M
Volume 1.16M
Target (mean) $23.57
Tgt Median $23.00
Tgt Low $23.00
Tgt High $25.00
# Analysts 7
Recom None
Prev Close $21.54
Price $21.58
Change 0.19%

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Proxy: analyst mean price target (no FCF/EPS data available).
Ratings
Current target
$21.58
Low
$23.00
High
$25.00
Mean
$23.57

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-20 main Stephens & Co. Overweight → Overweight $25
2026-04-17 main DA Davidson Neutral → Neutral $21
2026-03-31 main Morgan Stanley Equal-Weight → Equal-Weight $21
2026-01-22 main Morgan Stanley Equal-Weight → Equal-Weight $23
2026-01-22 main DA Davidson Neutral → Neutral $23
2026-01-22 up Raymond James Market Perform → Outperform $23
2025-11-19 up Baird Neutral → Outperform $22
2025-10-20 main Keefe, Bruyette & Woods Market Perform → Market Perform $21
2025-07-23 main DA Davidson Neutral → Neutral $23
2025-07-21 main DA Davidson Neutral → Neutral $21
2025-07-21 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2025-04-21 main Keefe, Bruyette & Woods Market Perform → Market Perform $21
2025-04-21 main Stephens & Co. Overweight → Overweight $25
2025-01-23 main Stephens & Co. Overweight → Overweight $28
2024-10-21 up Stephens & Co. Equal-Weight → Overweight $28
2024-07-26 main Piper Sandler Underweight → Underweight $20
2024-07-25 main Stephens & Co. Equal-Weight → Equal-Weight $23
2024-07-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2024-04-25 main Stephens & Co. Equal-Weight → Equal-Weight $21
2024-04-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-15 PURVIS TOM E Director 975
2026-05-15 STACKHOUSE JULIE L Director 975
2026-05-15 COSSE STEVEN A Director 975
2026-05-15 DORAMUS MARK C Director 975
2026-05-15 HUNTER JERRY M Director 975
2026-05-15 TEUBNER RUSSELL WILLIAM Director 975
2026-05-15 LANIGAN SUSAN S Director 975
2026-05-15 WEST MALYNDA K Director 975
2026-05-15 DRILLING EDWARD Director 975
2026-05-15 CASTEEL MARTY D Director 975
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
93.91
-87.69%
762.75
-2.40%
781.54
-10.69%
875.14
Operating Revenue
93.91
-87.69%
762.75
-2.40%
781.54
-10.69%
875.14
Selling General And Administration
346.13
+3.19%
335.43
-1.38%
340.11
+3.86%
327.46
Selling And Marketing Expense
28.05
+2.48%
27.37
+14.00%
24.01
-16.84%
28.87
General And Administrative Expense
318.08
+3.25%
308.06
-2.54%
316.10
+5.87%
298.59
Salaries And Wages
297.86
+4.83%
284.12
-0.70%
286.12
-0.30%
286.98
Other Gand A
Reconciled Depreciation
40.80
-11.52%
46.12
-3.68%
47.88
-2.22%
48.96
Total Unusual Items
0.00
0.00
+100.00%
-1.42
+93.68%
-22.48
Total Unusual Items Excluding Goodwill
0.00
0.00
+100.00%
-1.42
+93.68%
-22.48
Special Income Charges
0.00
0.00
+100.00%
-1.42
+93.68%
-22.48
Restructuring And Mergern Acquisition
0.00
0.00
-100.00%
1.42
-93.68%
22.48
Net Income
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Pretax Income
-527.65
-408.01%
171.31
-14.60%
200.60
-34.56%
306.56
Net Interest Income
719.20
+14.44%
628.47
-3.33%
650.13
-9.37%
717.32
Interest Expense
524.61
-23.26%
683.60
+22.06%
560.03
+287.78%
144.42
Interest Income
1,243.81
-5.20%
1,312.07
+8.42%
1,210.16
+40.43%
861.74
Gain On Sale Of Security
-798.28
-2711.53%
-28.39
+9.90%
-31.51
-11235.61%
-0.28
Gain On Sale Of Business
0.00
0.00
Tax Provision
-130.10
-798.90%
18.61
-27.13%
25.55
-49.06%
50.15
Tax Rate For Calcs
0.00
+126.61%
0.00
-14.17%
0.00
-22.56%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.18
+95.11%
-3.69
Net Income Including Noncontrolling Interests
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Net Income From Continuing Operation Net Minority Interest
