Symbols / XHG $0.78 -4.75%
XHG Chart
About
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People's Republic of China.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Insurance Brokers | Market Cap | 40.31M |
| Enterprise Value | 96.77B | Income | -748.41M | Sales | 365.27M |
| Book/sh | -2.48 | Cash/sh | 12770000.00 | Dividend Yield | — |
| Payout | 0.00% | Employees | 30 | IPO | — |
| P/E | inf | Forward P/E | — | PEG | — |
| P/S | 0.11 | P/B | -0.32 | P/C | — |
| EV/EBITDA | -2818.55 | EV/Sales | 264.92 | Quick Ratio | 0.04 |
| Current Ratio | 0.04 | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 0.00 | EPS next Y | — | EPS Growth | — |
| Revenue Growth | — | Earnings | 2020-01-06 05:00 | ROA | -5.04% |
| ROE | — | ROIC | — | Gross Margin | 2.19% |
| Oper. Margin | -10.90% | Profit Margin | -204.90% | Shs Outstand | 46.60M |
| Shs Float | 100.46B | Short Float | 0.18% | Short Ratio | 9.06 |
| Short Interest | — | 52W High | 22.60 | 52W Low | 0.65 |
| Beta | -1.03 | Avg Volume | 11.63K | Volume | 4.84K |
| Target Price | — | Recom | None | Prev Close | $0.82 |
| Price | $0.78 | Change | -4.75% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$0.78
Latest analyst target
3. DCF / Fair value
$-152.39
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.78
Low
—
High
—
Mean
—
News
RSS: Latest XHG news- More Unpleasant Surprises Could Be In Store For XChange TEC.INC's (NASDAQ:XHG) Shares After Tumbling 27% - simplywall.st Sun, 02 Nov 2025 07
- XChange TEC Plans Major 1:20 Reverse ADS Split: What Shareholders Must Do Before May 9 - Stock Titan ue, 06 May 2025 07
- 12 Financials Stocks Moving In Wednesday's Intraday Session - Benzinga Wed, 04 Mar 2026 08
- XHG Forecast — Price Prediction for 2026. Should I Buy XHG? - Intellectia AI Mon, 02 Jun 2025 06
- XCHANGE TEC.INC RECEIVES NASDAQ DELISTING DETERMINATION AND PLANS TO APPEAL - Yahoo Finance hu, 15 May 2025 07
- symbol__ Stock Quote Price and Forecast - CNN Fri, 31 May 2024 23
- XHG Stock Price and Chart — NASDAQ:XHG - TradingView Fri, 31 May 2024 07
- XChange TEC.INC Announces Major Share Consolidation and Capital Restructuring - Nasdaq ue, 31 Dec 2024 08
- XChange TEC.INC Announces Plan to Implement ADS Ratio Change - Stock Titan Mon, 04 Nov 2024 08
- XChange TEC.INC Announces Plan to Implement ADS Ratio Change - Yahoo Finance ue, 06 May 2025 07
- XHG On The Rise: Is This Momentum Set to Continue? - timothysykes.com Fri, 10 Jan 2025 08
- Why Is MongoDB (MDB) Stock Down 24% Today? - InvestorPlace Fri, 31 May 2024 07
- XHG - XChange TEC Latest Stock News & Market Updates - Stock Titan hu, 11 Jul 2024 12
- XChange TEC’s Unexpected Surge: What’s Driving the Spike? - timothysykes.com Wed, 08 Jan 2025 08
- Why Is Nuburu (BURU) Stock Up 67% Today? - TradingView Fri, 31 May 2024 07
Insider Transactions
No recent insider transactions.
