Symbols / XBP $3.64 -3.19% XBP Global Holdings, Inc.

Technology • Software - Infrastructure • United States • NCM
XBP Chart
About

XBP Global Holdings, Inc. operates as a technology and services company in the United States, Europe, the Middle East, Africa, and internationally. The company operates through two segments, Applied Workflow Automation and Technology. The Applied Workflow Automation segment provides services powered by AI-enabled workflows for clients' mission critical systems. Its services include payment processing, data capture, analysis, decisioning, distribution, and transformation across industries and the public and private sectors primarily in the Americas and Europe, and Asia. This segment serves banks, payers and providers, and utilities, as well as government entities. The Technology segment focuses on the sale of software licenses; and provision of software maintenance and professional services, as well as hardware solutions and maintenance. It offers a suite of products with primary focus on workflows leveraging AI. This segment also offers industry specific platforms for the banking and healthcare industries. The company was formerly known as XBP Europe Holdings, Inc. and changed its name to XBP Global Holdings, Inc. in July 2025. XBP Global Holdings, Inc. is based in Irving, Texas. XBP Global Holdings, Inc. is a subsidiary of Btc International Holdings, Inc.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Infrastructur Market Cap 42.79M
Enterprise Value 436.75M Income 1.10B Sales 791.04M
Book/sh 7.43 Cash/sh 3.16 Dividend Yield —
Payout 0.00% Employees — IPO —
P/E — Forward P/E — PEG —
P/S 0.05 P/B 0.49 P/C —
EV/EBITDA 7.67 EV/Sales 0.55 Quick Ratio 0.52
Current Ratio 0.74 Debt/Eq 493.70 LT Debt/Eq —
EPS (ttm) -2.90 EPS next Y — EPS Growth —
Revenue Growth 4.78% Earnings — ROA 1.06%
ROE 33.44% ROIC — Gross Margin 21.70%
Oper. Margin -2.23% Profit Margin 139.50% Shs Outstand 11.76M
Shs Float 3.54M Short Float 0.19% Short Ratio 2.07
Short Interest — 52W High 25.60 52W Low 3.31
Beta — Avg Volume 12.19K Volume 7.58K
Target Price — Recom None Prev Close $3.76
Price $3.64 Change -3.19%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$3.64
Latest analyst target
3. DCF / Fair value
$32.43
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$3.64
Low
—
High
—
Mean
—
News
RSS: Latest XBP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-10-06 LUTNICK HOWARD W Beneficial Owner of more than 10% of a Class of Security — 6,064,404 — —
2025-09-24 CHADHA PARVINDER S Director — 53,763 — —
2025-09-24 SRIVASTAVA SANJAY Director — 40,323 — —
2025-09-09 PAOLILLO REGINA MARIE CPA Director — 205,858 — —
2025-09-09 PRYOR ROBERT Director — 205,858 — —
2025-09-09 REYNOLDS JAMES G. Director — 205,858 — —
2025-09-09 CHADHA PARVINDER S Director — 205,858 — —
2025-09-09 SRIVASTAVA SANJAY Director — 205,858 — —
2025-08-25 REYNOLDS JAMES G. Director — 50,000 $0.60 $29,900
2025-08-18 KLEIN RANDAL T Director — 150,000 $0.54 $80,325
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
872.69
+462.38%
155.18
-14.03%
180.49
-12.36%
205.95
Operating Revenue
872.69
+462.38%
155.18
-14.03%
180.49
-12.36%
205.95
Cost Of Revenue
683.92
+493.12%
115.31
-15.70%
136.79
-17.11%
165.02
Reconciled Cost Of Revenue
683.92
+497.82%
114.40
-16.36%
136.78
-17.24%
165.28
Gross Profit
188.77
+373.49%
39.87