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Net Income From Continuing And Discontinued Operation
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Net Income Continuous Operations
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Normalized Income
-397.55
-360.36%
152.69
-13.39%
176.30
-35.94%
275.20
Net Income Common Stockholders
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Diluted EPS
-2.96
-344.63%
1.21
-12.32%
1.38
-33.01%
2.06
Basic EPS
-2.96
-342.62%
1.22
-12.23%
1.39
-32.85%
2.07
Basic Average Shares
144.76
+15.21%
125.65
+0.37%
125.18
-1.47%
127.05
Diluted Average Shares
144.76
+15.21%
125.65
+0.37%
125.18
-1.47%
127.05
Diluted NI Availto Com Stockholders
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Amortization
12.82
-16.78%
15.40
-5.54%
16.31
+2.46%
15.91
Amortization Of Intangibles Income Statement
12.82
-16.78%
15.40
-5.54%
16.31
+2.46%
15.91
Depreciation Amortization Depletion Income Statement
12.82
-16.78%
15.40
-5.54%
16.31
+2.46%
15.91
Depreciation And Amortization In Income Statement
12.82
-16.78%
15.40
-5.54%
16.31
+2.46%
15.91
Insurance And Claims
20.22
-15.54%
23.94
-20.17%
29.99
+158.32%
11.61
Occupancy And Equipment
69.75
-0.72%
70.26
+4.12%
67.48
+3.84%
64.99
Other Non Interest Expense
102.02
+0.63%
101.38
-3.34%
104.89
+0.34%
104.53
Preferred Stock Dividends
Professional Expense And Contract Services Expense
21.80
-1.70%
22.18
+13.09%
19.61
+2.48%
19.14
Line Item Trend 2023-12-31
Total Assets
27,345.67
Cash And Cash Equivalents
614.19
Cash Financial
345.26
Other Short Term Investments
3,152.15
Receivables
122.43
Accounts Receivable
122.43
Net PPE
570.68
Gross PPE
765.55
Accumulated Depreciation
-194.87
Land And Improvements
122.09
Buildings And Improvements
388.68
Machinery Furniture Equipment
173.38
Construction In Progress
14.14
Other Properties
67.27
Goodwill And Other Intangible Assets
1,433.44
Goodwill
1,320.80
Other Intangible Assets
112.64
Investments And Advances
6,878.44
Total Liabilities Net Minority Interest
23,919.19
Payables And Accrued Expenses
Payables
Accounts Payable
Long Term Debt And Capital Lease Obligation
1,338.51
Long Term Debt
1,338.51
Stockholders Equity
3,426.49
Common Stock Equity
3,426.49
Capital Stock
1.25
Common Stock
1.25
Preferred Stock
Share Issued
125.18
Ordinary Shares Number
125.18
Treasury Shares Number
0.00
Additional Paid In Capital
2,499.93
Retained Earnings
1,329.68
Gains Losses Not Affecting Retained Earnings
-404.38
Other Equity Adjustments
-404.38
Total Equity Gross Minority Interest
3,426.49
Total Capitalization
4,764.99
Invested Capital
4,764.99
Total Debt
1,338.51
Net Debt
724.32
Net Tangible Assets
1,993.04
Tangible Book Value
1,993.04
Available For Sale Securities
Cash Cash Equivalents And Federal Funds Sold
614.19
Held To Maturity Securities
3,726.29
Trading Securities
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
449.50
+5.54%
425.92
-21.27%
540.98
+67.90%
322.20
Cash Flow From Continuing Operating Activities
449.50
+5.54%
425.92
-21.27%
540.98
+67.90%
322.20
Net Income From Continuing Operations
-397.55
-360.36%
152.69
-12.78%
175.06
-31.73%
256.41
Depreciation Amortization Depletion
40.80
-11.52%
46.12
-3.68%
47.88
-2.22%
48.96
Depreciation And Amortization
40.80
-11.52%
46.12
-3.68%
47.88
-2.22%
48.96
Other Non Cash Items
-17.23
-70.63%
-10.10
+6.87%
-10.84
-128.02%
38.69
Stock Based Compensation
10.76
-4.67%
11.29
-7.38%
12.19
-20.42%
15.32
Asset Impairment Charge
0.00
Deferred Tax
-153.52
-4648.50%
-3.23
-31.42%
-2.46
-116.47%
14.93
Deferred Income Tax
-153.52
-4648.50%
-3.23
-31.42%
-2.46
-116.47%
14.93
Operating Gains Losses