Financials
| Line Item | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -171.49K | -143.74M | 0.00 | 0.00 |
| TaxRateForCalcs | 0.25 | 0.25 | 0.00 | 0.00 |
| NormalizedEBITDA | -34.49K | -11.27M | -23.54M | -453.04M |
| TotalUnusualItems | -685.96K | -574.98M | 0.00 | 0.00 |
| TotalUnusualItemsExcludingGoodwill | -685.96K | -574.98M | 0.00 | 0.00 |
| NetIncomeFromContinuingOperationNetMinorityInterest | -748.41K | -613.17M | -25.10M | -495.04M |
| ReconciledDepreciation | 396.00 | 261.00K | 0.00 | 0.00 |
| ReconciledCostOfRevenue | 357.27K | 274.90M | 0.00 | 0.00 |
| EBITDA | -720.45K | -586.25M | -23.54M | -453.04M |
| EBIT | -720.84K | -586.51M | -23.54M | -453.04M |
| NetInterestIncome | -27.52K | -26.11M | -1.56M | -42.04M |
| InterestExpense | 27.52K | 26.11M | 1.56M | 42.04M |
| InterestIncome | 38.00K | |||
| NormalizedIncome | -233.95K | -181.93M | -25.10M | -495.04M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -748.41K | -226.82M | -71.31M | 820.02M |
| TotalExpenses | 399.65K | 302.21M | 23.54M | 29.36M |
| RentExpenseSupplemental | 539.49M | 642.35M | ||
| TotalOperatingIncomeAsReported | -720.34K | -588.82M | -23.54M | -29.36M |
| DilutedAverageShares | 331.30K | 11.82K | 10.78K | 686.00 |
| BasicAverageShares | 331.30K | 11.82K | 10.78K | 686.00 |
| DilutedEPS | 0.00 | 0.00 | 0.00 | -829.70K |
| BasicEPS | 0.00 | 0.00 | 0.00 | -829.70K |
| DilutedNIAvailtoComStockholders | -748.41K | -226.82M | -71.31M | 820.02M |
| NetIncomeCommonStockholders | -748.41K | -226.82M | -71.31M | 820.02M |
| OtherunderPreferredStockDividend | 0.00 | |||
| NetIncome | -748.41K | -226.82M | -71.31M | 820.02M |
| MinorityInterests | 0.00 | 0.00 | 43.00K | 28.00K |
| NetIncomeIncludingNoncontrollingInterests | -748.41K | -226.82M | -71.31M | 819.98M |
| NetIncomeDiscontinuousOperations | 0.00 | 386.35M | -46.21M | 1.32B |
| NetIncomeContinuousOperations | -748.41K | -613.17M | -25.10M | -495.08M |
| TaxProvision | 46.00 | 548.00K | 0.00 | 0.00 |
| PretaxIncome | -748.37K | -612.62M | -25.10M | -495.08M |
| OtherIncomeExpense | -686.46K | -572.67M | -423.69M | -271.96M |
| OtherNonOperatingIncomeExpenses | -500.00 | 2.31M | -423.69M | |
| SpecialIncomeCharges | -685.96K | -574.98M | 0.00 | 0.00 |
| GainOnSaleOfPPE | -11.97M | -30.17M | ||
| GainOnSaleOfBusiness | 1.55B | 0.00 | ||
| OtherSpecialCharges | 41.96M | |||
| WriteOff | 199.57M | |||
| ImpairmentOfCapitalAssets | 685.96K | 574.98M | 0.00 | 0.00 |
| RestructuringAndMergernAcquisition | 0.00 | 0.00 | ||
| GainOnSaleOfSecurity | -244.00K | |||
| NetNonOperatingInterestIncomeExpense | -27.52K | -26.11M | -1.56M | -42.04M |
| InterestExpenseNonOperating | 27.52K | 26.11M | 1.56M | 42.04M |
| InterestIncomeNonOperating | 38.00K | |||
| OperatingIncome | -34.39K | -13.85M | -23.54M | -29.36M |
| OperatingExpense | 42.39K | 27.31M | 23.54M | 29.36M |
| OtherOperatingExpenses | -9.00K | 8.10M | 18.48M | |
| ResearchAndDevelopment | 0.00 | 24.00K | 46.00K | 22.00K |
