Symbols / TREE Stock $46.58 -3.03% LendingTree, Inc.

Financial Services • Financial Conglomerates • United States • NMS
TREE (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
About

LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.

Stock Fundamentals
Scroll to Statements
Market Cap 645.33M Enterprise Value 1.02B Income 151.31M Sales 1.12B Book/sh 20.83 Cash/sh 5.85
Dividend Yield — Payout 0.00% Employees 919 IPO — P/E 4.32 Forward P/E 6.69
PEG 3.55 P/S 0.58 P/B 2.24 P/C — EV/EBITDA 11.20 EV/Sales 0.92
Quick Ratio 1.56 Current Ratio 1.67 Debt/Eq 153.28 LT Debt/Eq — EPS (ttm) 10.78 EPS next Y 6.96
EPS Growth 17.47% Revenue Growth 22.20% Earnings 2026-04-30 ROA 6.32% ROE 76.49% ROIC —
Gross Margin 96.19% Oper. Margin 7.20% Profit Margin 13.54% Shs Outstand 13.86M Shs Float 13.19M Short Float 8.74%
Short Ratio 2.66 Short Interest — 52W High 77.35 52W Low 32.65 Beta 2.15 Avg Volume 372.58K
Volume 11.38K Target Price $65.17 Recom Strong_buy Prev Close $48.03 Price $46.58 Change -3.03%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$65.17
Mean price target
2. Current target
$46.58
Latest analyst target
3. DCF / Fair value
$85.09
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$46.58
Low
$50.00
High
$76.00
Mean
$65.17

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-04 main Keefe, Bruyette & Woods Outperform → Outperform $70
2026-03-03 main Needham Buy → Buy $60
2025-11-03 main Truist Securities Buy → Buy $72
2025-10-31 main JP Morgan Overweight → Overweight $83
2025-10-30 main Needham Buy → Buy $85
2025-08-04 main Truist Securities Buy → Buy $62
2025-08-01 main Needham Buy → Buy $70
2025-07-24 reit Needham Buy → Buy $62
2025-05-05 main Truist Securities Buy → Buy $60
2025-05-02 main Needham Buy → Buy $62
2025-03-06 main JP Morgan Overweight → Overweight $68
2025-03-06 reit Stephens & Co. Overweight → Overweight $69
2025-03-06 main Keefe, Bruyette & Woods Outperform → Outperform $66
2025-03-06 main Needham Buy → Buy $65
2025-01-21 up Northland Capital Markets Market Perform → Outperform $60
2024-11-01 main Keefe, Bruyette & Woods Outperform → Outperform $73
2024-11-01 main Susquehanna Neutral → Neutral $58
2024-11-01 main Truist Securities Buy → Buy $70
2024-11-01 main Oppenheimer Outperform → Outperform $70
2024-11-01 main Needham Buy → Buy $78
News
RSS: Latest TREE news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 SHUMATE CARLA Officer — 4,166 — —
2026-03-10 OLMSTEAD JILL E Officer — 9,999 — —
2026-03-10 PEYREE SCOTT Chief Executive Officer — 12,499 — —
2026-03-10 ENLOW-NOVITSKY HEATHER General Counsel — 5,666 — —
2026-03-10 BENGEL JASON Chief Financial Officer — 6,666 — —
2026-03-10 SMITH IAN MALCOLM Chief Operating Officer — 3,333 — —
2026-03-02 SHUMATE CARLA Officer — 4,583 — —
2026-03-02 OLMSTEAD JILL E Officer — 13,750 — —
2026-03-02 PEYREE SCOTT Chief Executive Officer — 12,542 — —
2026-03-02 ENLOW-NOVITSKY HEATHER General Counsel — 4,271 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,117.32
+24.12%
900.22
+33.86%
672.50
-31.73%
984.99
Operating Revenue
1,117.01
+24.11%
900.02
+33.87%
672.30
-31.72%
984.57
Cost Of Revenue
42.52
+17.89%
36.07
-6.93%
38.76
-32.91%
57.77