-8.78%
43.70
+6.79%
40.93
Operating Expense
185.72
+379.27%
38.75
-13.60%
44.85
-1.58%
45.57
Selling General And Administration
124.44
+299.19%
31.17
-3.04%
32.15
+5.08%
30.60
Selling And Marketing Expense
124.44
+299.19%
31.17
-5.41%
32.96
+10.72%
29.76
General And Administrative Expense
—
-0.93
-15.55%
-0.80
-196.40%
0.83
Salaries And Wages
—
-0.93
-15.55%
-0.80
-196.40%
0.83
Other Operating Expenses
10.97
+136.80%
4.63
-44.24%
8.31
-15.27%
9.81
Total Expenses
869.64
+464.48%
154.06
-15.18%
181.64
-13.75%
210.59
Operating Income
3.05
+172.87%
1.12
+197.47%
-1.15
+75.32%
-4.64
Total Operating Income As Reported
-105.44
-9539.66%
1.12
+157.28%
-1.95
+48.81%
-3.81
EBITDA
-52.90
-997.29%
5.89
+182.06%
2.09
+215.73%
-1.81
Normalized EBITDA
55.96
+848.91%
5.90
+80.12%
3.27
+608.39%
-0.64
Reconciled Depreciation
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
EBIT
-103.20
-5149.02%
2.04
+188.68%
-2.31
+66.94%
-6.97
Total Unusual Items
-108.85
-5442500.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Total Unusual Items Excluding Goodwill
-108.85
-5442500.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Special Income Charges
-108.85
—
—
—
Other Special Charges
0.36
—
—
—
Impairment Of Capital Assets
108.49
—
—
—
Restructuring And Mergern Acquisition
0.00
—
—
—
Net Income
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Pretax Income
-205.14
-4034.24%
-4.96
+7.55%
-5.37
+45.28%
-9.81
Net Non Operating Interest Income Expense
-101.94
-1355.02%
-7.01
-130.69%
-3.04
-12.69%
-2.69
Interest Expense Non Operating
101.94
+1355.02%
7.01
+128.80%
3.06
+7.97%
2.84
Net Interest Income
-101.94
-1355.02%
-7.01
-130.69%
-3.04
-12.69%
-2.69
Interest Expense
101.94
+1355.02%
7.01
+128.80%
3.06
+7.97%
2.84
Interest Income Non Operating
—
—
0.03
-82.27%
0.14
Interest Income
—
—
0.03
-82.27%
0.14
Other Income Expense
-106.25
-11561.70%
0.93
+178.29%
-1.18
+52.06%
-2.47
Other Non Operating Income Expenses
2.60
+180.09%
0.93
—
-1.31
Gain On Sale Of Security
-2.48
-123750.00%
-0.00
+99.83%
-1.18
-1.89%
-1.16
Tax Provision
10.01
+1551.65%
0.61
-76.35%
2.56
-12.26%
2.92
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
-22.22%
0.00
Tax Effect Of Unusual Items
-22.86
-5442500.00%
-0.00
+99.83%
-0.25
+20.75%
-0.31
Net Income Including Noncontrolling Interests
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Net Income From Continuing Operation Net Minority Interest
-215.15
-3764.04%
-5.57
+29.78%
-7.93
+37.70%
-12.73
Net Income From Continuing And Discontinued Operation
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Net Income Continuous Operations
-215.15
-3764.04%
-5.57
+29.78%
-7.93
+37.70%
-12.73
Net Income Discontinuous Operations
-5.83
-6.46%
-5.48
—
—
Normalized Income
-129.16
-2220.29%
-5.57
+20.41%
-6.99
+41.13%
-11.88
Net Income Common Stockholders
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Diluted EPS
-71.32
-1355.55%
-4.90
-86.42%
-2.63
+37.70%
-4.22
Basic EPS
-71.32
-1355.55%
-4.90
-86.42%
-2.63
+37.70%
-4.22
Basic Average Shares
3.02
+33.86%
2.25
-25.29%
3.02
+0.00%
3.02
Diluted Average Shares
3.02
+33.86%
2.25
-25.29%
3.02
+0.00%
3.02
Diluted NI Availto Com Stockholders
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Depreciation Amortization Depletion Income Statement
50.31
+1608.80%
2.94
-32.94%
4.39
-15.02%
5.17
Depreciation And Amortization In Income Statement