| SellingGeneralAndAdministration | 42.39K | 27.29M | 23.49M | 29.33M |
| SellingAndMarketingExpense | 9.91K | 11.20M | 24.00K | 12.00K |
| GeneralAndAdministrativeExpense | 32.47K | 16.09M | 23.47M | 29.32M |
| OtherGandA | 32.47K | 16.09M | 23.47M | 29.32M |
| GrossProfit | 8.00K | 13.47M | 0.00 | 0.00 |
| CostOfRevenue | 357.27K | 274.90M | 0.00 | 0.00 |
| TotalRevenue | 365.27K | 288.37M | 0.00 | 0.00 |
| OperatingRevenue | 365.27K | 288.37M | 0.00 | 0.00 |
| Line Item | 2022-09-30 | 2021-09-30 | ||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | 77.10M | ||
| OrdinarySharesNumber | 123.72B | 795.11M | 28.38M | 25.88M |
| ShareIssued | 123.72B | 795.11M | 28.38M | 25.88M |
| NetDebt | 689.67M | 1.09B | 44.15M | 5.98M |
| TotalDebt | 701.11M | 1.10B | 44.43M | 6.54M |
| TangibleBookValue | -904.10M | -1.27B | -643.42M | -572.86M |
| InvestedCapital | -179.59M | 543.13M | -598.99M | -566.32M |
| WorkingCapital | -909.31M | -1.27B | -643.42M | -597.24M |
| NetTangibleAssets | -904.10M | -1.27B | -643.42M | -572.86M |
| CapitalLeaseObligations | 552.00K | 936.00K | 0.00 | 0.00 |
| CommonStockEquity | -880.14M | -556.57M | -643.42M | -572.86M |
| TotalCapitalization | -880.14M | -556.57M | -643.42M | -572.86M |
| TotalEquityGrossMinorityInterest | -880.14M | -556.57M | -643.42M | -572.86M |
| MinorityInterest | 0.00 | 0.00 | 9.60M | |
| StockholdersEquity | -880.14M | -556.57M | -643.42M | -572.86M |
| GainsLossesNotAffectingRetainedEarnings | 79.99M | 106.05M | 25.42M | 29.45M |
| OtherEquityAdjustments | 79.99M | 106.05M | 25.42M | 29.45M |
| TreasuryStock | 0.00 | 0.00 | 5.00K | |
| RetainedEarnings | -4.61B | -3.86B | -3.63B | -3.56B |
| AdditionalPaidInCapital | 3.47B | 3.14B | 2.96B | 2.95B |
| CapitalStock | 179.57M | 57.18M | 1.90M | 1.73M |
| CommonStock | 179.57M | 57.18M | 1.90M | 1.73M |
| TotalLiabilitiesNetMinorityInterest | 949.52M | 1.34B | 729.08M | 668.40M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 353.00K | 587.00K | 0.00 | 0.00 |
| NonCurrentDeferredLiabilities | 0.00 | |||
| LongTermDebtAndCapitalLeaseObligation | 353.00K | 587.00K | 0.00 | 514.91M |
| LongTermCapitalLeaseObligation | 353.00K | 587.00K | 0.00 | 0.00 |
| LongTermDebt | 514.91M | |||
| CurrentLiabilities | 949.17M | 1.34B | 729.08M | 668.40M |
| OtherCurrentLiabilities | 179.35M | 172.00M | 678.70M | 654.34M |
| CurrentDeferredLiabilities | 17.00K | 0.00 | 173.55M | 339.30M |
| CurrentDeferredRevenue | 17.00K | 0.00 | 173.55M | 339.30M |
| CurrentDebtAndCapitalLeaseObligation | 700.75M | 1.10B | 44.43M | 6.54M |
| CurrentCapitalLeaseObligation | 199.00K | 349.00K | 0.00 | 0.00 |
| CurrentDebt | 700.55M | 1.10B | 44.43M | 6.54M |
| OtherCurrentBorrowings | 32.53M | 32.07M | 44.43M | 22.30M |
| LineOfCredit | 103.55M | 116.38M | ||
| CurrentNotesPayable | 668.02M | 1.07B | 0.00 | |
| PayablesAndAccruedExpenses | 69.05M | 66.77M | 5.95M | 7.52M |
| CurrentAccruedExpenses | 36.96M | 24.02M | 1.27M | 3.46M |
| InterestPayable | 36.96M | 24.02M | 1.27M | 3.46M |