Reconciled Cost Of Revenue
42.52
+17.89%
36.07
-6.93%
38.76
-32.91%
57.77
Gross Profit
1,074.80
+24.38%
864.15
+36.36%
633.74
-31.65%
927.22
Operating Expense
992.69
+21.77%
815.22
+30.38%
625.25
-34.57%
955.58
Research And Development
45.25
-2.39%
46.36
-1.78%
47.20
-15.04%
55.55
Selling General And Administration
925.79
+24.32%
744.67
+35.08%
551.29
-35.49%
854.62
Selling And Marketing Expense
812.90
+27.82%
635.96
+46.67%
433.59
-38.26%
702.24
General And Administrative Expense
112.89
+3.85%
108.70
-7.64%
117.70
-22.76%
152.38
Other Gand A
112.89
+3.85%
108.70
-7.64%
117.70
-22.76%
152.38
Total Expenses
1,035.22
+21.61%
851.29
+28.20%
664.01
-34.47%
1,013.34
Operating Income
82.11
+67.80%
48.93
+476.01%
8.49
+129.96%
-28.35
Total Operating Income As Reported
64.81
+45.23%
44.63
+209.89%
-40.61
-23.96%
-32.76
EBITDA
103.76
+41.90%
73.12
+107.38%
35.26
+106.81%
17.05
Normalized EBITDA
121.05
+56.34%
77.43
-8.22%
84.36
+293.15%
21.46
Reconciled Depreciation
21.65
-10.50%
24.19
-9.62%
26.76
-41.05%
45.40
EBIT
82.11
+67.80%
48.93
+476.01%
8.49
+129.96%
-28.35
Total Unusual Items
-17.29
-301.72%
-4.30
+91.23%
-49.11
-1013.51%
-4.41
Total Unusual Items Excluding Goodwill
-17.29
-301.72%
-4.30
+91.23%
-49.11
-1013.51%
-4.41
Special Income Charges
-17.29
-301.72%
-4.30
+91.23%
-49.11
-1013.51%
-4.41
Other Special Charges
15.66
+312.46%
3.80
+878.61%
0.39
+2255.56%
-0.02
Impairment Of Capital Assets
0.00
0.00
-100.00%
38.60
0.00
Restructuring And Mergern Acquisition
1.63
+221.46%
0.51
-94.98%
10.12
+128.50%
4.43
Net Income
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Pretax Income
21.02
+156.24%
-37.38
+70.07%
-124.92
-127.40%
-54.93
Net Non Operating Interest Income Expense
-46.79
-68.00%
-27.85
-228.43%
21.68
+183.36%
-26.01
Interest Expense Non Operating
—
—
—
26.01
Net Interest Income
-46.79
-68.00%
-27.85
-228.43%
21.68
+183.36%
-26.01
Interest Expense
—
—
—
26.01
Other Income Expense
-14.30
+75.55%
-58.47
+62.30%
-155.10
-27254.32%
-0.57
Other Non Operating Income Expenses
3.00
+105.54%
-54.16
+48.90%
-105.99
-2858.08%
3.84
Tax Provision
-130.28
-3115.83%
4.32
+271.77%
-2.52
-101.89%
133.02
Tax Rate For Calcs
0.00
+0.00%
0.00
+943.06%
0.00
-90.41%
0.00
Tax Effect Of Unusual Items
-3.63
-301.72%
-0.90
+8.56%
-0.99
-6.75%
-0.93
Net Income Including Noncontrolling Interests
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Net Income From Continuing Operation Net Minority Interest
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Net Income From Continuing And Discontinued Operation
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Net Income Continuous Operations
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Net Income Discontinuous Operations
—
—
0.00
+100.00%
-0.01
Normalized Income
164.97
+530.70%
-38.30
+48.44%
-74.29
+59.73%
-184.47
Net Income Common Stockholders
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Diluted EPS
10.78
+443.31%
-3.14
+66.81%
-9.46
+35.60%
-14.69
Basic EPS
11.14
+454.78%
-3.14
+66.81%
-9.46
+35.60%
-14.69
Basic Average Shares
13.58
+2.37%
13.27
+2.53%
12.94
+1.16%
12.79
Diluted Average Shares
14.06
+5.98%
13.27
+2.53%
12.94
+1.16%
12.79
Diluted NI Availto Com Stockholders