50.31
+1608.80%
2.94
-32.94%
4.39
-15.02%
5.17
Line Item Trend 2023-12-31
Total Assets
102.74
Current Assets
49.87
Cash Cash Equivalents And Short Term Investments
6.54
Cash And Cash Equivalents
6.54
Receivables
31.84
Accounts Receivable
20.58
Gross Accounts Receivable
20.89
Allowance For Doubtful Accounts Receivable
-1.27
Receivables Adjustments Allowances
-1.18
Other Receivables
12.44
Inventory
4.04
Raw Materials
—
Work In Process
—
Finished Goods
4.04
Prepaid Assets
4.95
Current Deferred Assets
0.00
Restricted Cash
—
Assets Held For Sale Current
2.50
Other Current Assets
—
Total Non Current Assets
52.87
Net PPE
18.02
Gross PPE
57.89
Accumulated Depreciation
-39.88
Properties
0.00
Land And Improvements
—
Buildings And Improvements
9.12
Machinery Furniture Equipment
41.12
Other Properties
6.97
Leases
0.69
Goodwill And Other Intangible Assets
24.32
Goodwill
22.82
Other Intangible Assets
1.50
Non Current Deferred Assets
6.81
Non Current Deferred Taxes Assets
6.81
Other Non Current Assets
3.72
Total Liabilities Net Minority Interest
115.31
Current Liabilities
82.07
Payables And Accrued Expenses
46.45
Payables
32.19
Accounts Payable
13.28
Current Accrued Expenses
14.26
Employee Benefits
12.21
Pensionand Other Post Retirement Benefit Plans Current
19.96
Total Tax Payable
5.89
Income Tax Payable
—
Current Debt And Capital Lease Obligation
5.52
Current Debt
3.86
Other Current Borrowings
3.86
Current Capital Lease Obligation
1.65
Current Deferred Liabilities
6.33
Current Deferred Revenue
6.33
Other Current Liabilities
3.82
Total Non Current Liabilities Net Minority Interest
33.24
Liabilities Heldfor Sale Non Current
1.28
Long Term Debt And Capital Lease Obligation
18.11
Long Term Debt
14.30
Long Term Capital Lease Obligation
3.81
Non Current Pension And Other Postretirement Benefit Plans
12.21
Tradeand Other Payables Non Current
—
Non Current Deferred Liabilities
—
Non Current Deferred Revenue
—
Non Current Deferred Taxes Liabilities
—
Other Non Current Liabilities
1.64
Stockholders Equity
-12.57
Common Stock Equity
-12.57
Capital Stock
0.03
Common Stock
0.03
Preferred Stock
0.00
Share Issued
3.02
Ordinary Shares Number
3.02
Treasury Shares Number
0.00
Additional Paid In Capital
0.00
Retained Earnings
-11.34
Gains Losses Not Affecting Retained Earnings
-1.26
Other Equity Adjustments
—
Total Equity Gross Minority Interest
-12.57
Total Capitalization
1.74
Working Capital
-32.20
Invested Capital
5.60
Total Debt
23.63
Net Debt
11.63
Capital Lease Obligations
5.46
Net Tangible Assets
-36.89
Tangible Book Value
-36.89
Derivative Product Liabilities
—
Duefrom Related Parties Current
—
Dueto Related Parties Current
13.01
Foreign Currency Translation Adjustments
-1.42
Interest Payable
—
Inventories Adjustments Allowances
—
Minimum Pension Liabilities
0.16
Non Current Accrued Expenses
—
Notes Receivable
0.00
Other Equity Interest
—
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
23.27
+1615.77%
-1.53
-115.52%
9.89
+425.65%
-3.04
Cash Flow From Continuing Operating Activities
23.27
+1615.77%
-1.53
-115.52%
9.89
+425.65%
-3.04
Net Income From Continuing Operations
-215.15
-1847.59%
-11.05
-39.32%
-7.93
+37.70%
-12.73
Depreciation Amortization Depletion
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
Depreciation
50.31
+1351.02%
3.47
-8.26%
3.78
-9.14%
4.16
Amortization Cash Flow
0.00
-100.00%
0.38