| Payables | 32.09M | 42.75M | 4.68M | 4.07M |
| OtherPayable | 98.01M | |||
| DuetoRelatedPartiesCurrent | 1.06M | 4.32M | 4.50M | 4.07M |
| TotalTaxPayable | 1.55M | 1.46M | 0.00 | 63.62M |
| AccountsPayable | 29.48M | 36.97M | 182.00K | 0.00 |
| TotalAssets | 69.38M | 782.84M | 85.65M | 95.54M |
| TotalNonCurrentAssets | 29.52M | 715.19M | 0.00 | 24.38M |
| OtherNonCurrentAssets | 5.00M | 5.00M | 24.38M | 9.56M |
| GoodwillAndOtherIntangibleAssets | 23.96M | 709.24M | 0.00 | 13.47M |
| OtherIntangibleAssets | 678.00K | 13.47M | 152.46M | |
| Goodwill | 23.28M | 709.24M | 0.00 | |
| NetPPE | 557.00K | 953.00K | 0.00 | 500.00K |
| AccumulatedDepreciation | -2.69M | -24.73M | ||
| GrossPPE | 557.00K | 953.00K | 0.00 | 3.19M |
| Leases | 0.00 | |||
| ConstructionInProgress | 0.00 | |||
| OtherProperties | 557.00K | 953.00K | ||
| MachineryFurnitureEquipment | 3.19M | 23.50M | ||
| BuildingsAndImprovements | 0.00 | 40.17M | ||
| Properties | 0.00 | 0.00 | ||
| CurrentAssets | 39.86M | 67.64M | 85.65M | 71.16M |
| OtherCurrentAssets | 1.04M | 7.50M | 282.00K | 1.59M |
| AssetsHeldForSaleCurrent | 0.00 | 77.79M | 63.48M | |
| RestrictedCash | 106.00K | 2.94M | ||
| PrepaidAssets | 2.59M | 13.74M | 7.30M | 7.11M |
| Receivables | 23.45M | 36.28M | 0.00 | 36.85M |
| OtherReceivables | 100.30M | |||
| DuefromRelatedPartiesCurrent | 36.10M | 23.53M | ||
| TaxesReceivable | 0.00 | |||
| AccountsReceivable | 23.45M | 36.28M | 0.00 | 752.00K |
| AllowanceForDoubtfulAccountsReceivable | -41.00K | -191.00K | 0.00 | -19.46M |
| GrossAccountsReceivable | 23.50M | 36.47M | 0.00 | 19.83M |
| CashCashEquivalentsAndShortTermInvestments | 12.77M | 10.12M | 286.00K | 563.00K |
| OtherShortTermInvestments | 1.89M | 2.03M | 0.00 | |
| CashAndCashEquivalents | 10.88M | 8.09M | 286.00K | 563.00K |
| Line Item | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| FreeCashFlow | -11.70K | -9.77M | -39.87M | -44.33M |
| RepurchaseOfCapitalStock | 0.00 | 0.00 | ||
| RepaymentOfDebt | -59.09K | -10.27M | 0.00 | 0.00 |
| IssuanceOfDebt | 76.82K | 18.94M | 37.89M | 30.62M |
| IssuanceOfCapitalStock | 0.00 | 0.00 | ||
| CapitalExpenditure | -2.00K | |||
| InterestPaidSupplementalData | 0.00 | 0.00 | 0.00 | |
| IncomeTaxPaidSupplementalData | 92.00K | 0.00 | 0.00 | 0.00 |
| EndCashPosition | 15.88K | 13.09M | 1.10M | 2.88M |
| BeginningCashPosition | 13.09K | 1.10M | 2.88M | 19.25M |
| EffectOfExchangeRateChanges | -3.81K | 2.91M | 203.00K | 5.38M |
| ChangesInCash | 6.60K | 9.07M | -1.98M | -21.75M |
| FinancingCashFlow | 18.79K | 8.67M | 37.89M | 34.05M |
| CashFromDiscontinuedFinancingActivities | 0.00 | 0.00 | 0.00 | 3.44M |
| CashFlowFromContinuingFinancingActivities | 18.79K | 8.67M | 37.89M | 30.62M |
| NetOtherFinancingCharges | 1.06K | |||
| NetPreferredStockIssuance | 0.00 | |||
| PreferredStockIssuance | 0.00 | |||
| NetCommonStockIssuance | 0.00 | 0.00 | ||
| CommonStockPayments | 0.00 | 0.00 | ||
| CommonStockIssuance | 0.00 | 0.00 | ||
| NetIssuancePaymentsOfDebt | 17.73K | 8.67M | 37.89M | 30.62M |
