Symbols / SHFS $0.87 -9.75%
SHFS Chart
About
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit services, automated clearing house payments and origination, debit, and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. SHF Holdings, Inc. was founded in 2015 and is based in Golden, Colorado.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 2.69M |
| Enterprise Value | 3.64M | Income | -53.24M | Sales | 9.99M |
| Book/sh | 2.40 | Cash/sh | 0.28 | Dividend Yield | — |
| Payout | 0.00% | Employees | 41 | IPO | — |
| P/E | — | Forward P/E | — | PEG | — |
| P/S | 0.27 | P/B | 0.36 | P/C | — |
| EV/EBITDA | — | EV/Sales | 0.36 | Quick Ratio | 1.40 |
| Current Ratio | 2.08 | Debt/Eq | 21.68 | LT Debt/Eq | — |
| EPS (ttm) | -19.20 | EPS next Y | — | EPS Growth | -52.90% |
| Revenue Growth | -52.30% | Earnings | 2025-11-14 15:00 | ROA | -132.22% |
| ROE | -229.75% | ROIC | — | Gross Margin | 100.00% |
| Oper. Margin | -92.96% | Profit Margin | 0.00% | Shs Outstand | 3.08M |
| Shs Float | 1.32M | Short Float | 6.31% | Short Ratio | 1.48 |
| Short Interest | — | 52W High | 9.19 | 52W Low | 0.72 |
| Beta | 0.92 | Avg Volume | 152.99K | Volume | 103.16K |
| Target Price | — | Recom | None | Prev Close | $0.97 |
| Price | $0.87 | Change | -9.75% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$0.87
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$0.87
Low
—
High
—
Mean
—
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2023-05-16 | reit | EF Hutton | Buy → Buy | $2 |
| 2023-03-31 | reit | EF Hutton | — → Buy | $2 |
| 2022-10-26 | init | EF Hutton | — → Buy | $11 |
- Cannabis banking firm wipes debt, rolls out turnkey program for local banks - Stock Titan Mon, 09 Mar 2026 12
- SHF Holdings Shares Surge After Launching Full-Service Cannabis Banking Program - MSN Fri, 13 Mar 2026 03
- SHF Holdings, Inc. (SHFS) Launches its Fully Managed Cannabis Banking Program - Yahoo Finance Sat, 27 Sep 2025 07
- SHF Holdings stock soars after securing $150 million equity purchase deal - Investing.com Wed, 24 Sep 2025 07
- Why Is SHF Holdings Stock (SHFS) Up 150% Today? - TipRanks Wed, 24 Sep 2025 07
- Safe Harbor Financial Expands Consulting and Managed Services Division with Acquisition of 420 IT Solutions Founders - Quiver Quantitative ue, 23 Dec 2025 08
- Inside the 29% surge in cannabis banking at Safe Harbor Financial - Stock Titan ue, 03 Mar 2026 08
- Safe Harbor Financial Regains Compliance with Nasdaq - GlobeNewswire Mon, 10 Nov 2025 08
- SHFS Stock Skyrockets After Cannabis Banking Launch - StocksToTrade Wed, 24 Sep 2025 07
- Why SHF Holdings Stock Is Surging 283% Overnight? - SHF Hldgs (NASDAQ:SHFS) - Benzinga Wed, 24 Sep 2025 07
- SHF Holdings Inc - On Sept 17, Enters Stock Purchase Agreement With Creo - SEC Filing - TradingView ue, 23 Sep 2025 07