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Amortization
5.19
-11.87%
5.89
-23.46%
7.69
-69.60%
25.31
Amortization Of Intangibles Income Statement
5.19
-11.87%
5.89
-23.46%
7.69
-69.60%
25.31
Depreciation Amortization Depletion Income Statement
21.65
-10.50%
24.19
-9.62%
26.76
-41.05%
45.40
Depreciation And Amortization In Income Statement
21.65
-10.50%
24.19
-9.62%
26.76
-41.05%
45.40
Depreciation Income Statement
16.46
-10.06%
18.30
-4.04%
19.07
-5.10%
20.09
Total Other Finance Cost
46.79
+68.00%
27.85
+228.43%
-21.68
-183.36%
26.01
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
855.69
+11.47%
767.67
-4.37%
802.76
-33.07%
1,199.31
Current Assets
229.71
-3.67%
238.46
+21.37%
196.48
-52.54%
413.97
Cash Cash Equivalents And Short Term Investments
81.07
-23.94%
106.59
-4.87%
112.05
-62.51%
298.85
Cash And Cash Equivalents
81.07
-23.94%
106.59
-4.87%
112.05
-62.51%
298.85
Receivables
110.58
+13.08%
97.79
+77.95%
54.95
-33.84%
83.06
Accounts Receivable
110.58
+13.08%
97.79
+77.95%
54.95
-33.84%
83.06
Gross Accounts Receivable
111.90
+12.81%
99.20
+73.49%
57.18
-33.03%
85.38
Allowance For Doubtful Accounts Receivable
-1.32
+6.04%
-1.41
+36.68%
-2.22
+4.10%
-2.32
Prepaid Assets
—
—
—
—
Restricted Cash
—
0.00
-100.00%
0.01
-95.97%
0.12
Assets Held For Sale Current
—
—
0.00
-100.00%
5.69
Other Current Assets
38.05
+11.66%
34.08
+15.63%
29.47
+12.27%
26.25
Total Non Current Assets
625.98
+18.29%
529.21
-12.71%
606.28
-22.80%
785.35
Net PPE
64.49
-32.36%
95.34
-11.48%
107.70
-14.66%
126.21
Gross PPE
92.88
-27.84%
128.71
-10.94%
144.53
-9.70%
160.06
Accumulated Depreciation
-28.39
+14.95%
-33.38
+9.37%
-36.83
-8.79%
-33.85
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
35.23
-15.87%
41.88
-17.68%
50.87
-7.41%
54.94
Construction In Progress
1.94
-61.79%
5.07
+28.93%
3.93
-8.34%
4.29
Other Properties
31.66
-39.77%
52.56
-8.15%
57.22
-14.66%
67.05
Leases
24.05
-17.65%
29.21
-10.14%
32.50
-3.77%
33.78
Goodwill And Other Intangible Assets
419.63
-1.22%
424.82
-1.70%
432.16
-9.68%
478.45
Goodwill
381.54
+0.00%
381.54
+0.00%
381.54
-9.19%
420.14
Other Intangible Assets
38.09
-11.99%
43.28
-14.49%
50.62
-13.20%
58.31
Investments And Advances
0.47
-72.06%
1.70
-97.17%
60.08
-65.59%
174.58
Long Term Equity Investment
0.47
-72.06%
1.70
-97.17%
60.08
-65.59%
174.58
Non Current Deferred Assets
124.87
0.00
—
0.00
Non Current Deferred Taxes Assets
124.87
0.00
—
0.00
Other Non Current Assets
16.52
+124.70%
7.35
+16.00%
6.34
+3.90%
6.10
Total Liabilities Net Minority Interest
568.89
-13.65%
658.85
-2.91%
678.63
-31.55%
991.37
Current Liabilities
137.46
-42.84%
240.48
+217.97%
75.63
-8.37%
82.53
Payables And Accrued Expenses
90.13
+23.60%
72.92
+135.83%
30.92
-24.82%
41.13
Payables
6.74
-19.44%
8.36
+326.53%
1.96
-3.45%
2.03
Accounts Payable
6.74
-19.44%
8.36
+326.53%
1.96
-3.45%
2.03
Current Accrued Expenses
83.39
+29.17%
64.56
+122.93%
28.96
-25.93%
39.10
Pensionand Other Post Retirement Benefit Plans Current
25.71
+9.37%
23.50
+55.75%
15.09
+31.87%
11.44
Current Debt And Capital Lease Obligation
8.32
-93.64%
130.73
+1143.63%
10.51
-4.55%
11.01
Current Debt
3.93
-96.86%
124.93
+3897.79%
3.12
+25.00%
2.50
Other Current Borrowings
3.93