| NetShortTermDebtIssuance | -59.09K | 8.67M | 37.89M | 6.54M |
| ShortTermDebtPayments | -59.09K | -10.27M | 0.00 | 0.00 |
| ShortTermDebtIssuance | 0.00 | 18.94M | 37.89M | 6.54M |
| NetLongTermDebtIssuance | 76.82K | 0.00 | 0.00 | 24.07M |
| LongTermDebtPayments | 0.00 | 0.00 | -37.09M | |
| LongTermDebtIssuance | 76.82K | 0.00 | 0.00 | 24.07M |
| InvestingCashFlow | -490.00 | 10.17M | 0.00 | -11.47M |
| CashFromDiscontinuedInvestingActivities | 0.00 | 0.00 | 0.00 | -11.47M |
| CashFlowFromContinuingInvestingActivities | -490.00 | 10.17M | 0.00 | 0.00 |
| NetOtherInvestingChanges | -6.48M | |||
| NetInvestmentPurchaseAndSale | 141.00 | -800.00K | 0.00 | 0.00 |
| SaleOfInvestment | 8.99K | 0.00 | 0.00 | |
| PurchaseOfInvestment | -8.85K | -800.00K | 0.00 | 0.00 |
| NetBusinessPurchaseAndSale | -631.00 | 10.87M | 0.00 | 0.00 |
| SaleOfBusiness | 0.00 | 10.87M | 0.00 | 0.00 |
| PurchaseOfBusiness | -631.00 | 0.00 | 0.00 | -11.47M |
| NetIntangiblesPurchaseAndSale | 0.00 | |||
| PurchaseOfIntangibles | 0.00 | |||
| NetPPEPurchaseAndSale | 0.00 | 106.00K | 0.00 | 0.00 |
| SaleOfPPE | 0.00 | 106.00K | 0.00 | 0.00 |
| PurchaseOfPPE | 0.00 | -2.00K | ||
| OperatingCashFlow | -11.70K | -9.77M | -39.87M | -44.33M |
| CashFromDiscontinuedOperatingActivities | 0.00 | -815.00K | -17.69M | -37.24M |
| CashFlowFromContinuingOperatingActivities | -11.70K | -8.96M | -22.18M | -7.09M |
| ChangeInWorkingCapital | 12.62K | 1.51M | -1.86M | 53.31M |
| ChangeInOtherWorkingCapital | 17.00 | -66.60M | -35.04M | |
| ChangeInOtherCurrentLiabilities | -384.00 | -198.00K | 0.00 | 0.00 |
| ChangeInOtherCurrentAssets | 6.83K | -6.20M | -282.00K | 6.50M |
| ChangeInPayablesAndAccruedExpense | -7.24K | 24.42M | -1.58M | 53.93M |
| ChangeInAccruedExpense | 256.00 | 388.00K | -2.19M | 53.93M |
| ChangeInPayable | -7.49K | 24.03M | 611.00K | 90.83M |
| ChangeInAccountPayable | -7.49K | 24.20M | 182.00K | 0.00 |
| ChangeInPrepaidAssets | 418.00 | 420.00K | 0.00 | -7.11M |
| ChangeInReceivables | 12.97K | -16.93M | 0.00 | 0.00 |
| ChangesInAccountReceivables | 12.97K | -16.93M | 0.00 | 0.00 |
| OtherNonCashItems | 27.53K | 24.04M | 424.91M | 1.99M |
| StockBasedCompensation | 0.00 | 2.51M | 4.78M | 9.77M |
| ProvisionandWriteOffofAssets | 10.21K | -86.00K | 0.00 | 0.00 |
| AssetImpairmentCharge | 685.96K | 574.98M | 0.00 | 0.00 |
| DeferredTax | 0.00 | 511.00K | 0.00 | 0.00 |
| DeferredIncomeTax | 0.00 | 511.00K | 0.00 | 0.00 |
| DepreciationAmortizationDepletion | 396.00 | 261.00K | 0.00 | 0.00 |
| DepreciationAndAmortization | 396.00 | 261.00K | 0.00 | 0.00 |
| Depreciation | 396.00 | 261.00K | 0.00 | 0.00 |
| OperatingGainsLosses | 490.00K | -1.54B | 72.14M | |
| GainLossOnInvestmentSecurities | 385.00K | |||
| GainLossOnSaleOfPPE | 0.00 | 105.00K | 0.00 | 0.00 |
| GainLossOnSaleOfBusiness | -1.55B | 0.00 | ||
| NetIncomeFromContinuingOperations | -748.41K | -613.17M | -25.10M | -495.08M |
Public Trades for XHG
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|