- Safe Harbor Financial Anticipates Positive Impact from Potential Cannabis Rescheduling and SAFER Banking Act Passage - Quiver Quantitative hu, 18 Dec 2025 08
- SHF Holdings enters stock purchase agreement with CREO Investments for up to $150 million By Investing.com - Investing.com ue, 23 Sep 2025 07
- What federal cannabis rescheduling could mean for how weed is banked in America - Stock Titan hu, 18 Dec 2025 08
- SHF Holdings nearly triples on $150 million stock sale deal - TradingView Wed, 24 Sep 2025 07
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -1.92M | -1.81M | 0.00 | 0.00 |
| TaxRateForCalcs | 0.21 | 0.10 | 0.21 | 0.00 |
| TotalUnusualItems | -9.15M | -18.91M | 0.00 | |
| TotalUnusualItemsExcludingGoodwill | -9.15M | -18.91M | 0.00 | |
| NetIncomeFromContinuingOperationNetMinorityInterest | -48.32M | -17.28M | -35.13M | 3.29M |
| ReconciledDepreciation | 711.93K | 1.37M | 189.27K | 1.92K |
| NetInterestIncome | 6.09M | 1.88M | 424.97K | 102.96K |
| InterestExpense | 533.39K | 1.09M | 705.20K | 0.00 |
| InterestIncome | 6.63M | 2.97M | 1.13M | 102.96K |
| NormalizedIncome | -41.09M | -182.49K | -35.13M | 3.29M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -48.32M | -17.28M | -35.13M | 3.29M |
| RentExpenseSupplemental | 258.48K | 315.61K | 99.25K | 73.48K |
| DilutedAverageShares | 2.77M | 2.13M | 949.43K | 935.79K |
| BasicAverageShares | 2.77M | 2.13M | 949.43K | 935.79K |
| DilutedEPS | -17.43 | -8.12 | -37.00 | 3.51 |
| BasicEPS | -17.43 | -8.12 | -37.00 | 3.51 |
| DilutedNIAvailtoComStockholders | -48.32M | -17.28M | -35.13M | 3.29M |
| NetIncomeCommonStockholders | -48.32M | -17.28M | -35.13M | 3.29M |
| NetIncome | -48.32M | -17.28M | -35.13M | 3.29M |
| NetIncomeIncludingNoncontrollingInterests | -48.32M | -17.28M | -35.13M | 3.29M |
| NetIncomeContinuousOperations | -48.32M | -17.28M | -35.13M | 3.29M |
| TaxProvision | 43.86M | -1.83M | -9.25M | 0.00 |
| PretaxIncome | -4.46M | -19.11M | -44.38M | 3.29M |
| SpecialIncomeCharges | -9.15M | -18.91M | 0.00 | |
| ImpairmentOfCapitalAssets | 9.15M | 18.91M | 0.00 | |
| GainOnSaleOfSecurity | 5.26M | 8.56M | -39.36M | 376.92K |
| SellingGeneralAndAdministration | 12.06M | 17.24M | 9.19M | 2.78M |
| GeneralAndAdministrativeExpense | 12.06M | 17.24M | 9.19M | 2.78M |
| OtherGandA | 4.02M | 6.59M | 2.39M | 567.89K |
| RentAndLandingFees | 258.48K | 315.61K | 99.25K | 73.48K |
| SalariesAndWages | 7.78M | 10.33M | 6.70M | 2.14M |
| TotalRevenue | 17.87M | 19.18M | -32.70M | 7.01M |
| OperatingRevenue | 17.87M | 19.18M | -32.70M | 7.01M |
| ProfessionalExpenseAndContractServicesExpense | 2.52M | 1.86M | 1.99M | 292.14K |
| OtherNonInterestExpense | 648.53K |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| OrdinarySharesNumber | 2.78M | 2.73M | 1.19M | 935.79K |