-96.86%
124.93
+3897.79%
3.12
+25.00%
2.50
Current Capital Lease Obligation
4.39
-24.23%
5.80
-21.50%
7.39
-13.23%
8.51
Current Deferred Liabilities
8.11
+5.75%
7.67
-0.76%
7.73
+6.31%
7.27
Current Deferred Revenue
8.11
+5.75%
7.67
-0.76%
7.73
+6.31%
7.27
Other Current Liabilities
5.20
-8.02%
5.65
-50.33%
11.37
-2.60%
11.68
Total Non Current Liabilities Net Minority Interest
431.43
+3.12%
418.38
-30.62%
603.00
-33.65%
908.84
Long Term Debt And Capital Lease Obligation
431.29
+4.34%
413.36
-31.18%
600.64
-33.39%
901.75
Long Term Debt
387.69
+12.66%
344.12
-34.53%
525.62
-35.39%
813.52
Long Term Capital Lease Obligation
43.60
-37.03%
69.24
-7.71%
75.02
-14.97%
88.23
Non Current Deferred Liabilities
0.00
-100.00%
4.88
+133.57%
2.09
-69.17%
6.78
Non Current Deferred Taxes Liabilities
0.00
-100.00%
4.88
+133.57%
2.09
-69.17%
6.78
Other Non Current Liabilities
0.14
+6.87%
0.13
-50.94%
0.27
-13.31%
0.31
Stockholders Equity
286.80
+163.55%
108.82
-12.33%
124.13
-40.30%
207.94
Common Stock Equity
286.80
+163.55%
108.82
-12.33%
124.13
-40.30%
207.94
Capital Stock
0.17
+2.40%
0.17
+1.83%
0.16
+1.23%
0.16
Common Stock
0.17
+2.40%
0.17
+1.83%
0.16
+1.23%
0.16
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
17.12
+2.26%
16.75
+2.13%
16.40
+1.42%
16.17
Ordinary Shares Number
13.77
+2.82%
13.39
+2.68%
13.04
+1.79%
12.81
Treasury Shares Number
3.36
+0.00%
3.36
+0.00%
3.36
+0.00%
3.36
Additional Paid In Capital
1,280.90
+2.13%
1,254.24
+2.15%
1,227.85
+3.25%
1,189.26
Retained Earnings
-728.10
+17.21%
-879.41
-4.98%
-837.70
-17.11%
-715.30
Treasury Stock
266.18
+0.00%
266.18
+0.00%
266.18
+0.00%
266.18
Total Equity Gross Minority Interest
286.80
+163.55%
108.82
-12.33%
124.13
-40.30%
207.94
Total Capitalization
674.49
+48.91%
452.94
-30.29%
649.75
-36.39%
1,021.46
Working Capital
92.24
+4680.14%
-2.01
-101.67%
120.85
-63.54%
331.43
Invested Capital
678.42
+17.40%
577.88
-11.49%
652.87
-36.24%
1,023.96
Total Debt
439.61
-19.20%
544.09
-10.97%
611.15
-33.04%
912.76
Net Debt
310.55
-14.32%
362.46
-13.01%
416.69
-19.43%
517.17
Capital Lease Obligations
47.99
-36.04%
75.04
-8.95%
82.41
-14.82%
96.75
Net Tangible Assets
-132.83
+57.96%
-316.00
-2.59%
-308.03
-13.87%
-270.51
Tangible Book Value
-132.83
+57.96%
-316.00
-2.59%
-308.03
-13.87%
-270.51
Line Of Credit
—
—
—
2.50
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
73.10
+17.42%
62.26
-7.86%
67.57
+57.26%
42.97
Cash Flow From Continuing Operating Activities
73.10
+17.42%
62.26
-7.86%
67.57
+57.26%
42.97
Cash From Discontinued Operating Activities
—
—
0.00
+100.00%
-0.01
Net Income From Continuing Operations
151.31
+462.81%
-41.70
+65.93%
-122.40
+34.87%
-187.95
Depreciation Amortization Depletion
21.65
-10.50%
24.19
-9.62%
26.76
-41.05%
45.40
Depreciation
16.46
-10.06%
18.30
-4.04%
19.07
-5.10%
20.09
Amortization Cash Flow
5.19
-11.87%
5.89
-23.46%
7.69
-69.60%
25.31
Depreciation And Amortization
21.65
-10.50%
24.19
-9.62%
26.76
-41.05%
45.40
Amortization Of Intangibles
5.19
-11.87%
5.89
-23.46%
7.69
-69.60%
25.31
Other Non Cash Items
8.04
+2465.29%
-0.34
+73.16%
-1.27
-119.92%
6.36
Stock Based Compensation
29.46
+3.07%
28.58
-27.98%
39.68
-33.45%
59.62
Asset Impairment Charge
1.42