-37.66%
0.62
-17.32%
0.74
Depreciation And Amortization
50.31
+1206.34%
3.85
-12.38%
4.39
-10.38%
4.90
Amortization Of Intangibles
0.00
-100.00%
0.38
-37.66%
0.62
-17.32%
0.74
Other Non Cash Items
15.91
—
—
—
Stock Based Compensation
1.60
0.00
—
—
Provisionand Write Offof Assets
18.09
+5175.22%
0.34
+89.50%
0.18
-16.20%
0.22
Asset Impairment Charge
108.49
0.00
—
—
Deferred Tax
0.94
+322.51%
-0.42
-125.30%
1.67
-44.46%
3.00
Deferred Income Tax
0.94
+322.51%
-0.42
-125.30%
1.67
-44.46%
3.00
Operating Gains Losses
-0.46
+62.08%
-1.21
-174.33%
1.63
-11.88%
1.85
Gain Loss On Investment Securities
-0.04
+92.80%
-0.60
—
—
Net Foreign Currency Exchange Gain Loss
-0.36
+40.91%
-0.62
-139.74%
1.55
-38.32%
2.51
Gain Loss On Sale Of PPE
—
0.00
0.00
+100.00%
-2.23
Change In Working Capital
43.53
+526.12%
6.95
-30.07%
9.94
+3601.06%
-0.28
Change In Receivables
6.08
+1.44%
5.99
+277.80%
-3.37
-190.88%
3.71
Changes In Account Receivables
6.08
+1.44%
5.99
+277.80%
-3.37
-190.88%
3.71
Change In Inventory
0.24
+513.79%
-0.06
+91.57%
-0.69
-173.27%
0.94
Change In Prepaid Assets
2.40
+12.91%
2.12
-50.08%
4.25
-33.69%
6.41
Change In Payables And Accrued Expense
35.45
+5718.23%
-0.63
-106.20%
10.18
+181.17%
-12.54
Change In Accrued Expense
-4.85
-284.40%
2.63
+134.02%
-7.73
+67.76%
-23.96
Change In Payable
35.45
+1187.45%
-3.26
-118.21%
17.91
+56.78%
11.42
Change In Account Payable
33.10
+1469.34%
-2.42
-163.04%
3.83
+143.74%
1.57
Change In Other Working Capital
-0.39
+17.20%
-0.47
-8.78%
-0.43
-136.14%
1.20
Investing Cash Flow
-6.49
-143.09%
-2.67
+58.07%
-6.37
-652.12%
1.15
Cash Flow From Continuing Investing Activities
-6.49
-143.09%
-2.67
+58.07%
-6.37
-652.12%
1.15
Net PPE Purchase And Sale
-6.29
-170.13%
-2.33
+63.40%
-6.37
-652.12%
1.15
Purchase Of PPE
-6.29
-170.13%
-2.33
+63.40%
-6.37
-232.43%
-1.92
Sale Of PPE
—
—
0.00
-100.00%
3.07
Capital Expenditure
-9.45
-305.75%
-2.33
+63.40%
-6.37
-232.43%
-1.92
Net Business Purchase And Sale
0.00
—
—
—
Net Intangibles Purchase And Sale
-3.16
0.00
—
—
Purchase Of Intangibles
-3.16
0.00
—
—
Net Other Investing Changes
2.97
+974.93%
-0.34
—
—
Financing Cash Flow
-2.76
-803.61%
-0.30
+77.05%
-1.33
+71.25%
-4.62
Cash Flow From Continuing Financing Activities
-2.76
-803.61%
-0.30
+77.07%
-1.33
+71.23%
-4.62
Net Issuance Payments Of Debt
-2.22
+59.66%
-5.51
-314.29%
-1.33
+71.23%
-4.62
Issuance Of Debt
74.10
-15.66%
87.86
-29.61%
124.81
-13.46%
144.22
Repayment Of Debt
-76.32
+18.26%
-93.37
+25.98%
-126.14
+15.25%
-148.84
Long Term Debt Issuance
74.10
-15.66%
87.86
-29.61%
124.81
-13.46%
144.22
Long Term Debt Payments
-76.32
+18.26%
-93.37
+25.98%
-126.14
+15.25%
-148.84
Net Long Term Debt Issuance
-2.22
+59.66%
-5.51
-314.29%
-1.33
+71.23%
-4.62
Net Other Financing Charges
-0.53
-110.24%
5.21
+520400.00%
0.00
—
Changes In Cash
14.02
+411.00%
-4.51
-305.52%
2.19
+133.72%
-6.51
Effect Of Exchange Rate Changes
-3.45
-187.57%
3.94
+66.36%
2.37
+1327.11%
0.17
Beginning Cash Position
53.49
+615.84%
7.47
+156.80%
2.91
-68.54%
9.25
End Cash Position
64.07
+827.83%
6.91
-7.60%
7.47
+156.80%
2.91
Free Cash Flow
13.81
+457.39%
-3.87
-209.68%
3.52
+171.16%
-4.95
Interest Paid Supplemental Data
74.82
+4061.29%
1.80
-40.62%
3.03
+4.09%
2.91
Income Tax Paid Supplemental Data
3.59
+239.00%
1.06
-17.78%
1.29
—
Sale Of Business
0.00
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category