| ShareIssued | 2.78M | 2.73M | 1.19M | 935.79K |
| NetDebt | 8.66M | 9.10M | ||
| TotalDebt | 11.88M | 15.02M | 1.03M | 0.00 |
| TangibleBookValue | -12.29M | 24.58M | -24.77M | 7.34M |
| InvestedCapital | -1.28M | 48.37M | ||
| NetTangibleAssets | -12.29M | 24.58M | -24.77M | 7.34M |
| CapitalLeaseObligations | 874.83K | 1.01M | 1.03M | 0.00 |
| CommonStockEquity | -12.29M | 34.36M | 5.11M | 7.34M |
| PreferredStockEquity | 1.00 | |||
| TotalCapitalization | -1.54M | 45.36M | ||
| TotalEquityGrossMinorityInterest | -12.29M | 34.36M | 5.11M | 7.34M |
| StockholdersEquity | -12.29M | 34.36M | 5.11M | 7.34M |
| OtherEquityInterest | 7.34M | |||
| RetainedEarnings | -120.76M | -71.57M | -39.70M | 0.00 |
| AdditionalPaidInCapital | 108.47M | 105.92M | 44.81M | 0.00 |
| CapitalStock | 278.00 | 273.00 | 2.38K | 0.00 |
| CommonStock | 278.00 | 273.00 | 2.37K | |
| PreferredStock | 0.00 | 0.00 | 1.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 25.51M | 33.51M | 94.34M | 181.50K |
| DerivativeProductLiabilities | 8.67M | 11.47M | 7.98M | 0.00 |
| NonCurrentDeferredLiabilities | 810.00K | 2.75M | ||
| NonCurrentDeferredRevenue | 810.00K | 2.75M | ||
| LongTermDebtAndCapitalLeaseObligation | 11.46M | 11.88M | 1.01M | |
| LongTermCapitalLeaseObligation | 712.88K | 875.45K | 1.01M | |
| LongTermDebt | 10.75M | 11.00M | ||
| CurrentDeferredLiabilities | 3.37M | 2.91M | 14.36M | 8.33K |
| CurrentDeferredRevenue | 3.37M | 2.91M | 14.36M | 8.33K |
| CurrentDebtAndCapitalLeaseObligation | 417.72K | 3.14M | 20.12K | 0.00 |
| CurrentCapitalLeaseObligation | 161.95K | 132.55K | 20.12K | 0.00 |
| CurrentDebt | 255.76K | 3.01M | 0.00 | |
| CurrentNotesPayable | 255.76K | 3.01M | 0.00 | |
| PayablesAndAccruedExpenses | 1.52M | 1.80M | 67.61M | 173.17K |
| CurrentAccruedExpenses | 1.30M | 1.01M | 1.47M | 129.55K |
| Payables | 216.33K | 794.71K | 66.13M | 43.63K |
| OtherPayable | 1.45M | |||
| AccountsPayable | 216.33K | 794.71K | 64.68M | 43.63K |
| TotalAssets | 13.22M | 67.86M | 99.45M | 7.52M |
| GoodwillAndOtherIntangibleAssets | 0.00 | 9.78M | 29.89M | 0.00 |
| OtherIntangibleAssets | 3.72M | 10.62M | ||
| Goodwill | 0.00 | 6.06M | 19.27M | 0.00 |
| NetPPE | 706.68K | 944.08K | 1.07M | 6.35K |
| AccumulatedDepreciation | -381.07K | -300.01K | -126.18K | -28.80K |
| GrossPPE | 1.09M | 1.24M | 1.19M | 35.15K |
| Leases | 71.64K | 0.00 | ||
| OtherProperties | 820.56K | 976.89K | 1.13M | 28.08K |
| MachineryFurnitureEquipment | 267.20K | 267.20K | 58.76K | 7.07K |
| PrepaidAssets | 1.07M | 1.11M | 888.09K | 6.02K |
| Receivables | 5.70M | 6.82M | 6.03M | 548.77K |
| OtherReceivables | 4.58M | 4.58M | 4.58M | 18.32K |
| AccountsReceivable | 1.12M | 2.23M | 1.44M | 530.45K |
| CashAndCashEquivalents | 2.34M | 4.91M | 8.41M | 5.50M |