-97.68%
61.13
-61.86%
160.29
+1399.33%
10.69
Deferred Tax
-129.75
-4745.58%
2.79
+159.53%
-4.69
-103.54%
132.67
Deferred Income Tax
-129.75
-4745.58%
2.79
+159.53%
-4.69
-103.54%
132.67
Operating Gains Losses
-0.27
+97.06%
-9.04
+81.39%
-48.56
—
Gain Loss On Investment Securities
—
58.38
-49.02%
114.50
—
Change In Working Capital
-8.75
-160.92%
-3.35
-118.89%
17.76
+174.54%
-23.82
Change In Receivables
-15.22
+64.53%
-42.91
-255.67%
27.57
+194.60%
9.36
Changes In Account Receivables
-13.06
+69.64%
-43.01
-255.23%
27.71
+203.03%
9.14
Change In Prepaid Assets
-13.59
-186.20%
-4.75
-59.46%
-2.98
+30.98%
-4.31
Change In Payables And Accrued Expense
19.99
-55.16%
44.58
+904.57%
-5.54
+80.50%
-28.42
Change In Payable
—
44.58
+904.57%
-5.54
+80.50%
-28.42
Change In Account Payable
—
44.58
+904.57%
-5.54
+80.50%
-28.42
Change In Other Working Capital
0.06
+123.02%
-0.28
+78.47%
-1.29
-187.53%
-0.45
Change In Other Current Liabilities
—
—
—
0.00
Investing Cash Flow
-9.93
+11.52%
-11.22
+10.10%
-12.48
+55.24%
-27.88
Cash Flow From Continuing Investing Activities
-9.93
+11.52%
-11.22
+10.10%
-12.48
+55.24%
-27.88
Net PPE Purchase And Sale
2.50
0.00
0.00
—
Sale Of PPE
2.50
0.00
0.00
—
Capital Expenditure
-12.42
-10.72%
-11.22
+10.44%
-12.53
-9.48%
-11.44
Capital Expenditure Reported
-12.42
-10.72%
-11.22
+10.44%
-12.53
-9.48%
-11.44
Net Investment Purchase And Sale
—
0.00
0.00
+100.00%
-16.44
Purchase Of Investment
—
0.00
0.00
+100.00%
-16.44
Sale Of Investment
—
—
0.00
0.00
Net Business Purchase And Sale
—
—
—
—
Purchase Of Business
—
—
—
—
Net Other Investing Changes
—
0.00
-96.00%
0.05
+614.29%
0.01
Financing Cash Flow
-88.70
-56.98%
-56.50
+76.65%
-242.01
-843.81%
32.54
Cash Flow From Continuing Financing Activities
-88.70
-56.98%
-56.50
+76.65%
-242.01
-843.81%
32.54
Net Issuance Payments Of Debt
-75.38
-62.68%
-46.34
+80.64%
-239.34
-402.61%
79.09
Issuance Of Debt
450.00
+260.00%
125.00
0.00
-100.00%
250.00
Repayment Of Debt
-525.38
-206.63%
-171.34
+28.41%
-239.34
-40.04%
-170.91
Long Term Debt Issuance
450.00
+260.00%
125.00
0.00
-100.00%
250.00
Long Term Debt Payments
-525.38
-206.63%
-171.34
+28.41%
-239.34
-40.04%
-170.91
Net Long Term Debt Issuance
-75.38
-62.68%
-46.34
+80.64%
-239.34
-402.61%
79.09
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
—
—
—
0.00
Net Common Stock Issuance
—
0.00
0.00
+100.00%
-43.01
Common Stock Payments
—
0.00
0.00
+100.00%
-43.01
Repurchase Of Capital Stock
—
0.00
0.00
+100.00%
-43.01
Proceeds From Stock Option Exercised
-2.79
-27.58%
-2.19
-100.92%
-1.09
+68.10%
-3.41
Net Other Financing Charges
-10.53
-31.97%
-7.98
-405.19%
-1.58
-1069.63%
-0.14
Changes In Cash
-25.52
-367.25%
-5.46
+97.08%
-186.91
-492.45%
47.63
Beginning Cash Position
106.59
-4.87%
112.06
-62.52%
298.97
+18.95%
251.34
End Cash Position
81.07
-23.94%
106.59
-4.87%
112.06
-62.52%
298.97
Free Cash Flow
60.68
+18.89%
51.04
-7.28%
55.04
+74.61%
31.52
Interest Paid Supplemental Data
37.20
-2.62%
38.20
+61.30%
23.68
+24.55%
19.02
Income Tax Paid Supplemental Data
1.77
+5.73%
1.68
+30.63%
1.28
+217.57%
0.40
Sale Of Business
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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