794.34
+3808.20%
20.32
+60.95%
12.63
+175.60%
-16.70
Gain Loss On Investment Securities
801.49
+2722.85%
28.39
+37.77%
20.61
+7313.31%
0.28
Gain Loss On Sale Of PPE
0.00
0.00
Change In Working Capital
94.19
-35.24%
145.44
-41.71%
249.52
+2485.69%
-10.46
Change In Receivables
19.18
+2459.29%
-0.81
+95.84%
-19.54
+11.62%
-22.11
Changes In Account Receivables
19.18
+2459.29%
-0.81
+95.84%
-19.54
+11.62%
-22.11
Change In Payables And Accrued Expense
-3.85
-108.56%
44.96
+783.73%
5.09
-73.03%
18.86
Change In Payable
-3.85
-108.56%
44.96
+783.73%
5.09
-73.03%
18.86
Change In Account Payable
2.15
-95.97%
53.20
+1461.18%
-3.91
-137.52%
10.42
Change In Other Working Capital
-11.69
Change In Other Current Assets
90.54
-10.61%
101.29
-61.63%
263.97
+3759.12%
-7.21
Investing Cash Flow
1,572.16
+325.47%
369.51
+301.26%
-183.59
+80.60%
-946.23
Cash Flow From Continuing Investing Activities
1,572.16
+325.47%
369.51
+301.26%
-183.59
+80.60%
-946.23
Net PPE Purchase And Sale
-38.14
+16.19%
-45.51
-37.55%
-33.09
+6.19%
-35.27
Purchase Of PPE
-38.14
+16.19%
-45.51
-37.55%
-33.09
+6.19%
-35.27
Sale Of PPE
0.00
0.00
Capital Expenditure
-38.14
+16.19%
-45.51
-37.55%
-33.09
+6.19%
-35.27
Net Investment Purchase And Sale
2,144.60
+242.37%
626.40
+11.85%
560.06
-11.31%
631.50
Purchase Of Investment
-597.22
-8346.03%
-7.07
+90.68%
-75.89
+87.20%
-592.65
Sale Of Investment
2,741.82
+332.83%
633.47
-0.39%
635.94
-48.05%
1,224.15
Net Business Purchase And Sale
30.04
0.00
0.00
-100.00%
276.40
Gain Loss On Sale Of Business
0.62
0.00
0.00
0.00
Net Other Investing Changes
22.49
+319.67%
-10.24
-277.87%
5.76
-13.13%
6.63
Financing Cash Flow
-1,997.12
-176.55%
-722.15
-69.75%
-425.42
-23.49%
-344.50
Cash Flow From Continuing Financing Activities
-1,997.12
-176.55%
-722.15
-69.75%
-425.42
-23.49%
-344.50
Net Issuance Payments Of Debt
-489.06
-115.45%
-226.99
-300.76%
113.07
+119.74%
-572.91
Issuance Of Debt
2,086.05
-38.19%
3,375.00
-9.40%
3,725.00
+221.12%
1,160.00
Repayment Of Debt
-2,575.12
+28.51%
-3,601.99
+0.28%
-3,611.93
-108.43%
-1,732.91
Long Term Debt Issuance
2,086.05
-38.19%
3,375.00
-9.40%
3,725.00
+221.12%
1,160.00
Long Term Debt Payments
-2,575.12
+28.51%
-3,601.99
+0.28%
-3,611.93
-108.43%
-1,732.91
Net Long Term Debt Issuance
-489.06
-115.45%
-226.99
-300.76%
113.07
+119.74%
-572.91
Net Common Stock Issuance
327.11
0.00
+100.00%
-40.32
+63.72%
-111.13
Common Stock Payments
0.00
0.00
+100.00%
-40.32
+63.72%
-111.13
Common Stock Dividend Paid
-115.04
-9.11%
-105.44
-4.43%
-100.96
-7.30%
-94.10
Cash Dividends Paid
-115.04
-9.11%
-105.44
-4.43%
-100.96
-7.30%
-94.10
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-40.32
+63.72%
-111.13
Proceeds From Stock Option Exercised
-2.69
-816.80%
0.38
+118.56%
-2.02
+47.94%
-3.88
Changes In Cash
24.54
-66.52%
73.28
+207.72%
-68.03
+92.98%
-968.53
Beginning Cash Position
687.38
+11.93%
614.09
-9.97%
682.12
-58.68%
1,650.65
End Cash Position
711.91
+3.57%
687.38
+11.93%
614.09
-9.97%
682.12
Free Cash Flow
411.36
+8.14%
380.42
-25.10%
507.89
+77.01%
286.93
Amortization Of Securities
11.89
-28.42%
16.61
+10.83%
14.98
+138.38%
-39.03
Change In Income Tax Payable
-5.99
+27.19%
-8.23
-191.50%
9.00
+6.52%
8.45
Change In Tax Payable
-5.99
+27.19%
-8.23
-191.50%
9.00
+6.52%
8.45
Common Stock Issuance
327.11
0.00
0.00
Issuance Of Capital Stock
327.11
0.00
0.00
Net Preferred Stock Issuance
0.00
0.00
Preferred Stock Dividend Paid
0.00
0.00
Preferred Stock Payments
0.00
0.00
Sale Of Business
30.04
0.00
0.00
-100.00%
276.40
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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