| CashCashEquivalentsAndFederalFundsSold | 2.34M | 4.91M | 8.41M | 5.50M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 430.48K | -1.04M | 1.68M | 2.94M |
| RepaymentOfDebt | -3.01M | -488.83K | 0.00 | 0.00 |
| CapitalExpenditure | -208.43K | -17.32K | -5.92K | |
| InterestPaidSupplementalData | 416.85K | 450.26K | 0.00 | 0.00 |
| EndCashPosition | 2.32M | 4.89M | 8.39M | 5.50M |
| BeginningCashPosition | 4.89M | 8.39M | 5.50M | 3.00M |
| ChangesInCash | -2.56M | -3.50M | 2.89M | 2.49M |
| FinancingCashFlow | -3.01M | -488.83K | 4.09M | -1.49M |
| CashFlowFromContinuingFinancingActivities | -3.01M | -488.83K | 4.09M | -1.49M |
| NetOtherFinancingCharges | 4.09M | -1.49M | ||
| NetIssuancePaymentsOfDebt | -3.01M | -488.83K | 0.00 | 0.00 |
| NetLongTermDebtIssuance | -3.01M | -488.83K | 0.00 | 0.00 |
| LongTermDebtPayments | -3.01M | -488.83K | 0.00 | 0.00 |
| InvestingCashFlow | 12.39K | -2.18M | -2.90M | 1.04M |
| CashFlowFromContinuingInvestingActivities | 12.39K | -2.18M | -2.90M | 1.04M |
| NetBusinessPurchaseAndSale | 0.00 | -3.00M | -3.04M | 0.00 |
| PurchaseOfBusiness | 0.00 | -3.00M | -3.04M | 0.00 |
| NetPPEPurchaseAndSale | 0.00 | -208.43K | -17.32K | -5.92K |
| PurchaseOfPPE | 0.00 | -208.43K | -17.32K | -5.92K |
| OperatingCashFlow | 430.48K | -832.14K | 1.70M | 2.95M |
| CashFlowFromContinuingOperatingActivities | 430.48K | -832.14K | 1.70M | 2.95M |
| ChangeInWorkingCapital | -2.05M | -4.07M | 393.40K | -343.82K |
| ChangeInOtherCurrentLiabilities | 527.00 | 0.00 | ||
| ChangeInOtherCurrentAssets | -2.97M | 40.37K | -150.82K | 0.00 |
| ChangeInPayablesAndAccruedExpense | -285.99K | -3.14M | -189.66K | -27.16K |
| ChangeInAccruedExpense | 292.40K | -464.42K | 402.77K | 37.74K |
| ChangeInPayable | -578.38K | -2.68M | -592.42K | -64.90K |
| ChangeInAccountPayable | -578.38K | -2.13M | 123.33K | -64.90K |
| ChangeInPrepaidAssets | 85.98K | -221.71K | 50.91K | -3.47K |
| ChangeInReceivables | 1.11M | -767.70K | 690.30K | -300.91K |
| ChangesInAccountReceivables | 1.11M | -788.87K | 693.15K | -300.91K |
| OtherNonCashItems | -401.54K | -3.82M | 802.80K | |
| StockBasedCompensation | 1.58M | 3.74M | 2.81M | 0.00 |
| AssetImpairmentCharge | 9.15M | 18.91M | 0.00 | |
| AmortizationOfSecurities | 100.00K | 0.00 | ||
| DeferredTax | 43.86M | -1.83M | -9.25M | 0.00 |
| DeferredIncomeTax | 43.86M | -1.83M | -9.25M | 0.00 |
| DepreciationAmortizationDepletion | 711.93K | 1.37M | 189.27K | 1.92K |
| DepreciationAndAmortization | 711.93K | 1.37M | 189.27K | 1.92K |
| Depreciation | 189.27K | 1.92K | ||
| OperatingGainsLosses | -2.80M | 1.85M | 41.38M | |
| NetIncomeFromContinuingOperations | -48.32M | -17.28M | -35.13M | 3.29M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for SHFS
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|